Daniel Ruminski is a financial advisor at Cambridge Investment Research Advisors with 13 years of industry experience. His prior work includes roles at Ta Check Financial Ltd, LPL Financial, and SII Investments Inc. He is also the owner of a tax services business and serves as a board member for St. Patrick's Financial Board. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, using a variety of portfolio management approaches and platform options.

Chadwic Schmeltzer is a financial advisor with Charles Schwab in Westlake, OH, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Charles Schwab since 1997 and with Charles Schwab Bank since 2005. Outside of his advisory role, he serves as treasurer for a local nonprofit supporting a school wrestling program. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, strategic multi-asset model portfolios, and integrated custody and brokerage services.

Nathan Petersen is a financial advisor with Ameriprise, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has been with Ameriprise since 2012. Petersen serves as Treasurer on the Board of Directors for the Bay Mens Club and is a Trustee for the Bay Rockets Association, both community organizations in Bay Village, Ohio. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Jean Raab is a Series 66-licensed financial advisor with 33 years of industry experience, currently with UBS Financial Services since 2011. Prior to UBS, Jean has been associated with Mcdonald Investments Inc. since 1996. Outside of advisory work, Jean serves on the advisory committee for St Mary Choice Food Pantry, providing guidance on organizational activities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based strategies to tailor portfolios. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets and advisory solutions.

Todd Musial is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and over 33 years of industry experience. He has been with Cambridge since 2011 and has operated his own independent financial and insurance services businesses since 1992. Outside of advising, Musial serves as a trustee for the North Olmsted Foundation and is involved with the North Olmsted Chamber of Commerce. Cambridge Investment Research Advisors serves a broad client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm provides various portfolio management options, including proprietary model strategies and access to unaffiliated managers, with both discretionary and non-discretionary implementations tailored to client objectives.

Alexander Ruiz serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where he partners with clients to offer strategic, goal-based financial guidance aimed at building, protecting, and growing wealth with confidence and peace of mind. He focuses on a holistic approach to wealth management that connects all aspects of his clients' financial lives. With expertise in areas such as retirement planning, college education funding, legacy planning, liquidity management, and socially responsible investing, Alexander works closely with individuals, families, and businesses. He applies Merrill's goals-based wealth management methodology to translate complex financial concepts into clear and actionable strategies designed to preserve and grow wealth over time. Alexander holds a Bachelor's Degree from Case Western Reserve University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional duties, he values family, friendships, and maintaining a balanced life. His personal interests include baseball, cooking, football, music, and spending quality time with his family, which inform his emphasis on trust, consistency, and long-term relationships with his clients.

Michael Houser is a Series 66-registered financial advisor with Thrivent Investment Management, based in Westlake, OH. He joined Thrivent in 2026 and has previously worked in a variety of roles, including positions at Catawba Island Club and Bankers Life. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based planning across topics such as retirement, tax, estate, and business continuation. The firm offers these services through a network of advisors, combining planning with managed-account programs under consolidated billing options while keeping planning and management separate.

Serina Lopez is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Her prior roles include operating Serina Lopez Agency LLC and working at National General Insurance. Outside of her advisory work, she is a co-owner of SEAL Enterprise LLC, a rental property business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a range of households, pension plans, corporate clients, and charities. The firm offers various advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Eric Heilmann is a financial advisor with Equitable Advisors, holding a Series 66 designation and 24 years of industry experience. He has been with Equitable Advisors since 2001 and previously worked with Axa Advisors, LLC. Outside of his advisory role, he is a partner at EPIK Wealth Holdings LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

John Ruddy III is a financial advisor with Cetera who holds the Series 66 designation and has 24 years of industry experience. He has worked with Cetera and its affiliates since 2013 and also operates a tax and accounting business, WR Taxes, LLC, where he serves as a partner. Additionally, Ruddy has served as a firefighter with the City of Cleveland since 1993. Cetera Investment Advisers LLC is a large SEC-registered advisory firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that combines affiliated model portfolios, third-party managers, and bespoke strategies.

Sharon Bradley is a financial advisor with Ameriprise in Cleveland, OH, holding a Series 63 designation and over 30 years of industry experience. She previously worked at Fifth Third Securities, Inc. for 17 years before joining Ameriprise in 2018. Outside of her advisory role, she serves as a Financial Deacon at Trinity Church, providing financial oversight for the church budget, and is involved in a small printing business called Something Borrowed Rentals DBA Big Red Q. Ameriprise offers comprehensive retirement-income planning services targeted at clients approaching or in retirement with significant investable assets, combining research-driven modeling and tax-efficiency analysis to create customized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

John Moss is a financial advisor with UBS Financial Services in Cleveland, OH, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with UBS since 2016. He serves as a committee member for MetroHealth, a charitable organization, where he contributes to monitoring investment performance. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and a range of capital markets services. The firm combines institutional trading capabilities with wealth management, using proprietary research and model-based asset allocations to tailor client plans.

Jacob Karnow is a CFP® and Series 66-registered financial advisor with eight years of industry experience. He has worked at Edward Jones since 2018 and previously held positions at Cortland Bank, Kraftech Inc., and Nordonia City Schools/Miami University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ryan Klein is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Ameriprise and Nationwide Investment Services Corporation. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory model. The firm combines institutional advisory services with brokerage and investment management capabilities as a subsidiary of J.P. Morgan.

Chris Springer is an Investment Solutions Representative III at Fidelity Investments, where he works closely with clients to develop financial plans tailored to their unique financial goals. He has held this role since 2023. Prior to his current position, Chris gained experience in the financial industry through roles including Retail Sales Consultant at The Vanguard Group in 2022, Branch Manager at The Huntington Investment Company from 2021 to 2022, and Assistant Branch Manager at Huntington National Bank from 2015 to 2022. His professional background encompasses client collaboration and leadership within financial services. Outside of his professional career, Chris has personal interests in motorcycles, music, outdoor adventures, pets, traveling, and yoga.

David Maher is a financial advisor with UBS Financial Services in Cleveland, OH. He holds Series 63 and Series 65 licenses and has 36 years of industry experience, including 26 years with UBS. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of services including fee-based financial planning, portfolio management, and access to proprietary research and capital markets solutions.

John Dailey Jr. is a financial advisor with Cetera, holding Series 65 and Series 63 designations and 12 years of industry experience. He has worked at Cetera and its affiliated entities since 2019 and previously was self-employed and associated with Citizens Securities and Citizens Bank. Outside of advisory work, he conducts in-store surveys and audit management for Infomax Shelf Management. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers portfolio management, financial planning, retirement services, and access to multiple program platforms with discretionary and non-discretionary options.

Dennis Harp is a financial advisor with LPL Financial, holding a Series 63 designation and 41 years of industry experience. His prior firms include Edward Jones and METLIFE Securities Inc. Outside of his advisory role, he operates TA-Check Financial, Ltd, a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, and institutions. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Shereen Moussa is a financial advisor with J.P. Morgan Securities in North Olmsted, Ohio, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She has held multiple roles within J.P. Morgan Securities and JPMorgan Chase Bank since 2015, as well as brief experience with Key Investment Services LLC and KeyBank in 2018. J.P. Morgan Securities LLC provides institutional consulting services to entities such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Preston Di Marco is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. His prior roles include work at Ohio Investment Partners and Ashland University. Outside of his advisory work, he serves as a wrestling referee for middle and high schools in Ohio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by various model portfolios and research.