Joseph Dickerson is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he held roles at TechTarget, Cochrane Global, and Elon University, among others. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios comprising mutual funds, ETFs, and ETPs. The firm also serves multiple registered investment companies and delivers model portfolios to intermediary platforms.

Jose Lopez is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Charles Schwab, Lopez worked in various roles across companies including Lululemon Athletica, Marriott International, and Walt Disney World Parks and Resorts. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Daniel Regan is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His career includes prior roles at NEXT Financial Group, Inc., Enel North America, Banc Of America Investment Services, Inc., Cetera Investment Services Llc, and Merrill. Outside of his advisory duties, he is involved with Regan & Thornton Investment Services, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Nicholas Sangermano is a financial advisor with MassMutual Investors Services in Salem, NH, holding Series 63 and Series 66 credentials and possessing 25 years of industry experience. He has been with MML Investors Services and MassMutual Life Insurance Company since 2016. Outside of advisory services, he is licensed to provide indexed annuities and sales of life, health, disability, long-term care, fixed annuities, and equity fixed life insurance products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars, delivering collaborative annual planning engagements that utilize firm-approved software and tools.

Stella Shen is a financial advisor at OSAIC with a Series 66 designation and less than one year of industry experience. Prior to joining OSAIC, she worked at Holistic Financial and Retirement Group and has a background that includes teaching positions at Tufts University, Andover High School, and Doherty Middle School. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process is model-based and supported by risk assessments, portfolio optimization, and a variety of discretionary and third-party investment strategies.

Alexander Brewster is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Santander Bank, NA, Santander Securities, LLC, NYLIFE Securities LLC, and New York Life Insurance Co. He also spent time at George Mason University early in his career. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and advises multiple registered investment companies and fund-of-funds.

Nancy Libardoni is a financial advisor with LPL Enterprise LLC, holding a ChFC® designation and Series 63 and 65 licenses, with 25 years of industry experience. She has been with LPL Enterprise since 2025 and previously operated Libardoni Financial from 2019 to 2025. Prior to her advisory career, she worked at Gilbane Building Company for eight years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm emphasizes model-driven investment implementation, offering access to third-party asset managers, financial planning, and affiliated trust and insurance services.

George Lefavour is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity and its affiliated entities since 2006. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm employs proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

Ceara Herget is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. She has worked at Fidelity Investments since 2021, and previously was employed with Equitable Advisors. Outside of advisory work, she is the owner of Sunshine Ready Rentals LLC, a short-term rental business based in Miami, Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

John Purcell is a financial advisor at Fidelity with 16 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 2013, including Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. His career also includes a year at Columbia Management Investment Advisers, LLC. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to a broad client base including retail and institutional investors, employing a methodology that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its role in managing registered investment companies, its use of algorithmic and AI-driven strategies, and its registration as a commodity pool operator with the CFTC.

Jessica Skelton is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and 21 years of industry experience. She has worked at Fidelity in various capacities since 2005, including roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, its roles in advising multiple registered investment companies, and its application of AI and formal governance procedures.

Michael Mclaughlin is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held positions at Morgan Stanley and Independent Service Network, and has academic involvement with Saint Anselm College and the New Hampshire Institute of Politics. Outside of finance, he has worked as a retail employee at Walgreens. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its advisory roles with registered investment companies and use of systematic methodologies in portfolio management.

Nathan Campbell is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has been with Fidelity and its affiliated entities continuously since 2012. Outside of his advisory role, he participates as a presenter in a Catholic Youth Ministry, delivering inspirational talks to young people. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios and serves in advisory and consulting roles, with a noted use of systematic methodologies and AI-driven research techniques.

William Donovan is the Director and Executive Services Officer at Fidelity Investments, a position he has held since 2016. In this role, he partners with corporate leaders to analyze the value of their equity compensation plans and provide insight into how these plans affect their overall financial situations. Prior to his current role, William served as a Portfolio Specialist at Fidelity Investments from 2014 to 2016 and as a Client Service Manager from 2013 to 2014. His experience centers on executive compensation, equity awards, and financial planning for corporate clients.

Ian Clarke Pounder is a financial advisor with Raymond James Financial in Nashua, NH, holding Series 63 and Series 65 credentials and over 43 years of industry experience. He has been with Raymond James Financial and its related entity since 2009. Outside of his advisory role, he serves on the finance and investment committee of Bishop Guertin High School, a nonprofit private school, where he reviews the school budget and investment programs. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Mark Nichols is a financial advisor at OSAIC with 20 years of industry experience. He holds Series 63, 65, and 66 credentials and has previously worked at Woodbury Financial Services for 16 years. Nichols also owns a CPA firm providing accounting and tax services and serves on the investment committee for Pike School’s endowment fund. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk assessment tools and offers access to discretionary strategies and third-party managers.

Daniel Illg is a financial advisor with Fidelity Investments in Merrimack, NH, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. He has been with Fidelity since 2008, including seven years at Fidelity Personal and Workplace Advisors. Outside of finance, Illg is involved in dance and fitness; he serves as a music director for Kathy Blake Dance Studio and is the sole proprietor of FitFuzion LLC, a dance fitness studio. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs, and it holds a distinctive formal advisory role to multiple registered investment companies and fund-of-funds.

Christopher Rosetti is a financial advisor with Fidelity in Merrimack, NH, holding a Series 66 designation. He joined Fidelity in 2026 and has prior experience working in education and communications roles, including positions at Marist College, Beverly Public Schools, and North Road Communications. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Dale Lewis is a CFA® charterholder and holds a Series 66 license, with seven years of industry experience. He is currently affiliated with Cetera and has prior experience at firms including LPL Financial and Avantax Advisory Services. Outside of his advisory work, Lewis is the owner of Taxes and a Plan, a tax preparation and accounting services business. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers.

Joel VanPatten is a Financial Consultant at Fidelity Investments, where he has been working since 2022. In his current role, he focuses on helping clients work towards realizing their financial goals through building trust and comprehensive planning. Prior to becoming a Financial Consultant, Joel held several positions at Fidelity Investments, including Relationship Manager from 2019 to 2022, Investment Solutions Representative from 2017 to 2019, and Customer Relationship Advocate from 2017 to 2018. He holds insurance licenses for Arkansas and California. Outside of his professional duties, Joel has interests in biking, cars, music, outdoor adventures, painting, and skiing.