Ian Scheidemann is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. He has previously worked at Avantax Advisory Services and Avantax Investment Services Inc., and he concurrently holds a position at Barth Tax & Financial Services Inc., where he is involved in tax preparation and financial planning activities. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and a multi-manager platform.

Nicholas Combs is a financial advisor at Fisher Investments in Philadelphia, PA, holding Series 63 and Series 65 licenses with nine years of industry experience. His prior roles include positions at SEI Investments Distribution Co, SEI Investments Management Corp, The Vanguard Group, Inc., New York Life, and Saint Joseph's University. Fisher Investments serves a global client base of institutional and private investors, offering discretionary portfolio management across equities, fixed income, and blended mandates. The firm employs a centralized investment process led by an Investment Policy Committee and uses tax-aware strategies, derivatives, and other risk management tools to manage diversified portfolios.

Peter Palazzo is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Ameriprise in Berlin, NJ. He has been with Ameriprise and its affiliated entities since 2013. Ameriprise provides retirement-income planning services tailored to individuals approaching or in retirement, focusing on clients with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations through a centralized consulting team.

Justin Dwyer is a financial advisor with Wells Fargo Advisors, holding Series 65 and Series 66 licenses and two years of industry experience. His prior roles include positions at Concurrent Investment Advisors, Price Financial Management, Allstate, and Equipment Resource. Outside of advising, he contributes freelance articles for a CBD company. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory support with other financial products and referral channels.

Gabrielle Giannopoulos is a financial advisor at OSAIC with six years of industry experience. She holds the Series 66 designation and has prior work history at Lincoln Financial Advisors and Morgan Stanley. Outside of her advisory role, she supports registered representatives in administrative and trading functions through her involvement with INTEGRITY 5 LLC. OSAIC serves a diverse client base that includes individual, high-net-worth, institutional, and nonprofit clients, offering integrated brokerage, advisory, and financial planning services. The firm utilizes a range of asset-allocation tools and third-party platforms to construct and manage diversified portfolios across multiple investment types.

Matthew Donnelly is a financial advisor with Equitable Advisors in Cherry Hill, NJ, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2003, following a tenure at Axa Advisors. Outside of his advisory role, he serves as a board member for the Medford Lakes Colony, where he participates in decisions regarding community infrastructure and maintenance. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that combines advisory and brokerage channels to deliver tailored client solutions.

Steven Ferrigno is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and previously worked at Tiedemann Advisors and Clarivate Analytics. Ferrigno also has experience in academia, having been associated with Drexel University College of Computing and Informatics. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides a written recommendation report and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Christopher Sciarrino is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and previously worked at BestVest Investments, Ltd. and Northwestern Mutual. Outside of advisory roles, he was involved in operational activities at America's Pie for seven years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement consulting services, combining proprietary and third-party research to support diversified investment strategies.

Andrew Rifkin is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. Based in Philadelphia, PA, his career has been focused within the Wells Fargo organization. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader set of financial product offerings than typical institutional advisors, such as insurance-related vehicles and bank deposit sweep options.

Cheryl Plunkett is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. She has been with Merrill since 2015. Outside of her advisory role, she is involved part-time with Rodan + Fields, focusing on skincare, networking, and sales. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Bryan Messick is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and previously worked at TD Bank NA and Franklin Mint Federal Credit Union. He serves as a board member at large for the Delaware County Estate Planning Council. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm provides a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Ryan O'Neill is a financial advisor at Raymond James & Associates with 19 years of industry experience. He holds a Series 66 designation and has been with Raymond James since 2016. Outside of his advisory role, he serves as a boys varsity soccer coach at WSSD in Wallingford, PA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering a range of financial planning and consulting services with non-discretionary implementation decisions left to clients.

Alfred Nicolosi is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Waddell & Reed, and insurance sales with various carriers. He has also been involved with SRS Cinema outside of the financial sector. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, and retirement consulting, using both discretionary and non-discretionary management supported by research from internal and third-party sources.

Adam Kaufer is a financial advisor with Cetera, holding the CFP® and ChFC® designations and 14 years of industry experience. He is also co-owner of Prism Financial Group LLC and serves as principal and CEO of Kaufer Financial, LLC, specializing in financial planning and wealth management. Outside of his advisory roles, Kaufer serves on the board of Fort Mifflin on the Delaware, a national historic landmark, and is a board member of the Navy League of the United States Philadelphia Council. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services delivered via multiple program structures, with access to affiliated and third-party managers and a multi-manager platform approach.

Samuel Biscotto is a financial advisor at Fidelity with 12 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. Prior to joining Fidelity, he worked at Vanguard from 2013 to 2022. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs using systematic methodologies and long-term asset allocation benchmarks.

Ian Haines is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Wells Fargo, he worked at The Vanguard Group. His background also includes work outside the financial sector, including roles at Crunch Fitness and several educational institutions. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by in-house research and third-party analytics.

Brett Ciarelli is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2009. Outside of advisory work, he is involved with Bluebird Lending LLC, a lending business based in Philadelphia. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Neal Pierce is a CFP® and PFS™ credentialed financial advisor with 33 years of industry experience, currently associated with Cetera. He has held roles at Avantax Insurance Agency, Cumberland Insurance Group, and Avantax Advisory Services throughout his career. Pierce also maintains a CPA practice focused on tax preparation and accounting. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a variety of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party investment solutions.

Maria Tyson Cori is a financial advisor with Morgan Stanley in Philadelphia, holding a Series 63 designation and possessing 24 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a broad range of advisory programs to both individual and institutional clients. The firm offers tailored financial planning supported by structured discovery processes and planning tools, managing approximately $2.74 trillion in client assets.

Appalonia Tankersley is a financial advisor with RBC Capital Markets in Philadelphia, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank and GW&K Investment Management. RBC Wealth Management serves a diverse client base that includes individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.