Jake Hasenbalg is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2022, previously serving as an Investment Consultant and Financial Representative. Prior to joining Fidelity, Jake worked as a Medicare Advisor at Advise Insurance from 2021 to 2022. Jake approaches financial planning as a personalized and collaborative process rooted in trust, transparency, and long-term strategy. He aims to help clients feel calm and confident about their accounts, enabling them to focus on their personal interests. His goal is to provide clients with peace of mind regarding their finances and assist them in achieving financial fulfillment. Outside of his professional work, Jake has interests in music, reading, and traveling.

Justin Dell'aglio is a CFP® with 10 years of industry experience, currently serving clients at Ameriprise in Valhalla, NY. He has been with Ameriprise since 2018, including its affiliated entities, and previously worked at Renthop from 2013 to 2017. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and annual planning advice focused on income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Miro Fain is a Financial Consultant at Fidelity Investments, where he has worked since 2018. Prior to this role, he served as an Investment Consultant from 2015 to 2018 and as a Financial Representative from 2013 to 2015 within the same organization. His approach focuses on building long-term relationships grounded in trust and understanding of his clients' financial goals. Miro provides support and guidance through proactive planning and transparent communication to help clients navigate financial decisions and market uncertainties. Outside of his professional work, Miro has personal interests in food, golf, hiking, and traveling.

Kenneth Simon is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JP Morgan Chase Bank since 2022. Prior to that, he was employed by KeyBank and Key Investment Services, and has experience at Edward Jones and the Culinary Institute of America. Outside of his advisory role, Simon serves as an election inspector for the Orange County Board of Elections, working one day annually to assist voters on Election Day. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment approach.

Robert Gariano is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been affiliated with Cetera and its related entities since 2005 and has operated Gariano Wealth Management since 2015. In addition to his advisory work, he serves as a notary public on an ad hoc basis. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a network of independent advisors and provides access to affiliated and third-party investment strategies across multiple program platforms.

David Volkman is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 designations and has worked at several firms, including First Allied Advisory Services and Premier Wealth Advisors. Beyond advising, he is engaged as an author, speaker, media contributor, and serves on the board of trustees for Torah Beth Shalom, a nonprofit organization. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, supporting both discretionary and non-discretionary accounts.

Kim Qvistorff is a CFP® professional with 35 years of industry experience, currently affiliated with LPL Financial since 2026. Prior to joining LPL, Kim worked at OSAIC from 2024 to 2026 and at American Portfolios Financial Services for 19 years. Outside of advisory work, Kim serves as the local chapter president for the Rebild National Park Society, a 501(c)(3) charity, and is a board member of the Hans Christian Andersen Storytelling Center, which organizes storytelling events for children in New York's Central Park. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, supporting both discretionary and non-discretionary management with access to proprietary and third-party research and model portfolios.

Paul Ruggiero is a financial advisor with Mass Mutual Investors Services in Elmsford, NY, holding a Series 66 designation and 29 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and was previously with MetLife Securities Inc. from 2015 to 2017. Outside of his advisory role, he works as an independent insurance agent specializing in disability, life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning using firm-approved analytics and offers asset management, wrap and money-manager programs, and educational seminars.

Julieta Corrales is a financial advisor at Primerica Advisors with nine years of industry experience. She holds the Series 63 designation and has been with Primerica Advisors since 2016. In addition to her advisory role, she is involved in sales of investment-related products and also receives non-investment compensation related to mortgage and home services referrals through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Alan Waidelich is a financial advisor at Cetera with 34 years of industry experience. He holds a Series 63 designation and has been associated with Cetera and its related entities since 2013. In addition to his advisory role, he is an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a large network of independent advisors and provides access to multiple program structures and third-party managers.

Sebastian Komuda is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley, First Republic Investment Management, and J.P. Morgan Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations through a centralized due-diligence process.

Ryan Winger is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked at J.P. Morgan Securities since 2009 and at JPMorgan Chase Bank since 2010. Outside of his advisory role, he works part-time as a ski instructor at Stratton Mountain Resort. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Michael Daly is a financial advisor at RBC Capital Markets with 24 years of industry experience and holds a Series 66 credential. He previously worked for UBS Financial Services for 11 years and has served on the board of a cooperative apartment building as well as a publicly elected school district trustee participating on audit and facilities committees. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Laura Babilonia is a financial advisor at Charles Schwab with 16 years of industry experience. She holds Series 66 and Series 63 designations and has worked with Charles Schwab since 2022, following 15 years at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Robert Berard is a CFP® with 17 years of experience in the financial industry. He has been with Ameriprise since 2008, currently serving as a financial advisor in Carmel, NY. His credentials include the Series 66 license. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice, primarily focused on assets held within Ameriprise Managed Accounts.

Veronica Carrasquillo is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. Her prior experience includes roles at J.P. Morgan Securities, Wells Fargo Bank, and TIAA Financial Services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs, including wrap and money-manager services, and emphasizes structured, collaborative financial planning engagements.

Paul Triano is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 22 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities from 2014 to 2017. Outside of his advisory role, he serves as a board member and coach for Ridgefield Girls Softball. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap accounts and educational seminars, focusing on collaborative financial planning and goal analysis.

Lynn Braban is a financial advisor at LPL Financial with 20 years of industry experience. She holds Series 63, 65, and 66 licenses and has previously worked at Park Avenue Securities, INVEST Financial Corp., and Guardian Life Insurance Company. In addition to her advisory role, she is involved with Finding Common Ground, LLC, a family and divorce mediation and education service. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers comprehensive financial planning and advisory programs supported by research, model portfolios, and technology-driven tools.

Ryan Mctigue is a financial advisor at Fisher Investments with 12 years of industry experience. He holds the Series 66 designation and has worked at Fisher Investments since 2017, following a year at Ameriprise Financial Services. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equities, fixed income, and blended mandates. The firm employs a centralized investment approach managed by an Investment Policy Committee and incorporates tax-aware strategies and risk management techniques in its portfolios.

Ernest Escobar is a financial advisor at LPL Financial with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including JP Morgan Securities and JP Morgan Chase Bank. Outside of his advisory role, he is co-owner of BE Method, LLC, an e-commerce business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.