Chris Saul is a financial advisor with Ameriprise in Loveland, OH, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Ameriprise and its affiliates since 2009. Outside of his advisory role, he is a co-owner of Saul Bros., LLC, a farm land business in Napoleon, OH. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing tailored Recommendation Reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver these recommendations, primarily focusing on assets managed within Ameriprise accounts.

Jacob Lindsey is a financial advisor at Morgan Stanley in Cincinnati, OH, holding a Series 66 designation with seven years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2018. His prior work includes brief roles outside finance with the Buffalo Bills and Alveo Health in 2017. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes that incorporate market simulations and established investment estimates.

Douglas Vollette is a financial advisor with Fidelity who holds the Series 63 and Series 66 designations and has 30 years of industry experience. He has worked at various Fidelity entities since 1995, including Strategic Advisers, where he has been active since 2001. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, with a distinctive focus on model portfolios and systematic asset allocation.

Hassnaa Ingram is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. She has worked at Fidelity Investments since 2021 and has been involved with the Islamic Association of Cincinnati and the Islamic Center of Northern Kentucky in prior roles. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts and fund advisory mandates.

Brian Tewes is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Lincoln Financial Securities Corporation for 17 years. In addition to his role at OSAIC, he owns and operates Tewes Wealth Management, offering insurance products including disability insurance, annuities, and life insurance. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, providing brokerage, investment advisory, financial planning, and retirement consulting services. The firm employs various asset-allocation tools and third-party platforms to construct diversified portfolios tailored to client needs.

Joseph Wolke is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Edward Jones since 2010. He holds a Series 66 license and is based in Wyoming, Ohio. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a large network of financial advisors and branch offices, offering a variety of investment strategies and fiduciary advisory services.

Luke Schmelzer is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at Cleveland Research Company and Lowe’s, as well as positions in educational and community organizations. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios, including model portfolios delivered to intermediary platforms.

Jenna Gressler is a financial advisor at Fidelity with Series 66 and Series 63 licenses and four years of industry experience. Prior to joining Fidelity, she worked in the service industry and attended Northern Kentucky University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs using systematic methodologies and long-term asset allocation benchmarks.

Brian Whitling is a financial advisor at Merrill with 16 years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley and UBS Financial Services Inc. He is based in Cincinnati, OH. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Kara Barnett is a financial advisor at Merrill with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Bank of America, Fidelity Investments, LPL Financial, and Fifth Third Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brittany Cecil is a financial advisor at Fidelity with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Fidelity Brokerage Services since 2015. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Christopher Collier is a financial advisor with Mass Mutual Investors Services in Cincinnati, OH. He holds the ChFC® designation and Series 63 license, and has 33 years of industry experience. He has been with Mass Mutual Investors Services since 1992 and Mass Mutual Life Insurance Company since 1991. Outside of his advisory role, he serves as a board member for Ken Anderson Alliance, a nonprofit providing adult day services for individuals with disabilities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs, including wrap accounts and money-manager programs, and structures financial planning as annual collaborative relationships using firm-approved analytical tools.

Kristin Galati is the Regional Director of Wealth Management at Fidelity Investments. In her role, she leads, coaches, and collaborates with Wealth Management Planning Consultants, who are financial professionals focused on developing strategies to meet client needs. Kristin has held several leadership positions at Fidelity Investments, including Team Leader roles in Portfolio Advisory Services from 2021 to 2022, Investment Solutions from 2019 to 2021, and Client Services from 2015 to 2019, before assuming her current position in 2022.

Rachael Reuss is an Executive Planning Consultant at Fidelity Investments. In her role, she partners with clients to create comprehensive plans tailored to their unique goals, focusing on educating and empowering families through clear guidance and personalized strategies. She has been with Fidelity Investments since 2018, progressing through several roles including Financial Associate, Workplace Planning Consultant, Benefits and Planning Consultant, before assuming her current position in 2026. Prior to joining Fidelity, she worked as a Staff Accountant at Ball Homes from 2016 to 2017.

Ethan Quinn is an Investment Solutions Representative III at Fidelity Investments, where he has been employed since 2023. In his current role, he assists individuals and families in creating personalized financial plans that align with their goals. By understanding clients' needs and priorities, he provides guidance and strategies aimed at building confidence in their financial futures. Ethan's experience at Fidelity Investments includes progressive positions starting as a Client Relationship Advocate in 2023, advancing to Investment Solutions Representative I from 2024 to 2026, then to Investment Solutions Representative II in 2026, and currently holding the Investment Solutions Representative III role. This progression reflects his growing expertise in investment solutions and client relationship management.

Franklin Boyd is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His career includes roles at Fidelity Investments, Northwestern Mutual, and ClaimLinx. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolios constructed through a combination of fundamental research and quantitative analysis. The firm employs systematic methodologies and algorithmic portfolio construction, with a focus on oversight and conflict-of-interest management.

Michael Lance Mc Kay Jr. Jr. is a financial advisor at UBS Financial Services with a Series 66 designation. He has experience at firms including Becker, Kellogg & Berry, P.C., State Farm Insurance Companies, and Roth Jackson Gibbons Condlin, PLC. He is based in Cincinnati, OH. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and capital markets services.

Timothy Collins is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with Fidelity Brokerage Services LLC since 2015. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its roles as a commodity pool operator and advisor to multiple registered funds.

Susan Anderson is a financial advisor at Fidelity with 29 years of industry experience. She holds Series 63 and Series 66 credentials and has worked across several Fidelity entities since 1996. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, leveraging a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a diverse investable universe.

Kurt Skinner is a financial advisor at Edelman Financial Engines with 31 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Financial Engines Advisors L.L.C. since 2018. Prior to that, he spent 20 years with Charles Schwab and Charles Schwab Bank. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and supports a large participant base through both advisor-led and online offerings.