Michael Moorby is a financial advisor at Goldman Sachs Wealth Services with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Goldman Sachs since 2021, following a 25-year tenure at The Ayco Company, L.P./Mercer Allied. Outside of finance, he owns Rebel Forces LLC, an apparel company based in New York. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual and high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and model portfolios, offering a range of tailored services such as Executive Wealth and Private Family Office support, and operates within a large integrated financial group with access to banking and specialized advisory capabilities.

Eric Gregerson is a financial advisor at Oppenheimer in Minneapolis, MN, with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Oppenheimer since 2014. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services, employing strategic and tactical asset allocation alongside various investment strategies to meet client objectives.

Edward Harrington is a financial advisor with Oppenheimer in New York, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Oppenheimer since 2003. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, employing strategic and tactical asset allocation and a variety of investment vehicles to construct client solutions.

Julia Peppard is a financial advisor at Citigroup Global Markets with three years of industry experience. She holds a Series 66 designation and has worked at Citigroup since 2022. Prior to her current role, she has held multiple positions including engagements at Fordham University and Oak Hill Advisors. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies using both discretionary and non-discretionary programs and maintains significant institutional capabilities such as in-house research and derivatives services.

Caterina Gage is a financial advisor at Citigroup Global Markets with 18 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Citigroup Global Markets since 2007. Outside of her advisory role, she is the authorized representative of Gagliardi Tile Installations LLC, a non-investment-related business that is currently inactive. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and operates with large institutional scale and unique market roles.

Cody Hoffman is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citi since 2018, following three years at SG Americas Securities, LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including in-house research and derivatives services.

Michael Kushch is a financial advisor with OSAIC Institutions, Inc., holding Series 65 and Series 63 licenses and 20 years of industry experience. He has worked at Ridgewood Bank since 2020 and previously at HSBC Bank USA, N.A. from 2016 to 2020. OSAIC Institutions, Inc. is an SEC-registered investment adviser that serves individuals, retirement plans, trusts, estates, and corporate clients through a network of adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating under a hybrid adviser/broker-dealer model with a focus on both discretionary and non-discretionary assets.

Wolf Perl is a financial advisor at Primerica Advisors with 28 years of industry experience. He holds a Series 63 designation and has worked with Park Avenue Securities and Guardian Life Insurance for over two decades. Outside of his advisory role, he serves as a trustee for a family estate. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types.

Eric Sprung is a financial advisor at Valic Financial Advisors with two years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Valic Financial Advisors, he worked at Valley Financial Management, Inc., Valley National Bank, and Jefferies. He also served in the U.S. Air Force and earned an MBA from Baruch College. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers discretionary unified managed accounts through Envestnet’s platform, portfolio management, and financial planning services, and operates at scale with over 1,200 advisors managing approximately $29.2 billion in client assets.

Ekta Parekh is a financial advisor with Eagle Strategies (NY Life) based in Edison, NJ, holding a Series 66 designation and five years of industry experience. She previously worked with Mass Mutual Investors Services and MassMutual Life Insurance Company before joining Eagle Strategies and affiliated NY Life entities in 2023. Outside of her advisory role, she is involved as a committee member with Boys Scout Troop 86. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans. The firm offers financial planning, investment management, and retirement-plan advisory services, often integrating insurance and annuity products, with a focus on tailored, mostly non-discretionary advisory solutions.

Craig Ballington is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and possessing 29 years of industry experience. He has been affiliated with Penn Mutual and Hornor, Townsend & Kent since 2002. In addition to his advisory role, Ballington is involved in life insurance brokerage through Primary Financial and serves as managing partner at Highgrove Capital, focusing on insurance sales and service. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing a significant portion of assets on a non-discretionary basis.

David O Connell is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Penn Mutual Life Insurance Co and Hornor Townsend & Kent Inc since 2010. In addition to his advisory role, he is involved in multi-line insurance brokerage activities, including the sales and service of life, health, disability, and long-term care insurance. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm offers a dual-registered platform combining SEC advisory services with broker-dealer capabilities, supporting tailored investment strategies and managing approximately $8.4 billion in discretionary assets under management.

Ahmed Elgohary is a financial advisor with Citigroup Global Markets in New York, NY. He holds a Series 66 designation and has been with Citibank N.A. UK since 2014. Outside of his advisory role, he manages a rental property in London, coordinating tenant relations and property maintenance. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, execution and custody services, and derivatives and futures capabilities. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including operating as a swap dealer and futures commission merchant.

Bridger Dawson is a financial advisor at Mercer Global Advisors Inc. with 10 years of industry experience. He holds the ChFC® designation and securities licenses Series 66 and Series 63. His prior experience includes roles at Edward Jones and Charles Schwab. Mercer Global Advisors serves individuals, families, small business owners, and various institutions, offering comprehensive investment advisory, financial, tax, retirement, and estate planning services. The firm employs a globally diversified investment approach based on Modern Portfolio Theory, utilizing low-cost ETFs, index funds, and other strategies to construct risk-appropriate portfolios.

Analicia Brocchetto is a financial advisor at Citigroup Global Markets with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Citigroup since 2019, following prior roles at J.P. Morgan Chase Bank and J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs while maintaining unique market roles including in-house research and activities as a swap dealer and futures commission merchant.

Rakesh Sharma is a financial advisor with Eagle Strategies (NY Life) based in Edison, NJ, holding Series 63 and Series 65 licenses and with 28 years of industry experience. He has been affiliated with Eagle Strategies since 2014 and also operates DGP Financial, LLC, which focuses on selling New York Life products and brokering non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Rosemary Abreu is a financial advisor at OSAIC Institutions, Inc. with 18 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked at firms including LPL Financial, Flagstar Bank, and City National Securities. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary accounts.

Michelle Nguyen is a financial advisor at Goldman Sachs Wealth Services with Series 63 and Series 66 designations and five years of industry experience. She has worked at Goldman Sachs & Co. LLC since 2019 and previously spent a year at Ernst & Young. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate and employer-sponsored participants, executives, plan sponsors, and institutional clients. The firm offers financial planning, portfolio management, and specialized services such as Private Family Office and Executive Wealth programs, utilizing strategic allocation models, manager selection, and a range of implementation platforms within the broader Goldman Sachs ecosystem.

Gonzalo Blanco is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup since 2017. Prior to that, he was with Morgan Stanley and Morgan Stanley Private Bank from 2015 to 2017. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, swap dealing, and futures commission merchant activities.

Austin Kline is a financial advisor at Oppenheimer with six years of industry experience. He holds the Series 66 designation and has worked at several firms including Fidelity Investments, Merrill, and Santander Securities. His background includes roles in both financial services and non-financial companies such as DoorDash and Home Depot. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans by providing a variety of advisory programs including portfolio management, consulting, and financial planning. The firm employs diverse investment approaches across equity, balanced, and fixed income strategies, managing approximately $36.7 billion in assets as of late 2025.