Andrew Frye is a financial advisor at RBC Capital Markets with 12 years of industry experience. He holds the CFP®, CFA®, PFS™, and Series 63 designations. Prior to joining RBC in 2024, he worked at CliftonLarsonAllen LLP and CliftonLarsonAllen Wealth Advisors, LLC from 2012 to 2024. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to each client’s risk profile through a mix of in-house and third-party investment managers.

Andrew Karlson is a financial advisor with Cetera in Edina, MN, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Cetera since 2019 and previously spent 17 years at Foresters Financial. Outside of his advisory work, Karlson is the owner of Karlson Corporation, a personal tax planning business, and serves as treasurer for a youth sports organization. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and customized strategies, managing over $256 billion in assets.

Seth Burg is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to his current role, he has worked at Bob's Cycle Supply for seven years. Equitable Advisors serves a broad range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach involves matching clients to program models or discretionary managers through a network of Investment Adviser Representatives and utilizes a combination of proprietary and third-party investment solutions.

Richard Hoel is a CFP® professional with 22 years of experience in the financial services industry. He has been with LPL Financial since 2022 and previously held roles at CUNA Mutual Group, CUNA Brokerage Services, Robert Half, and Kaplan Education. He also conducts outside work with Axtell, Haller, Slachta. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with investment strategies that may be discretionary or non-discretionary.

Adam Marso is a financial advisor with Thrivent Investment Management in Burnsville, MN. He holds a Series 66 designation and has one year of industry experience. Prior to joining Thrivent, he held academic positions at the University of Minnesota, University of North Dakota, Henderson State University, and Arkansas State University. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering both one-time and ongoing planning engagements. The firm focuses on holistic, goal-based analyses and allows clients to combine planning with managed-account programs under its WealthPlan option.

Kristopher Schultz is a financial advisor at Morgan Stanley in St. Paul, MN, holding Series 63 and Series 66 licenses with 25 years of industry experience. He has worked with Morgan Stanley and its Private Bank division since 2012 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm-approved tools and modeling techniques.

James Householder Jr. is a financial advisor with OSAIC, holding a CFP® designation and Series 63 and 65 licenses. He has 34 years of industry experience, including long-term roles at Fortis Investors, Inc. and service in the U.S. Naval Reserves. In addition to his advisory work, he is involved in insurance sales, tax preparation, and serves as a co-trustee of his parents' trusts. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated financial services, utilizing asset-allocation tools and third-party managers across various investment platforms.

Evan Caye is a financial advisor at Cambridge Investment Research Advisors holding the ChFC® and Series 66 designations with one year of industry experience. His prior roles include positions at AdvisorNet Financial and Hallett Financial Group. Outside of advising, he is registered as an agent in insurance and benefits and serves as an investment advisor representative with CIRA. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts through a network of independent professionals. The firm offers a range of services including financial planning, investment management, and retirement plan advisory, utilizing proprietary and third-party model strategies across various custody platforms with discretionary and non-discretionary options.

Donald Mccoy is a financial advisor at Ameriprise with 29 years of industry experience. He holds the Series 66 designation and previously worked for Planners Financial Services, Inc. for 26 years. He owns DLM Financial Services LLC, through which he manages his Ameriprise business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning with tax-aware withdrawal strategies and ongoing annual advice.

Ross Udell is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has worked at Merrill, Wells Fargo Clearing, Wells Fargo Bank, N.A., and Bank of America, N.A. Prior to his financial career, he was involved with Youth With A Mission San Diego Bja and Grand Canyon University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jessica Sharr is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. Her background includes roles at various insurance carriers and firms such as Waddell & Reed Inc and Cynthia Castillo, as well as nearly two decades at MACY'S. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, with support from extensive research and technology tools.

Alexander Hoseth is a financial advisor at Cetera with 17 years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at Fidelity Investments, Bank of America, and Merrill. Outside of his advisory work, he is an owner of a farming business and works as a ski instructor. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform allowing advisors to deploy model portfolios, third-party managers, or customized strategies across various program structures and custodial relationships.

Thomas Berg is a financial advisor with LPL Financial, holding CFP® and Series 66 designations and bringing 23 years of industry experience. He has worked at LPL Financial since 2017 and previously spent time at National Planning Corporation and Integrated Inc., where he is currently president. Outside of his advisory role, he serves as an Executive Vice President involved in fixed insurance sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various investment programs, supported by tools such as machine learning for operational and research purposes.

James West III is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and has previously worked at Mass Mutual Investors Services, MassMutual Life Insurance Co, Northwestern Mutual, and has experience outside finance at DoorDash, Dick's Sporting Goods, and AMC Theatres. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to create tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Doreen Dehaan is a financial advisor with Morgan Stanley in St. Paul, MN, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individuals and institutions. The firm provides tailored financial planning services and manages approximately $2.74 trillion in client assets.

Michael Cassel is a financial advisor at Ameriprise in Lakeville, MN, with seven years of industry experience. He holds the Series 66 designation and has worked at Ameriprise since 2017, following an 11-year tenure at the University of St. Thomas. Outside of advising, he owns a photography business. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides tailored reports and ongoing advice focused on income and tax strategies.

Maria Regina Herfindahl is a financial advisor at UBS Financial Services in Bloomington, MN, holding a Series 66 designation with one year of industry experience. Her prior work experience includes roles at Ave Maria University and Hawkinson Construction. UBS Financial Services serves individual, corporate, and institutional clients by providing a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans according to clients’ goals and risk tolerances.

Jaeson Morrison is a financial advisor with Thrivent Investment Management in Burnsville, MN, holding Series 63 and Series 65 credentials and has six years of industry experience. Prior to joining Thrivent, he worked for the City of Richfield and the City of Northfield. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofits, providing comprehensive, goal-based financial planning without discretionary trading authority. Its approach combines detailed written recommendations across various planning areas with the option to integrate planning and managed-account services under a consolidated billing structure.

Lem Amen is a Planning Consultant at Fidelity Investments, where he supports Financial Consultants in helping clients align their personal and financial goals. He assists clients in increasing their financial literacy, which is essential for designing and implementing plans focused on wealth accumulation, preservation, or balancing both objectives. Prior to his current role, Lem worked as a Relationship Manager at Fidelity Investments from 2021 to 2023. Before that, he was an Analyst at JP Morgan Private Bank from 2020 to 2021. Lem holds a California Insurance License.

Christopher Chung is a financial advisor with Edward Jones in Mendota Heights, MN, holding the Series 66 designation and possessing 10 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a variety of investment strategies and services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.