Brett Moore is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Vanguard Marketing Corporation, The Vanguard Group, Inc., and PNC Financial Services Group. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a high client-to-advisor ratio due to its scale and digital delivery model.

Jake Cheatham is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and four years of industry experience. His prior work includes roles at Digital Intelligence Systems, T3 Trading Group, and several educational institutions. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, using an IPS-driven process grounded in modern portfolio theory. The firm offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, and participant education.

Joseph Small is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments since 2016, progressing through several roles including Financial Consultant, Investment Consultant, Relationship Manager, Investment Solutions, and Premium Relationship Associate. His experience encompasses various aspects of financial planning and investment consulting. Joseph is dedicated to collaborating with clients to build customized financial plans that align with their priorities. He emphasizes educating clients, reviewing multiple approaches, and tailoring financial strategies to individual situations. Prior to joining Fidelity, he gained experience through internships at IronGate Partners and Fidelity Investments. Outside of his professional work, Joseph is interested in family activities, outdoor adventures, and parenthood.

Raymond Mones is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 21 years of industry experience. He has been with LPL Financial since 2008, previously working at Merrill and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a broad range of advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting investment advisers with both discretionary and non-discretionary strategies.

William Voncanon III is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and having 24 years of industry experience. He has been with Vanguard Group and its related entities since 2010, and has worked at Vanguard Advisers since 2019. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, offering tax-aware features and customization options.

Trent Chabot is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior work includes positions at Lowe's Foods, Harris Teeter, and Winthrop University before joining The Vanguard Group in 2017. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs with various tax-aware and customization features.

Robert Renegar is a financial advisor at Vanguard Advisers in Charlotte, NC, with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with The Vanguard Group, Inc. since 2016. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach and manages portfolios primarily using Vanguard funds and ETFs, emphasizing tax-aware features and customizable investment options.

Scott Shepherd is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. Prior to joining Osaic in 2023, he spent 31 years with Fsc Securities Corporation. Shepherd also serves as an insurance agent, selling fixed annuities and fixed life insurance products. Osaic Wealth, Inc. serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to construct portfolios across a wide range of investment types.

Tyrone Ward Jr. is a financial advisor at Vanguard Advisers with four years of industry experience and holds the Series 63 and Series 66 licenses. He has worked at various Vanguard entities since 2021 and has also been self-employed since 2019, working as a contracted delivery driver for DoorDash in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to set personalized asset allocations and offers a range of customizable portfolio options largely composed of Vanguard funds and ETFs.

Dillon Freer is a financial advisor with Wells Fargo Clearing in Belmont, NC, holding a Series 63 designation and eight years of industry experience. He has been with Wells Fargo Clearing since 2017 and previously worked at Associate Staffing and Wintergot Inc., a restaurant business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options.

Dalton Cook is a financial advisor with Fidelity, holding a Series 66 designation and beginning his industry career in 2025. His prior experience includes roles at Stifel, Nicolaus & Company and 49 Financial. Outside of his advisory work, he has been involved as a fixed insurance agent. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its role as a commodity pool operator and advisor to multiple registered investment companies.

Mario Rudolph is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at TIAA-CREF and LPL Financial. He is currently based in Charlotte, NC. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, using proprietary models to personalize asset allocations primarily through Vanguard funds and ETFs.

Faith Hurrinus is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and three years of industry experience. Her background includes roles at multiple Vanguard entities and previous entrepreneurial experience with Jarek Auto Sales, LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios mainly composed of Vanguard funds and ETFs, servicing a large client base through a combination of digital delivery and advisor support.

Ryan Marsh is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 licenses and 24 years of industry experience. His prior roles include positions at Principal Life Insurance Company and Mass Mutual Investors Services. Marsh also holds a fixed insurance agent role involving life, annuities, disability, long-term care, health, and group insurance products. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios primarily composed of Vanguard funds and ETFs with various customization options.

Logan Hester is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard in various roles since 2022. Prior to his advisory role, he worked in hospitality and financial services, including a position at Vidalia Restaurant. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, leveraging Vanguard funds and ETFs with tax-aware features and customization options.

Richard Carden is a CFP® with three years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has held positions at several firms including Greenleaf Trust and Empower Retirement. In addition to his advisory role, he teaches business principles, leadership, and professional development at Central Piedmont Community College. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily constructed from Vanguard funds and ETFs.

Richard Bibeau is a financial advisor at Vanguard Advisers with four years of industry experience. He holds Series 63 and Series 66 licenses and is based in Charlotte, NC. Prior to his current role, he worked at H&M Hennes & Mauritz for eight years. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios mainly from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Dwayne Wright is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2015. He holds the Series 63 designation and is based in Charlotte, NC. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach. The firm manages large-scale client relationships using proprietary models and primarily invests in Vanguard funds and ETFs with tax-aware and customizable portfolio features.

Christopher Borras is a financial advisor with Edward Jones in Concord, NC, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1998. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm provides a range of advisory programs and investment solutions, operates under a fiduciary standard, and supports its clients with a nationwide network of advisors and branch offices.

Darcy Ridge is a financial advisor with Robert Baird & Co. holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Baird, Darcy worked at Mass Mutual Investors Services, Hornor, Townsend & Kent, LLC, and Vineyard Wealth LLC. Outside of financial advising, Darcy teaches a weekly cycle class at the YMCA of Greater Charlotte and has been involved with Rodan & Fields as a skincare consultant since 2014. Baird’s DDK Group serves individual, corporate, pension, and charitable clients with a range of financial planning and portfolio management services. The firm employs a variety of SMA strategies, manager selection, and tax-management techniques, supporting assets totaling approximately $394 billion as of December 2025.