John Male is a CFP® professional with 19 years of experience in the financial services industry. He is currently with Citigroup Global Markets, where he has worked since 2022. His prior roles include positions at American Portfolios Financial Services, Inc. and Guardian Life Insurance Co. of America. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, providing bespoke discretionary solutions and maintaining roles such as swap dealer and futures commission merchant.

Emma Hodges is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and 31 years of industry experience. She has been with Hornor, Townsend & Kent since 1995. Outside of her advisory role, she serves as Vice-President and agent in an insurance brokerage, Empire Wealth Strategies, where she is involved in sales, recruiting, and training for multiple insurance carriers. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a combination of advisory programs and broker-dealer services. The firm offers tailored financial planning and investment strategies, managing approximately $8.37 billion in discretionary assets as of the end of 2025.

Alisha Patel is a Series 65 licensed financial advisor at Mariner with one year of industry experience. Her career includes roles at TritonPoint Capital, TritonPoint Wealth, and Sage Group. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, providing investment management, financial planning, retirement plan consulting, and access to third-party managers. The firm offers customized discretionary portfolios supported by in-house research and a range of strategies spanning equities, fixed income, alternatives, and digital assets, along with integrated tax and accounting services.

Luca Pautasso is a financial advisor with Eagle Strategies (NY Life) in New York, NY, holding Series 63 and Series 66 licenses and five years of industry experience. His work history includes roles at NYLIFE Securities LLC and New York Life Insurance Company since 2021, as well as prior service with the New York Army National Guard and Nat Sherman International. Eagle Strategies serves a diverse client base including individuals, institutional investors, and plan sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice across multiple program types and manages most of its assets on a non-discretionary basis within an integrated affiliate structure.

Joseph Hymowitz is a Series 66 licensed financial advisor at Empower Advisory Group with 11 years of industry experience. Prior to joining Empower, he worked at J.P. Morgan Securities and JPMorgan Chase Bank for nine years, as well as PNC Investments and PNC Bank for one year each. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s integrated model ties financial planning and managed account solutions to Empower’s recordkeeping and administrative platforms.

Katherine Calvo Espinoza is a financial advisor at Citigroup Global Markets with five years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at NYLife Securities, LLC and New York Life Insurance Company. Citigroup Global Markets serves individual and institutional clients across various wealth segments and offers a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and operates with institutional scale alongside specialized market roles such as swap dealing and futures commission merchant activities.

Nadieda Dazile is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds a Series 66 designation and has worked multiple terms at Citigroup as well as at New York University Stern School of Business. Outside of her advisory role, she is involved in social media activities as a brand ambassador for beauty companies and operates Amazon and TikTok storefronts where she shares product recommendations. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles and arrangements.

Jake Kreppel is a financial advisor at AE Wealth Management, LLC with four years of industry experience. He holds the Series 66 designation and has previously worked at Alphastar Capital Management, JPMorgan Chase Bank, and Equitable Advisors. Kreppel also serves as Vice President and Independent Insurance Sales Agent at Kreppel Tax Advisory Group, specializing in tax planning and insurance sales. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a wide range of clients, including individuals, corporations, trusts, and ERISA plan sponsors. The firm manages approximately $49.8 billion using discretionary model portfolios and offers comprehensive reporting and client review services through a standardized platform approach.

Paul Branca is a financial advisor with Empower Advisory Group, holding Series 65, Series 63, and Series 66 designations and 24 years of industry experience. His prior roles include positions at J.P. Morgan Institutional Investments Inc., JPMorgan Investment Management Inc., Merrill, and National Professional Planning Group. Outside of his advisory work, he serves as a caretaker assisting his disabled daughter. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s approach integrates proprietary and third-party planning methodologies focused on long-term portfolio returns and savings rates, supported by an extensive platform tied to Empower’s recordkeeping and administrative services.

Mariella Foley is a CFP® with 18 years of experience in financial advising. She has been with Cerity Partners LLC since 2022, following a 22-year tenure at Round Table Wealth Management. Cerity Partners advises a diverse client base including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm offers customized wealth management services with an investment approach that integrates client-specific profiles, quantitative screening, and access to alternative and private market solutions.

Tiago Sardeli is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds Series 65 and Series 66 credentials and has worked at JPMorgan Chase Bank since 2008, including a tenure at J.P. Morgan Securities Inc. from 2008 to 2012. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs that include multi-asset, multi-manager strategies implemented through discretionary and non-discretionary approaches. The firm combines large institutional scale with unique market roles, including in-house research and security pricing, and provides specialized solutions for high-net-worth clients.

Riley Miller is a financial advisor at Citigroup Global Markets with a Series 66 designation and less than one year of industry experience. Prior to joining Citigroup, Riley’s background includes roles at Transcend Capital Advisors and various seasonal positions at camps. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains institutional-scale market roles including swap dealing and futures commission merchant activities.

Stefan Cherneski is a CERTIFIED FINANCIAL PLANNER™ professional affiliated with TLG Advisors, Inc., with 12 years of industry experience. He has held roles at Advisor Solutions Inc, The Leaders Group Inc, and Underwriters Brokerage Services. Outside his advisory work, he is involved in wholesale insurance sales and owns a wholesale insurance business. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, pension and retirement plans, and institutional investors. The firm’s investment approach emphasizes manager selection and ongoing monitoring using fundamental analysis and Modern Portfolio Theory, offering both traditional portfolio management and a direct-to-consumer digital program called Starlight Portfolios.

Robert Davis is a CFA® charterholder with 19 years of industry experience, currently serving as a financial advisor at Cerity Partners LLC since 2022. Prior to joining Cerity, he spent 16 years at Round Table Wealth Management. He is involved in private equity investing as a general partner and manager of due diligence, selection, and monitoring for a private equity fund of funds. Cerity Partners advises a diverse range of clients, including high-net-worth individuals, families, charitable institutions, and institutional investors, managing approximately $166.2 billion in assets as of December 31, 2025. The firm offers customized wealth management services with an investment approach that combines client-specific profiles, quantitative screening, manager selection, and access to alternative and private market solutions.

Zhiyu Jiang is a CFA® charterholder and financial advisor at Oppenheimer with four years of industry experience. Prior to joining Oppenheimer, Jiang worked at Moody's Investors Service, Navigant Consulting, Inc., and Columbia University. He is based in New York, NY. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services, with investment approaches spanning equity, balanced, and fixed-income portfolios.

Bachir Nasrany is a financial advisor with Eagle Strategies (New York Life) holding a Series 66 credential and one year of industry experience. His prior work includes roles at Globe Life, ExamFX, Google-Coursera, EquiElite LLC, and Keller Williams. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types tailored to client objectives and manages most assets on a non-discretionary basis, with a significant focus on institutional and plan sponsor relationships.

John Coviello is a financial advisor with Citigroup Global Markets in New York, holding Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at Exoduspoint Capital Management, BlueCrest Capital Management, Bessemer Trust, PointState Capital Management, and Moore Capital Management. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, derivatives services, and bespoke solutions for very large client relationships.

Bruce Scharf is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 credentials and possessing 40 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker‑dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Michael Moorby is a financial advisor at Goldman Sachs Wealth Services with 30 years of industry experience. He held roles at The Ayco Company, L.P./Mercer Allied for 25 years before joining Goldman Sachs in 2021. Moorby is also the owner of Rebel Forces, LLC, an apparel company. Goldman Sachs Wealth Services advises a broad client base including individual investors, executives, and institutional clients, providing financial planning, portfolio management, and specialized wealth services supported by strategic allocation models and integrated resources across the Goldman Sachs ecosystem.

Eric Gregerson is a financial advisor at Oppenheimer with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Oppenheimer since 2014, following a brief tenure at UBS Financial Services. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of investment programs and advisory services across equity, balanced, and fixed-income portfolios, with both discretionary and non-discretionary management.