Laura Smith is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 66 and Series 63 licenses with two years of industry experience. Prior to joining Fidelity, she has experience as a sole proprietor of a permanent jewelry business and has been involved in real estate brokerage. Additionally, she has worked as an independent contractor in acting for television and film. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Victoria Dossett is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and three years of industry experience. She has worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA since 2021 and previously worked at Concert Golf Partners. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities.

Ryan Ferrara is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Fidelity Investments in various capacities since 2011, including a four-year period at For-Shor Company. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios with systematic methodologies and long-term asset allocation benchmarks.

Lauren Sampson is a financial advisor at Fidelity with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Fidelity Brokerage Services LLC since 2014. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various investment vehicles.

Michael Richardson is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 66 and Series 63 licenses and two years of industry experience. His prior roles include a position at New York Life in 2022 and service with the Texas Army National Guard from 2013 to 2019. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery, using a blend of proprietary fundamental research and quantitative analysis.

Maricela Alo is a financial advisor at Fidelity with six years of industry experience. She holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services, LLC since 2019. Her background includes mentoring through Utah State University's SEED Program in the Philippines. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios composed of mutual funds, ETFs, and ETPs.

Steven Hess is a financial advisor at Fidelity with 31 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 1995, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and most recently Fidelity Investments. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios built from mutual funds, ETFs, and ETPs.

Ryan Woodhead is a financial advisor at Fidelity with two years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Total Client Connect and Aptive Environmental. Outside of finance, Woodhead has experience working at Utah Valley University and has completed a church mission. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios built from mutual funds, ETFs, and ETPs.

Jessica Bonnett is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 65 credentials and 10 years of industry experience. Her prior work includes roles at Fidelity Investments and various Wells Fargo entities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Zachary Mcmillan is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Anglepoint and various positions related to business and data management. Outside his advisory duties, he works as a data entry specialist for a family business in the evenings. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to institutional and retail clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across a variety of investment vehicles.

Zachary Burrows is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. His prior roles include positions at Crewe Advisors and Vermilion Rock Advisors. Outside of advising, he has operated the Porcupine Pub & Grille. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolios. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, with distinctive features including registration as a commodity pool operator and use of AI technologies in research.

Kyle Stephens is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at First Citizens Investor Services and SVB Wealth LLC, among other firms. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Ronald Mason is a financial advisor at Ameriprise with 42 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at RBC Capital Markets Corporation for 10 years. He is based in Bountiful, Utah. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, using a centralized consulting team to deliver tailored, research-based recommendations that integrate tax-efficient withdrawal strategies and asset management within Ameriprise accounts.

Travis Mcleod is a financial advisor at Fidelity with Series 63 and Series 66 credentials. He joined Fidelity in 2025 and has experience in various industries including education and nonprofit missionary service. His background includes roles at Utah Valley University and volunteer missionary work with The Church of Jesus Christ of Latter Day Saints. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Brent Eastwood is a Certified Financial Planner® (CFP®) with 17 years of industry experience. He is currently affiliated with Fidelity Investments and has held roles at both Fidelity and Charles Schwab since 2011. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios built from mutual funds, ETFs, and ETPs.

Karl Palmer is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63, 65, and 66 licenses and totaling 22 years of industry experience. He has been associated with various Fidelity entities since 2012, including Fidelity Brokerage Services, Inc., Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, model portfolios, and fund advisory assignments.

Nathanael Richardson is a financial advisor at Fidelity with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been affiliated with Fidelity in various capacities since 1999. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios and discretionary management through affiliated and unaffiliated sub-advisers.

Daniel Nielsen is a financial advisor with OSAIC based in Salt Lake City, UT, holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 14 years before joining OSAIC in 2023. Outside of his advisory role, Nielsen is engaged as an insurance agent licensed to sell various types of life and term insurance products. OSAIC serves a diverse client base, including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services using asset-allocation tools and offers access to multiple investment platforms and third-party money managers.

Paul Bithell is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT. He holds Series 66 and Series 63 licenses and has eight years of industry experience. Prior to joining Wells Fargo, he worked at Morgan Stanley and Fidelity Investments. He has experience buying and selling residential real estate through his ownership of PB Real Estate LLC. Wells Fargo Advisors is a national securities firm that provides investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and diversification principles in its investment approach.

Sarah Adams is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, she worked in real estate and education-related roles, including a position at Sarah Rylie Realty. She also works part-time as an independent contractor referring clients to realtors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, utilizing a systematic investment process that combines fundamental research and quantitative analysis, including algorithmic portfolio construction.