John Micera is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked at RBC Capital Markets since 2008 and concurrently at City National Bank since 2016. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering customized advisory programs and portfolio management through both in-house and third-party managers.

Tyler Johnson is a financial advisor with Cetera, holding Series 66 and Series 63 licenses and 12 years of industry experience. He has worked previously at Allied Wealth Partners, Minnesota Life Insurance Company, Securian Financial Services, Mass Mutual, and MetLife Securities. Outside of his advisory role, he is a silent partner in his family’s restaurant business in Virginia. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a variety of third-party money managers.

Brian Wong is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). With a degree in Economics from Rutgers University, Brian brings a consultative approach to wealth management. He focuses on working closely with clients to develop detailed, written financial strategies tailored to their individual goals. His expertise encompasses career transitions, retirement planning, estate planning, and tax-efficient disciplined investing. Brian emphasizes collaboration with clients and their other trusted advisors, such as accountants and attorneys, to achieve long-term financial success. Outside of his professional work, Brian is an active member of the Church of Living Grace of New Jersey in Parsippany. He resides in Bedminster, New Jersey, and enjoys playing basketball and spending time with his wife, Tiffany, and their two children.

Regina Hart is a financial advisor at Ameriprise with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Ameriprise and its related entities since 2018, as well as at Investment Professionals Inc from 2012 to 2018. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jeffrey Canfield is a Senior Financial Advisor at Merrill Lynch Wealth Management. His professional focus is on creating and implementing financial strategies for high net-worth individuals, their families, and businesses to help them achieve both their short and long-term goals. Jeffrey's approach to wealth management involves listening to clients' financial situations, preferences, and goals before presenting asset allocations aligned with their income and growth expectations. He engages in ongoing discussions on investments, retirement, estate planning services, and philanthropy. His client focus areas include college education planning, divorce transition planning, personal retirement planning, portfolio management services, and retirement income. He graduated in 2009 from Lafayette College with a Bachelor of Science in economics and business, with a concentration in finance. Jeffrey holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He resides in Armonk, New York and participates in community volunteering activities aligned with Merrill's tradition of community involvement.

Ghazi Nweiran is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2021. He is a CERTIFIED FINANCIAL PLANNER™ practitioner, Certified Private Wealth Advisor®, and Chartered Financial Consultant®, focusing on helping clients work towards their financial freedom and fulfillment. Ghazi utilizes Fidelity's resources to develop tailored and prudent financial plans aimed at addressing clients' financial goals and managing uncertainties. Prior to his current position, Ghazi served as Vice President, Private Client Advisor at JP Morgan Chase Bank, N.A. from 2018 to 2021. He began his career as a Financial Advisor at Reddington Advisory Group, an office of MetLife, from 2015 to 2018. His experience spans across various financial advisory roles, emphasizing personalized client service and wealth management. Outside of his professional work, Ghazi is interested in family activities, fitness, football, golf, pets, and volunteering.

Sean Chan is a Planning Consultant at Fidelity Investments, where he supports clients in working toward their financial futures with a focus on retirement and investment planning. He partners with individuals and their families in all phases of their lives to help them understand and implement strategies toward their unique financial goals. Sean's professional experience includes roles at Goldman Sachs and The Ayco Company, a Goldman Sachs Company. His positions have ranged from Financial Analyst to Financial Planner and Regional Training Coordinator, as well as Relationship Manager in Goldman Sachs Personal Financial Management. He has been in his current role at Fidelity Investments since 2021.

Margaret Milite is a financial advisor with Merrill, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill since 2007 and has worked at Bank of America, N.A. since 2014. Outside of her advisory role, she is a co-owner of a family rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based, discretionary, and tax-aware investment strategies.

Eric Murtha is a financial advisor with Mass Mutual Investors Services in Morristown, NJ, holding a Series 66 designation and having 25 years of industry experience. His prior experience includes eight years at Metlife Securities Inc. He is also an agent with Capital Benefits, where he is involved in insurance brokerage including individual life, property and casualty, and group benefits. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, annual planning engagements supported by firm-approved analytical tools.

Nadia Ebanks is a financial advisor at Primerica Advisors with Series 65 and Series 63 licenses and one year of industry experience. Her prior work includes positions at PFS Investments Inc. and Primerica Financial Services, as well as roles in real estate and mortgage firms. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients, employing model-based investment strategies managed by third-party asset managers. The firm operates nationally with thousands of advisors and offices, focusing on advisory services rather than institutional portfolio management.

Brian Hale is a financial advisor at Merrill in Florham Park, NJ, holding a Series 66 designation with four years of industry experience. Prior to joining Merrill in 2026, he worked at Buckman, Buckman & Reid, Inc. for four years and has held various roles in other firms and organizations. His background includes engagements outside finance, such as work with political campaigns and consulting. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Gregory Tripold is a CFP® professional with seven years of industry experience, currently affiliated with LPL Financial since 2021. Prior to joining LPL, he worked at Bank of America, Merrill, Paylocity, and ADP. He is also involved with Tripold Enterprises LLC, a non-investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and offering access to various model portfolios and research resources.

Robert Brueggeman Jr. is a financial advisor at Equitable Advisors with 25 years of industry experience. He has previously worked at Wells Fargo Clearing and J.P. Morgan Securities. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer and leverages various program sponsors and endorsed third-party managers to deliver its advisory and brokerage solutions.

Zhigang Shen is a financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. He holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management provides a range of advisory programs for individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and applies a structured financial planning process supported by proprietary tools and modeling techniques.

Pamela Sutton is a financial advisor at LPL Enterprise with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. She is also associated with JIA, LLC, a tax and bookkeeping business entity. LPL Enterprise serves a broad range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services through an integrated platform that includes financial planning, model portfolios, and third-party asset management.

Steven Jones is a financial advisor at Morgan Stanley with Series 63 and Series 66 credentials and 43 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory work, he serves as a tennis official for the New Jersey State Interscholastic Athletic Authority. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm-approved tools and modeling techniques.

Andrew Manganiello is a financial advisor with Ameriprise, holding a Series 66 designation and 18 years of industry experience. He has worked with Ameriprise Financial Services since 2016, including both the LLC and Inc. entities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Jason Reback is a financial advisor with RBC Capital Markets in Parsippany, NJ, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked at RBC Capital Markets since 2009 and has also been affiliated with City National Bank since 2017. Outside of his advisory work, Reback serves on the Board of Directors for the Cystic Fibrosis Foundation in New Jersey, where he participates in volunteering and fundraising activities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers.

Diane Rothberg is a financial advisor with Stifel in Morristown, NJ, holding the CFP® designation and Series 63 and 66 licenses. She has 35 years of industry experience, including 11 years with Stifel Nicolaus & Co Inc. Stifel serves a broad range of clients, including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Debra Spiesman is a financial advisor with UBS Financial Services in Florham Park, NJ, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. She has been with UBS Financial Services since 2009. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans and portfolio management to client goals and risk tolerances.