Benjamin Brevetti is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation. His prior roles include positions at Park Avenue Securities, Guardian Life Insurance Company, and Morgan Stanley, alongside earlier experience at Union College and local government. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and advisory services supported by firm-approved tools and research. The firm manages a broad range of assets and delivers tailored planning through its network of advisors and specialized groups.

Ralph Rogers Jr. is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following four years at Wells Fargo Clearing. Outside of his advisory role, he serves as president of Networking Professionals of Westchester, a local networking organization. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individual and institutional clients, utilizing a structured financial planning process supported by firm-approved tools and extensive asset management capabilities.

Elizabeth Goldsworthy is a financial advisor at Charles Schwab with 16 years of industry experience. She holds a Series 66 designation and previously worked at TD Ameritrade for 13 years before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options. The firm integrates brokerage, custody, and advisory services with access to multi-asset model portfolios and alternative investments.

Ashley Weinstein is a financial advisor at Morgan Stanley in Purchase, NY, holding Series 63 and Series 66 licenses with two years of industry experience. Her work history includes multiple terms at Morgan Stanley interspersed with periods outside the financial sector, including roles at Crestwood Country Day Camp and Max and Gino's. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and research in its process.

Terry Webb is a financial advisor at LPL Enterprise with 21 years of industry experience. He holds the Series 66 designation and has worked previously at Ameriprise Financial Services, Edward Jones, Onyx Bridge Wealth Group, and LPL Financial. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses model-driven investment implementation and offers services such as financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Ruben Bakhash is a financial advisor with LPL Financial in Woodcliff Lake, NJ, holding a Series 66 designation and bringing 26 years of industry experience. He has been affiliated with LPL Financial since 1998 and has taught finance and CFP-related courses at Fairleigh Dickinson University for over 20 years. Additionally, he works as an independent insurance agent specializing in fixed annuities and provides mortgage brokerage services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools for operational and research purposes.

Adnan Raza Chowdhury is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo and Amazon. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support non-discretionary client decisions.

Nicholas Aubin is a financial professional with Cetera, holding Series 63 and Series 65 licenses and four years of industry experience. He has previously worked with NYLife Securities LLC and New York Life Insurance Company. Outside of his advisory role, he has worked as a golf caddy since 2013. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and employs a multi-manager platform with diverse program options.

Michael Sparago is a financial advisor at UBS Financial Services with 36 years of industry experience. He holds a Series 63 designation and has been with UBS since 2011. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides a broad range of capital markets services.

Christopher Diratsouian is a financial advisor at Equitable Advisors with eight years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2018. Prior to that, he was employed by Axa Advisors, LLC, and he also worked at The College of New Jersey. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients with financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives to deliver services that include firm-offered and third-party advisory programs, focusing on personalizing investment models and fiduciary services.

Omar Barreda is a financial advisor with Morgan Stanley in Purchase, NY, holding a Series 66 designation and bringing six years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC, as well as involvement with Delmar Remodels and Amore Pizza. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and investment research.

Andrew Kevlahan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked at Wells Fargo Clearing since 2016. Outside of his advisory role, he has ownership interests in a retail fish market and café, a wholesale fish sales business, and a personal-use fishing yacht with potential future charters. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and integrates research from Wells Fargo Investment Institute alongside third-party analytics in its investment approach.

Jonathan Jaeger is a financial advisor with LPL Financial who holds the Series 63 and Series 66 designations and has 36 years of industry experience. His prior roles include positions at Summit Financial Consultants and RBC Capital Markets. He is also licensed as an insurance agent and sells term, permanent, and long-term care insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.

John Ciavarelli is an Investment Consultant at Fidelity Investments, a position he has held since 2025. He has experience working with a diverse client base, including individuals who prefer a self-directed approach to financial planning. John focuses on helping clients gain clarity and confidence in their financial decisions by taking a personalized approach that involves listening closely to the client's goals and collaborating to develop tailored strategies. Prior to his current role, John worked as a Financial Advisor at Vanguard from 2021 to 2025, and as a Retirement Specialist at Vanguard from 2019 to 2021. His earlier experience includes roles at J.P. Morgan Private Bank as a Wealth Management Analyst from 2015 to 2018 and as a Client Service Associate from 2013 to 2015. Outside of his professional work, John has interests in concerts, fitness, food, football, museums, and traveling.

Angel Sanchez is a Financial Advisor at Merrill Lynch Wealth Management, where he helps individuals, families, and business owners build, manage, and protect their wealth. He adopts a personalized approach by understanding what matters most to each client and aligning financial strategies to their short-, mid-, and long-term goals. His services include investment guidance, retirement planning, and preparation for unexpected life events. He also works with business owners to design and optimize retirement plans, improve fiduciary governance, and create tax-efficient strategies. Angel holds the Certified Plan Fiduciary Advisor (CPFA) designation, along with Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA) credentials. He has attended Montclair State University and earned a High School Diploma from Passaic High School. Fluent in English and Spanish, he has over 20 years of experience working with clients and connecting them to a comprehensive range of financial resources through Merrill and Bank of America. Born in the Dominican Republic and raised in Northern New Jersey, Angel lives there with his wife and three sons. Outside of his professional work, he enjoys sports, traveling, and spending time with his family.

Michael Giandolfo is a financial professional with Cetera, holding a Series 66 designation and over 33 years of industry experience. He has been with Cetera and Cetera Financial Specialists LLC since 2005 and also serves as president of his own accounting and tax services firm, Michael J. Giandolfo CPA PC. Outside of his advisory role, he manages this separate CPA practice. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to a broad range of portfolio management options and third-party managers.

John Keane is a financial advisor at Morgan Stanley with 29 years of industry experience. He has held positions at Morgan Stanley Smith Barney LLC since 2018 and previously worked at UBS Financial Services and UBS Bank USA from 2001 to 2018. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a comprehensive approach without making individual security recommendations as part of its standalone planning service.

Jennifer Anton serves as a Branch Leader, where she focuses on fostering a culture of excellence, collaboration, and client-centric growth. In this role, she empowers her team to deliver financial planning services. Prior to her current position, Jennifer worked as a Planning Consultant at Fidelity Investments from 2021 to 2025 and as an Investment Consultant there from 2020 to 2021. Before joining Fidelity Investments, she was a Regional Private Banker in the Premier division at Wells Fargo from 2010 to 2020. Outside of her professional career, Jennifer has interests in beach activities, cooking and baking, fitness, horseback riding, parenthood, and traveling.

Valene Samuels is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds a Series 66 credential and has previously worked at Citigroup Global Markets, Citigroup, Bank of America, and Merrill. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering non-discretionary investment consulting and advisory services that combine quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Michael Nigris Jr. is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at LPL Financial, LLC and Royal Alliance Associates, Inc. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services and utilizes a range of asset-allocation tools and third-party platforms to manage portfolios across various investment types.