Kevin Kitchin is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, providing investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions, managing approximately $671 billion in assets and employing over 14,000 financial advisors.

Benjamin Rose is a CFP® professional affiliated with Raymond James & Associates, with 25 years of experience in the financial industry. He has been with Raymond James & Associates since 2011. Outside of his advisory role, he leads financial seminars for the Financial Planning Association of San Francisco, dedicating time to community education. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations through a combination of research tools and advisory programs.

Kenneth Casper Jr. is a CFP® professional with 25 years of experience, all with Edward Jones since 2001, based in Benicia, CA. Outside of his advisory role, he manages a rental property. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, with approximately $1.01 trillion in assets under management supported by a large nationwide network of financial advisors and branch offices.

Misty Farukh is a Certified Financial Planner (CFP®) with 17 years of industry experience. She has been with Raymond James & Associates since 2012. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also provides institutional consulting and municipal finance services.

Dean Alves is a financial advisor with Ameriprise Financial Services, LLC, holding Series 65 and Series 63 licenses and 10 years of industry experience. He has been with Ameriprise since 2016, working at both Ameriprise Financial Services, Inc. and LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice that incorporates tax-aware withdrawal strategies and Social Security options.

John Hannon is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He previously worked at Strategic Wealth Advisors Group and Ameriprise Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, including discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Anthony Carmichael is a financial advisor at RBC Capital Markets with a Series 66 credential and two years of industry experience. His background includes roles at RBC Wealth Management and prior employment at educational institutions and retail. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers.

Andrew Renart is an Investment Consultant currently working at Fidelity Investments since 2023. In his role, he helps clients pursue their financial goals with clear and personalized guidance, focusing on building strong relationships to understand what matters most to each client. He collaborates with clients to create strategies that fit their needs, whether they are planning for retirement, growing their savings, or just starting out, with the goal of making investing easier to understand and helping clients feel confident about their financial future. Prior to his current position, Andrew gained experience as a Senior Relationship Banker at Travis Credit Union from 2018 to 2023 and as a Relationship Manager at Bank of America from 2015 to 2016. He holds a California Insurance License. Outside of his professional work, Andrew has interests in concerts, fitness, food, movies, music, and parenthood.

Robert Gewecke is a CFP® with 22 years of industry experience, currently serving at Wells Fargo Clearing. His prior roles include positions at LPL Financial, BMO Bank NA, Bancwest Investment Services, and E*TRADE Capital Management. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Brian Mague is a Series 66 credentialed financial advisor with 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2013 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources while providing both brokerage and advisory solutions.

Robert Carmichael is a financial advisor at RBC Capital Markets with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers and tailored strategies based on each client’s risk profile.

Jacqueline Kwan is a Financial Consultant currently working at Fidelity Investments since 2021. She partners with clients and their families to develop financial plans that adapt over time as their life circumstances change. She has experience in various financial roles, having served as a Financial Solutions Advisor at Merrill Lynch, Pierce, Fenner & Smith Incorporated from 2018 to 2021. Prior to that, she held multiple positions at JP Morgan Chase Bank, N.A., including Private Client Advisor from 2016 to 2018, Financial Advisor Associate from 2015 to 2016, and Private Client Investment Associate from 2012 to 2015. Jacqueline holds a California Insurance License.

Angela Render is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2011 and Citigroup Global Markets since 2007. Outside of her advisory role, she is involved in a secret shopping business on a part-time basis. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm‑approved tools and market-based modeling.

Thomas Goins is a ChFC®-designated financial advisor with 36 years of industry experience. He is currently with Cambridge Investment Research Advisors and has previously worked at Ic Advisory Services Inc, The Investment Center Inc, and H. Beck, Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies and platform arrangements.

Corey Sunday is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at AXA Advisors, LLC from 2016 to 2019 before joining Morgan Stanley Smith Barney LLC in 2019. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering financial planning services supported by firm-approved tools and analysis methods. The firm manages approximately $2.74 trillion in client assets and serves clients through direct and corporate financial planning agreements.

Scott Pollak is a financial advisor with Ameriprise in Orinda, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2002. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

George Huertas is a financial advisor at Morgan Stanley with 38 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. He holds Series 63, Series 65, and Series 66 credentials. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

David Potter is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 63 designation and 39 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and previously worked with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery and firm-approved tools, utilizing modeling techniques such as Secular Return Estimates and Monte Carlo simulations.

Michael Levy is a financial advisor with LPL Financial in Danville, CA, holding the ChFC® and Series 63 designations and bringing 33 years of industry experience. He has worked at Linsco/Private Ledger since 2002. In addition to his advisory role, Levy is an independent insurance agent focused on non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Tyler Bailey is a financial advisor with Raymond James Financial in San Ramon, CA, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Morgan Stanley, Ameriprise, Securian Financial Group, and Merrill. He is also associated with Summit Financial Group, where he supports financial planning and client service functions. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses and maintains a notable presence in municipal and public finance advisory.