Michelle Russotto is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 credential and 30 years of industry experience. Her previous work includes ten years at Merrill and an additional five years at Ameriprise Financial Services, Inc. She is also engaged as an Associate Financial Advisor with PCA Management Corp, providing client support. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

William Senzer is a financial advisor at Osaic with 42 years of industry experience. He holds a Series 63 designation and has previously worked at LPL Financial and Royal Alliance Associates. Outside of his advisory role, he owns an LLC created for construction work, though he does not currently receive compensation from it. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple platforms. The firm provides integrated brokerage and advisory services with various investment options and uses firm-supported tools for portfolio construction and management.

Maria Maus is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Cetera Wealth Services since 2013 and joined Cetera in 2023. In addition to her advisory role, she works as an independent insurance agent specializing in fixed annuities and life, accident, and health insurance. Cetera Investment Advisers LLC is an SEC-registered advisory firm serving a nationwide network of independent advisors and a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management services and access to third-party managers through a multi-manager platform with over $256 billion in assets under management.

Joseph Neri is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked at Charles Schwab Bank, SSB since 2018 and at Charles Schwab & Co., Inc. since 2017. Prior to joining Schwab, he spent time at The M Group & Associates and was involved with My Big Fat Greek Restaurant. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a comprehensive operational structure including centralized custody and a formal alternative-investment onboarding process.

Peter Petronzio is a financial advisor with Edward Jones in Ridgewood, NJ, holding Series 63, 65, and 66 licenses. He has 12 years of industry experience and has previously worked at firms including Morgan Stanley, Banc of America Investment Services, and ICE Data Services. He is a member of the Knights of Columbus, a global Catholic fraternal service organization. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large nationwide network of advisors and branch offices.

Andrew Jacobson is a financial advisor at LPL Financial with six years of industry experience. He holds the Series 63 and Series 66 licenses and has worked previously at Equitable Advisors, Century 21, Hudson County, and Latham House. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jaime Guzman Jr. is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 15 years of experience in the banking and finance industry. He partners with a dedicated team to address complex financial challenges faced by families and businesses, emphasizing a comprehensive approach that includes investment and liability management. Jaime leverages the research and investment capabilities of Merrill and banking resources of Bank of America to provide personalized financial strategies tailored to clients' priorities and goals. His areas of expertise encompass college education planning, family wealth management, personal retirement planning, portfolio management, socially responsible investing, tax minimization, and retirement income strategies. Jaime holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jaime earned his High School Diploma from North Bergen High School and is fluent in English and Spanish. Beyond his professional commitments, he engages in community involvement with organizations such as City Relief and Meals on Wheels. Jaime's personal interests include baseball, cooking, drawing, pickleball, reading, spending time with his family, and traveling. He also contributes to his community by co-leading a Men’s networking group at his church in Wayne, New Jersey.

Michael Defilippis is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. His prior roles include positions at Morgan Stanley, E*TRADE, and Fidelity Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies across diverse asset allocations.

Bryan Nunberg is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in providing goals-based wealth management to affluent families, accomplished professionals, and successful business owners. Since beginning his career in 1992, Bryan has focused on delivering customized financial strategies that simplify the lives of his clients, guided by time-tested investment planning principles and a disciplined wealth management process adaptable to changing economic conditions. Bryan’s expertise encompasses legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management, individual and corporate investment strategy, and retirement income. He works closely with clients to understand their unique needs, concerns, and priorities, developing personalized financial strategies to help them pursue long-term goals. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Kean University. Residing in Bergen County with his wife and three children, Bryan is active in his community, coaching lacrosse. He is an automotive enthusiast with a particular interest in exotic and muscle cars. His personal interests include golfing, ice skating, swimming, volleyball, spending time with family, and watching movies.

Colleen Di Paola is a financial advisor at LPL Financial with 22 years of industry experience. She holds the Series 66 designation and has previously worked at Merrill Lynch and Bank of America. Outside of her advisory role, she is involved with a handyman services business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, and trust companies. The firm offers a wide range of financial planning and investment management services through a large network of advisors and utilizes both proprietary and third-party strategies.

Robert Hoyng is a financial advisor at Edward Jones with 34 years of industry experience. He holds Series 63 and Series 66 designations and previously spent 28 years with Financial Northeastern Securities Inc before joining Edward Jones in 2025. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of household types, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering a variety of advisory programs, managed strategies, and affiliated investment products under a fiduciary standard.

Nancy Comparetto is a financial advisor with LPL Financial in Paramus, NJ, holding Series 63 and Series 66 credentials and 19 years of industry experience. Her prior roles include positions at UBS Financial Services and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with advisory support incorporating both proprietary research and third-party strategies.

Kyle Kautzmann is a financial advisor at OSAIC with 9 years of industry experience. He holds a Series 66 designation and has worked at Sagepoint Financial, Inc. and EBNY Insurance Services, Inc., where he is a partner involved in an insurance brokerage. OSAIC serves a broad client base including individual and institutional investors, offering integrated brokerage and advisory services with a range of investment options supported by firm-provided tools and third-party platforms.

Matthew Thompson is a financial advisor with Ameriprise in Valhalla, NY, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Potomac Financial Private Client Group and Carradice Wealth Advisors. Thompson is also involved in paraplanning through VMCK Associates, Inc. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports delivered in partnership with financial advisors.

Peter Casale is a financial advisor with Wells Fargo Clearing in Paramus, NJ, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Anthony Annunziata is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 25 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities, Inc. from 2015 to 2017. Outside of his advisory role, he is a member and owner of Nunzi Kim LLC, managing administrative support and associate expenses. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, structuring financial planning engagements as annual, collaborative relationships that focus on goal analysis and written recommendations.

Daniel Molluzzo is a CFP® professional with 17 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its investment recommendations.

Elaine Lin is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. She has worked at various J.P. Morgan entities since 2006, including JPMorgan Chase Bank, N.A., and J.P. Morgan Securities. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As part of J.P. Morgan, the firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver comprehensive advisory and brokerage services.

Michael Iannucci is a financial advisor at Charles Schwab with 31 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior experience includes roles at TD Ameritrade, Scottrade, and Charles Schwab Bank. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Frank Jaffe is a CFP® with 37 years of industry experience, currently serving at Ameriprise Financial Services since 2016. He holds the Series 63 designation and is based in Fairfield, NJ. Outside of his advisory role, he serves as Treasurer and Trustee on the Board of Directors for Congregation Ahavas Israel. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on written recommendations and ongoing planning for clients approaching or in retirement.