Ronald Schroeter is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 19 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2010. Outside of his advisory role, he is involved in home construction through Garland Construction in Fort Mill, SC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm’s advisory process includes preparation of investment policy statements, performance reporting, participant education, and a broader range of investment options including insurance-related vehicles and bank deposit sweep programs.

Nicholas Nielsen is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Raymond James Financial. His prior experience includes roles at Independent Advisor Alliance, LPL Financial, and SunTrust Advisory Services. Outside of advising, he is an author of the book *Visual Finance* and an ESPN+ analyst for the NJCAA Basketball Tournament. Raymond James Financial Services Advisors, Inc. provides financial planning and non-discretionary investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes tailored financial plans developed through comprehensive risk profiling and supports implementation via brokerage and advisory accounts, managed accounts, and outside managers.

Daniel Pham is a financial advisor at Merrill based in Charlotte, NC, holding Series 63 and Series 65 licenses. He has one year of industry experience and has previously worked with Bank of America, Wells Fargo Clearing Services, and other firms. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Gray Daus is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 25 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Outside of advising, he is involved in managing timber land and rental properties through several investment-related entities he owns. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Gregory Abbracciamento is a CFP® professional at Stifel with eight years of industry experience. He joined Stifel in 2025 after working at Bank of America and Merrill from 2016 to 2025. Stifel serves a wide range of clients, including individuals, institutions, and municipal entities, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Matthew Marks is a financial advisor with Wells Fargo Advisors in Charlotte, North Carolina, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney LLC and Wells Fargo Clearing Services. Outside of his advisory work, he is the proprietor of You Matter Daily, a recreation-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients through a variety of investment and financial planning services. The firm provides tailored recommendations using in-house research and planning tools, offering a broad range of planning options that clients may implement through brokerage or advisory programs.

David Van Glish is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been assisting clients with complex financial decisions since 2006, focusing on comprehensive wealth management strategies tailored to individual goals. David's expertise includes portfolio construction, retirement planning, education funding, and coordination with clients' legal and tax advisors on estate planning. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His credentials are supported by Series 7 and 66 FINRA registrations, as well as Life, Health, and Long-Term Care insurance licenses. He earned a bachelor's degree from Emory University and both a master's and doctorate from the University System of Georgia. Prior to joining Merrill, he had a career in the textiles industry. David is active in the Charlotte community, serving as a solicitor for the Jewish Federation of Greater Charlotte and is an alumnus of Leadership Charlotte. He enjoys spending time with his wife and three adult children.

Paige Brenner is a financial advisor with Morgan Stanley in Charlotte, NC, holding a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley in 2023, she worked at Foot and Ankle Associates and has experience in both educational and hospitality settings. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and investment committee resources. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

James Robinson Jr. is a financial advisor with Cetera who holds a Series 66 designation and has 11 years of industry experience. He has worked at Cetera Investment Services LLC and Cetera Investment Advisors LLC since 2019 and previously worked at CUNA Brokerage Services, Inc., CUNA Mutual Group, and Edward Jones. Outside of his advisory role, he is the owner and operator of JDADDY Hauling, a small business involved in hauling away yard material and oversized household objects. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers, managing over $256 billion in assets with more than 10,000 advisors.

Joseph Hagner is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and 15 years of industry experience. His prior roles include positions at Woodbury Financial Services Inc. and Lord Abbett. Outside of advisory work, he serves as president and director of Advisory Consulting Services, LLC, a firm involved in recruiting financial advisors. OSAIC serves a broad range of clients, including individual investors, pension plans, corporations, and charitable organizations, offering advisory and brokerage services through a large network of affiliated advisors. The firm employs diversified investment strategies with portfolio tools such as asset-allocation models, risk assessments, and automated rebalancing.

Aaron Murphy is a Financial Advisor at Merrill Lynch Wealth Management and a CERTIFIED FINANCIAL PLANNER™ professional. He focuses on helping clients uncover their priorities to create strategies aimed at pursuing their financial goals. Aaron's expertise includes executive compensation, equity compensation services, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He works with families to build certainty and confidence in their financial lives. He holds a Bachelor's Degree from Queens University of Charlotte and a High School Diploma from Myers Park High School. Outside of his professional career, Aaron enjoys activities such as chess, golfing, hiking, music, pickleball, rock climbing, running, and spending time with his family.

Monique Ryan is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and 16 years of industry experience. She has previously worked with Pruco Securities, LLC, and Prudential Insurance Company of America. Additionally, she is active as an insurance agent in Fort Mill, SC. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning and investment management through a network of independent Financial Professionals. The firm employs a range of investment strategies and platform options, including proprietary and third-party models, with services tailored to client objectives.

George Kokalis is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 66 and Series 63 credentials and bringing 25 years of industry experience. His prior experience includes roles at Merrill and Bank of America. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages roughly $671 billion in assets with more than 14,000 advisors and employs research and analytics based on modern portfolio theory to support its diverse product offerings.

John Fasti is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 65 and Series 66 licenses and having five years of industry experience. His prior experience includes roles at Equitable Distributors, LLC and Equitable Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Daniel Hanvey is a financial advisor at Ameriprise with 30 years of industry experience. He holds Series 63 and Series 65 designations and has been with Ameriprise and its affiliates since 2009. Hanvey is also the owner of LWM Partners, a business unrelated to investment activities. Ameriprise provides a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations, supported by a centralized consulting team and algorithmic tools.

Thomas Berger is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Merrill since 1993 and concurrently at Bank of America, NA since 2009. Outside of his advisory role, he serves as treasurer for Kingdaddy-Musical Group, a for-profit LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Lisa Balducci is a financial advisor at Merrill with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including M&T Securities, HSBC Securities, and Woodbury Financial Services. She has a power of attorney role with an unrelated entity outside the investment industry. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations.

Matthew Harris is a financial advisor at Raymond James & Associates with one year of industry experience. He holds a Series 66 designation and previously worked at CLA for nine years and Workpath for one year. Raymond James & Associates provides financial planning and investment consulting to a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Jordan Brown is a financial advisor at Charles Schwab with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at TD Ameritrade and Northwestern Mutual. Outside of advising, Brown owns a fitness planning business and serves as a First Private in the U.S. Army National Guard. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a large, integrated operational structure.

Jasmine Sehgal is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has over 10 years of experience in the financial services industry and has been with Merrill Lynch since 2016. Jasmine specializes in creating tailored wealth management strategies, focusing on high net worth families and particularly serving the Asian Indian community. Her expertise includes estate guidance, insurance planning, wealth transfer, tax minimization strategies, liquidity management, and services related to corporate executive planning, employee benefits, and small business strategies. She holds a Bachelor's Degree from Amity University and a Master's Degree from the University of Glasgow. Jasmine is a Personal Investment Advisor (PIA) and is proficient in English, Hindi, and Punjabi. She is involved with several professional organizations, including the Charlotte Latin American Chambers, Charlotte Indian American Business Owners, Charlotte Indian Professionals, E-WOMEN, and NABOW. In addition to her professional work, Jasmine follows Merrill's tradition of community participation and volunteers with organizations in her community. Outside of her professional life, her personal interests include dancing, interior decorating, singing, traveling, and yoga.