Patrick Mueller is a financial advisor with Fidelity Investments based in Salt Lake City, UT. He holds Series 63 and Series 66 licenses and has two years of industry experience. Prior to joining Fidelity, he spent three years at the University of Utah's David Eccles School of Business. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable and registered investment entities. The firm combines fundamental research with quantitative and algorithmic portfolio construction, offering model portfolios and advisory services with a focus on systematic methodologies and oversight controls.

Alexander Swink is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fidelity Brokerage Services and Crius Solar. Outside of his advisory role, he has worked as a poker dealer at two local sports bars. Fidelity, through its affiliate Strategic Advisers LLC, provides investment management and advisory services to a diverse client base, utilizing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction across various investment products and fund structures.

Kaila Osborn is a financial advisor at Fidelity with 26 years of industry experience. She holds Series 63 and Series 66 credentials and has worked within various divisions of Fidelity since 1999. Fidelity’s Strategic Advisers LLC, where she is affiliated, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and offers oversight of sub-advisers while addressing conflicts of interest.

Matthew Schirle is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked at Fidelity Brokerage Services LLC since 2017 and at Fidelity Investments since 2025. Prior to his financial career, he was employed at Whole Foods Market for one year. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and deliver model portfolios.

Kevin Wareham is a financial advisor at Fidelity with 32 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked across various Fidelity entities since 2000, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. He is based in Salt Lake City, UT. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios constructed from mutual funds, ETFs, and ETPs.

Jacob Cowden is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior work includes positions at Vanguard and USAA Financial Advisors. He hosts a sports podcast titled "Double Take with Matt and Jake." Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Michael Haney is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 27 years of industry experience. Prior to joining Wells Fargo in 2024, he worked for JPMorgan Securities LLC for ten years. Outside of his advisory work, Haney has served as a high school football referee since 2014 and is involved in bookkeeping roles for several non-investment businesses related to oil analysis and geothermal services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with an emphasis on ERISA fiduciary responsibilities and a broader set of financial product offerings than typical institutional advisers.

Matthew Taggart is a Series 66-licensed financial advisor with Fidelity Investments, based in Salt Lake City, UT, and has two years of industry experience. His prior work includes roles at InstaCart, Met's Enterprises, Enlite Home, and Utah State University. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies and a charitable gift fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios drawn from mutual funds, ETFs, and ETPs.

Elise Katter is a Financial Consultant I at Fidelity Investments, where she has been employed since 2019 in various roles including Planning Consultant, Investment Management Consultant II, Relationship Manager, and Central Relationship Manager. Prior to joining Fidelity Investments, she worked at Goldman Sachs as an Associate in Asset Management and as an Analyst in Execution and Clearing. Her career experience spans financial consulting, investment management, and client relationship management. She holds insurance licenses in Arkansas and California. Outside of her professional work, Elise has interests in cooking and baking, fitness, food, football, pets, and skiing.

Mark Edwards is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity since 2014. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves as an adviser to multiple registered investment companies and fund-of-funds.

Michael Karren is a Wealth Management Planning Consultant currently working at Fidelity since 2021. In this role, he partners with clients and their Wealth Management Advisors to design and create financial plans tailored to their needs. He focuses on building strong relationships with clients and their families by understanding their short- and long-term financial goals. Michael's professional experience includes positions as a Central Relationship Manager at Fidelity from 2020 to 2021, Senior Financial Service Representative at E*Trade from 2019 to 2020, Senior Financial Analyst at Goldman Sachs from 2017 to 2018, and High Net Worth Service Associate at Fidelity from 2014 to 2017.

Bradley Nelson is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He has been with various Fidelity entities since 2000, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and most recently Fidelity Investments in Salt Lake City, UT. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines proprietary research with quantitative analysis and employs systematic methodologies and algorithmic portfolio construction in its investment approach.

Brett Tobler is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and having 21 years of industry experience. He has been with Fidelity since 2004, currently based in Salt Lake City, UT. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm’s investment process integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, employing systematic methodologies and long-term asset allocation benchmarks.

Thomas Naylor is a CFP® with 41 years of industry experience, currently with MML Investors Services, Inc. since 1993. He also has a longstanding association with Guardian Life Insurance Company and Coordinated Planning and Design since 1983. Outside of advisory work, he is involved in health insurance sales and owns a rental duplex. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm uses firm-approved software to analyze client goals and offers annual, collaborative planning relationships with optional implementation.

Kyle Black is a Vice President and Executive Planning Consultant at Fidelity Investments, holding the Certified Financial Planner(TM) designation. In this role, he partners with clients to understand their goals and objectives, providing ongoing planning and support focused on retirement plans, investment strategies, and income strategies. Kyle has accumulated experience within Fidelity Investments through various roles, including Vice President, Financial Consultant from 2020 to 2026, and Retirement Relationship Manager from 2014 to 2020. His professional background centers on financial planning and client relationship management. He holds insurance licenses in Arkansas and California.

Samuel Wheeler is an advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 65 credentials. He has been with Wells Fargo Bank, nA since 2022 and joined Wells Fargo Clearing in 2025. His prior work experience includes roles at Kenwood Properties, Tagge's Produce, Stevens Sales Company, and Hyatt Centric. Wells Fargo Advisors is a national securities firm that serves individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers both brokerage and advisory solutions.

Laura Harkort is a CFP® and holds a Series 66 license. She has 17 years of industry experience, all with Edward Jones, where she has worked since 2009. Outside of her advisory role, she is a partner in BorgKort Properties, LLC, a residential rental real estate business in Salt Lake City. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds, supported by a network of over 23,700 financial advisors nationwide.

Dustin Kazmar is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. He previously worked at Edward Jones for nine years and served in the U.S. Marine Corps for twenty years. He is based in Farmington, Utah. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a broad network of advisors, utilizing various strategies and technologies to support client portfolios.

Adam Oblad is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He has worked with Wells Fargo Clearing since 2016, with a one-year tenure at Fidelity Investments in between. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through a large network of advisors and provides both brokerage and advisory solutions.

Alex Gontcharov is a financial advisor at Fidelity with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Fidelity, he held roles at Nexeo, Cimetrix by PDF Solutions, and Alliance Health. Outside of advising, he sells paintings and comics on eBay. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including managing model portfolios constructed through a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.