Jeffrey Heinel is a financial advisor at LPL Financial with 40 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Ic Advisory Services, Inc. and The Investment Center, Inc. He is also involved with SOCIUS, LLC, a real estate rental business. LPL Financial is a registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Patrick Watson Jr. is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. His prior roles include positions at T. Rowe Price and AllianceBernstein Investments. Outside of his advisory work, he owns and operates a business focused on breeding and selling dogs. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and charitable organizations.

Claudia Peppard is a financial advisor at RBC Capital Markets with six years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services and Synergy. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients' risk profiles and investment objectives.

Jeffrey Martinides is a Wealth Management Advisor at Merrill Lynch Wealth Management and the lead advisor with The Martinides Group. He began his career in financial services with Merrill Lynch in 1987 and has developed his practice focusing on corporate executive services, executive compensation, family wealth management strategies, and services for endowments, foundations, and non-profits, among other areas. Jeff also advises on legacy planning, personal retirement planning, philanthropic planning, portfolio management, individual and corporate investment strategies, and tax minimization. Jeff holds a bachelor's degree from Temple University's Fox School of Business. He has earned several professional designations, including Certified Investment Management Analyst (CIMA), Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Throughout his career, he has been recognized nationally by Barron's and Forbes for his advisory work. Outside of his professional responsibilities, Jeff is involved in community organizations including the Bucks County Opportunity Council, McKeown Foundation, and Trenton Soup Kitchen. He enjoys outdoor activities such as fishing, golfing, clay target sports, and painting, and spends time with his family.

Jesse Alijewicz is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has worked at Cetera since 2019 and previously held roles at J.P. Morgan Securities and JPMorgan Chase Bank NA. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options and reports over $256 billion in assets under management across more than 10,000 advisors.

Brooke Mcgeehan is a financial advisor at RBC Capital Markets with 21 years of industry experience. She holds the Series 66 designation and has worked at RBC Capital Markets since 2005, with prior experience at City National Bank from 2016 to 2025. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs and tailors investment strategies based on clients’ Advisory Risk Profiles, utilizing a mix of in-house and third-party managers.

George Altmeyer Jr. is a Series 66-licensed advisor with Merrill in Pennington, NJ, with 17 years of industry experience. He has been with Merrill since 2003. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Joseph Toth is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His work history includes roles at Bank of America, NJ Premier All Stars, and Metedaconk National Golf Club. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Frances Stanton Martinez is the Resident Director and Wealth Management Advisor at Merrill, where she has been serving clients since 2014. She focuses on building new client relationships and delivering wealth management services tailored to the needs of individuals, families, and businesses. Frances is a partner in The Callahan Pascua Group, applying her expertise in areas such as family wealth management strategies, retirement income planning, tax minimization, and college education planning. Frances holds multiple professional designations, including the Certified Investment Management Analyst® (CIMA®), which is awarded by the Investments & Wealth Institute™ in conjunction with The Wharton School, University of Pennsylvania. She also holds the Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) credentials. Frances earned her Bachelor of Arts degree in Interdisciplinary Studies with a focus on Political Science, Communication, and Psychology from San Diego State University and a Master of Business Administration from Alliant International University. In addition to her professional qualifications, Frances is fluent in Filipino and English. She is actively involved in professional and community organizations, serving as National Chair for the Investments & Wealth Institute™ Conference Committee beginning in 2024, and as President of the Merrill Women's Exchange San Diego Chapter for 2024–2025. Frances has also held leadership roles within the Merrill Women's Exchange and is a member of the La Jolla Woman's Club. Her personal interests include travel, music, tennis, yoga, scrapbooking, writing, and spending time with her family.

Matthew Loftus is a financial advisor at Raymond James Financial with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Merrill, M.S. Howells & Co., and O'shares. Outside of his advisory role, Loftus coaches a hockey team and runs a camp and league through Upper Moreland Parks and Recreation. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth investors, pension plans, and municipal entities. The firm offers customized, typically non-discretionary advisory solutions and maintains a notable presence in municipal and public finance through affiliated services.

Thomas Sonetto is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America since 2015. Additionally, he is involved with the ARTMAN Lutheran Home, a role he has held since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Kimberly Stasen is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has worked within various Wells Fargo entities since 2009, including Wells Fargo Clearing and Wells Fargo Advisors Financial Network. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, employing proprietary research and tools, and integrates advisory services with other financial products and referral channels.

Michael Johnson is a financial advisor at Morgan Stanley with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018. Outside of his advisory role, he has been involved with MRJ Sports, operating the basketball-related business Hoopaholics since 2004. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning that utilizes firm-approved planning tools and models, managing approximately $2.74 trillion in client assets.

Mark Bean is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to develop strategies that address their short-, mid-, and long-term financial goals. He provides guidance on a range of areas including investing, retirement planning, and saving for unexpected expenses, and offers access to specialized banking, credit, home financing, and small business solutions through Bank of America. Mark's expertise encompasses education planning, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He approaches his advisory work with a focus on hard work, rigorous due diligence, and consistency, aiming to ensure that his clients' savings are well managed and secure. He holds a Bachelor's Degree from the University of Southern Mississippi and a Master of Business Administration (MBA) from Mississippi College. Mark is a Personal Investment Advisor (PIA). Outside of work, he enjoys basketball, football, golfing, running, and spending time with his family.

Alexander Struck is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and over 15 years of industry experience. He has been with Merrill since 2010. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to a broad platform of financial products and services.

Anthony Remboski is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes positions at UPS and roles at Rider University and Mercer County Community College. Merrill provides managed account services to a broad client base, including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies implemented through its Select Portfolio Solutions program, integrating into Bank of America’s broader platform with access to a wide range of products and services.

Saji Philip is a financial advisor with LPL Financial based in Princeton, NJ, holding Series 63 and Series 65 licenses and 16 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for six years before joining LPL Financial in 2020. Outside of his advisory role, he is the business owner of Growing Stars, Inc., an online tutoring service. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, using both discretionary and non-discretionary management supported by model portfolios and research from LPL and third parties.

Robin Wedeking is a financial advisor with Merrill, holding a Series 66 designation and 21 years of industry experience. He has been with Merrill for multiple tenures totaling over three decades, including a brief period at BofA Securities in 2019. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors. The firm leverages its integration with Bank of America to provide a broad range of products and services beyond typical investment management.

Ryan Aiello is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, following prior roles at Wells Fargo Advisors, LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Eric Whitsett is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with Merrill since 2011. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.