Bradford Mehl is a financial advisor with Raymond James Financial Services Advisors, Inc. in Morristown, NJ, holding Series 65 and Series 66 credentials and bringing 24 years of industry experience. His prior roles include positions at Morgan Stanley and Concurrent Advisors. Mehl is also president of Bell Rock Wealth Advisors LLC, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning using risk profiling and analytical tools, and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Tyler Johnson is a financial advisor with Cetera, holding Series 66 and Series 63 licenses and 12 years of industry experience. He has worked previously at Allied Wealth Partners, Minnesota Life Insurance Company, Securian Financial Services, Mass Mutual, and MetLife Securities. Outside of his advisory role, he is a silent partner in his family’s restaurant business in Virginia. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a variety of third-party money managers.

Regina Hart is a financial advisor at Ameriprise with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Ameriprise and its related entities since 2018, as well as at Investment Professionals Inc from 2012 to 2018. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

James Vellanti Jr. is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he provides investment advice and access to banking and lending services through Bank of America. His approach involves understanding clients' priorities to create personalized investment strategies. James specializes in various aspects of financial planning, including general investing, retirement planning, and preparing for unexpected financial needs. He engages with clients to discuss their goals and provides ongoing guidance as their circumstances evolve. He holds a Bachelor's Degree from the University of Delaware and holds the Professional Investment Advisor (PIA) designation.

Ghazi Nweiran is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2021. He is a CERTIFIED FINANCIAL PLANNER™ practitioner, Certified Private Wealth Advisor®, and Chartered Financial Consultant®, focusing on helping clients work towards their financial freedom and fulfillment. Ghazi utilizes Fidelity's resources to develop tailored and prudent financial plans aimed at addressing clients' financial goals and managing uncertainties. Prior to his current position, Ghazi served as Vice President, Private Client Advisor at JP Morgan Chase Bank, N.A. from 2018 to 2021. He began his career as a Financial Advisor at Reddington Advisory Group, an office of MetLife, from 2015 to 2018. His experience spans across various financial advisory roles, emphasizing personalized client service and wealth management. Outside of his professional work, Ghazi is interested in family activities, fitness, football, golf, pets, and volunteering.

Stephen Oliver is a financial advisor at Cetera with 34 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at First Allied Advisory Services and First Allied Securities. Outside of his advisory role, he is an author and media contributor for The Retirement Obsession. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Earl Pedersen Jr. is a financial advisor with LPL Financial holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Cetera, Allied Wealth Partners, and Securian Financial Services. In addition to his advisory work, he is employed by the New Jersey Department of Treasury investigating businesses for tax compliance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and diverse investment strategies.

William Leach is a Series 66-credentialed financial advisor with 21 years of industry experience. He has been with Thrivent Investment Management and Thrivent Financial for Lutherans since 2010. Outside of his advisory role, he leads a small group prayer ministry for fathers called Dads in Prayer, which focuses on providing spiritual leadership resources and support. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based planning without discretionary trading authority and combines planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Sean Chan is a Planning Consultant at Fidelity Investments, where he supports clients in working toward their financial futures with a focus on retirement and investment planning. He partners with individuals and their families in all phases of their lives to help them understand and implement strategies toward their unique financial goals. Sean's professional experience includes roles at Goldman Sachs and The Ayco Company, a Goldman Sachs Company. His positions have ranged from Financial Analyst to Financial Planner and Regional Training Coordinator, as well as Relationship Manager in Goldman Sachs Personal Financial Management. He has been in his current role at Fidelity Investments since 2021.

Peter Degiralamo is a financial advisor at Wells Fargo Advisors with 53 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2010 and holds a Series 63 designation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with advisory engagements typically structured as discrete projects.

Eric Murtha is a financial advisor with Mass Mutual Investors Services in Morristown, NJ, holding a Series 66 designation and having 25 years of industry experience. His prior experience includes eight years at Metlife Securities Inc. He is also an agent with Capital Benefits, where he is involved in insurance brokerage including individual life, property and casualty, and group benefits. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, annual planning engagements supported by firm-approved analytical tools.

Edward Collins is a financial advisor with LPL Financial in Lebanon, NJ, holding a Series 66 designation and 27 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory work, he co-owns Vimagery Inc and Eat Right Vending, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing a range of discretionary and non-discretionary management solutions supported by proprietary and third-party research.

Brandon Sheh is a financial advisor with MassMutual Investors Services, holding a Series 66 designation and having six years of industry experience. He has worked at MassMutual Investors Services since 2019 and MassMutual Life Insurance Company since 2018. Outside of his advisory role, he is also an insurance broker involved in life, disability, long-term care, fixed annuities, and health insurance sales. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based planning using firm-approved analytical tools.

Gregory Tripold is a CFP® professional with seven years of industry experience, currently affiliated with LPL Financial since 2021. Prior to joining LPL, he worked at Bank of America, Merrill, Paylocity, and ADP. He is also involved with Tripold Enterprises LLC, a non-investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and offering access to various model portfolios and research resources.

Robert Brueggeman Jr. is a financial advisor at Equitable Advisors with 25 years of industry experience. He has previously worked at Wells Fargo Clearing and J.P. Morgan Securities. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer and leverages various program sponsors and endorsed third-party managers to deliver its advisory and brokerage solutions.

Zhigang Shen is a financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. He holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management provides a range of advisory programs for individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and applies a structured financial planning process supported by proprietary tools and modeling techniques.

Lawrence Frydman is a CFP® professional affiliated with LPL Enterprise, holding Series 63 and Series 66 licenses, with 11 years of industry experience. His prior work includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Fidelity Personal and Workplace Advisors. Outside of his advisory work, he has an investment-related involvement with Plymouth Rock Property and Casualty. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model portfolio programs, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Steven Jones is a financial advisor at Morgan Stanley with Series 63 and Series 66 credentials and 43 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory work, he serves as a tennis official for the New Jersey State Interscholastic Athletic Authority. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm-approved tools and modeling techniques.

Patrick Cassidy is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works with clients to address areas such as executive compensation, family wealth management strategies, and retirement income. His approach focuses on connecting all aspects of a client’s financial life to prioritize and pursue their most important goals. Patrick holds the Personal Investment Advisor (PIA) designation. He completed his high school education at Carteret High School and attended Seton Hall University. Outside of his professional role, he enjoys golfing, spending time with his family, and traveling.

Mary Ann Giaimo is a financial advisor with Ameriprise in Warren, NJ, holding a Series 66 designation and 23 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, she participates as a judge for a student presentation panel at Seton Hall University. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency strategies to produce annual, non-discretionary recommendations in partnership with advisors like Mary Ann.