Juan Preciado is a financial professional at Cetera with nine years of industry experience. He holds a Series 66 designation and has worked at Cetera Wealth Services, Equitable Advisors, and Arvest Wealth Management. Outside of his advisory role, he is president of Precious Legacy LLC, an entity used for tax purposes. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. It offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Theresa Mederich is a Financial Consultant at Fidelity Investments, where she has been employed since 2025. Prior to this role, she held positions at Fidelity Investments including Investment Consultant in 2025, Planning Consultant from 2022 to 2025, Relationship Manager from 2021 to 2022, and Financial Representative in 2021. As a CERTIFIED FINANCIAL PLANNER™ professional, Theresa focuses on developing personalized and holistic financial plans by understanding her clients' goals, priorities, and preferences. She aims to simplify the complexities of personal finance to help clients work toward their financial objectives. Outside of her professional activities, Theresa enjoys cooking and baking, exploring culinary interests as a foodie, spending time with pets, attending theater, and traveling.

Martin Andreasen is a financial advisor with OSAIC based in Minnetonka, MN, holding the ChFC® designation and Series 63 and 65 licenses. He has 30 years of industry experience and has been with Royal Alliance since 2012. Outside of his advisory work, Andreasen co-owns Andreasen Photography, a company focused on photography services. OSAIC serves a wide range of retail and institutional clients, including individuals, high-net-worth investors, and various organizations, through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with portfolio construction tools and access to third-party managers.

Steven Farrell is a financial advisor with Merrill in Minneapolis, MN, holding Series 63, Series 65, and Series 66 designations and 28 years of industry experience. He has worked at Merrill since 1998 and has been with Bank of America, N.A. since 2012. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a variety of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jessica Dittrich is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with RBC Capital Markets since 2015. Outside of her advisory role, she serves as president of the Maple Crest Dock Association, an unpaid position involving financial administration. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and organizations, offering a range of advisory programs with customizable investment strategies implemented through both in-house and third-party managers.

Timothy Fink is a financial advisor at Primerica Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles at PFS Investments Inc., Primerica Financial Services, and Prime Therapeutics LLC. Outside of advisory work, he is involved in part-time sales of home security and automation products and holds a partnership interest in an investment-related venture. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering model-driven investment strategies supported by third-party asset managers and custodial services.

David Kornhauser is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and Navellier & Associates. Based in Wayzata, MN, Kornhauser has been with UBS since 2020. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Kent Scholten is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has worked since 1995. He develops personalized financial strategies that align with each client's risk tolerance, time horizon, liquidity needs, and overall investment goals. Kent works with individuals, families, and business owners to help them pursue both short- and long-term financial objectives through a consultative approach. Kent specializes in crafting customized solutions across investments, retirement planning, estate planning, philanthropy, corporate benefits, education planning, personal retirement planning, special needs planning strategies, and retirement income. His approach emphasizes understanding each client's unique situation and providing clarity, confidence, and ongoing guidance in a changing financial landscape. He holds a bachelor's degree in Economics from the University of Wisconsin. Kent has served in board and leadership roles with Hammer Residences, Hammer Travel, and the Minnesota Council on Economic Education. He also volunteers at Mount Olivet Lutheran Church. Kent is a Personal Investment Advisor (PIA). He and his family reside in Excelsior, Minnesota.

Molly Maher is a financial advisor at RBC Capital Markets with one year of industry experience. She holds a Series 66 designation. Prior to her current role, she has been involved with community organizations including the Hastings Family Aquatic Center and Duluth Heritage Sports Center. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a variety of advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

John Wolkerstorfer is a CFP® and holds a Series 66 designation, with 24 years of industry experience. He has been with Ameriprise since 2005, currently serving in their Maple Grove, MN office. Ameriprise provides a retirement-income planning service tailored to individuals with significant investable assets, delivering detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory and brokerage solutions through affiliated entities.

Tatiana Soto is a financial advisor at Merrill with 20 years of industry experience. She has held her position at Merrill since 2014 and holds the Series 63 and Series 65 licenses. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm operates within the broader Bank of America corporate platform, providing access to a diverse set of products and services.

Dustin Neumann is a financial advisor with UBS Financial Services in Wayzata, MN, holding a Series 66 designation and 22 years of industry experience. He has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of capital markets and advisory solutions.

Sarah Kyles is a financial advisor with Cetera Wealth Services, LLC in Plymouth, MN, holding CFP® and Series 66 credentials and possessing nine years of industry experience. She has worked at firms including Wells Fargo Clearing and MRK Financial Solutions. Kyles provides financial planning and advice through her roles at MRK Financial Solutions and TruPlan Financial Advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Steven Schmidt is a CFP® professional with five years of industry experience, currently affiliated with LPL Enterprise. His prior experience includes roles at Ameriprise and companies outside the financial sector such as Comcast and Target. He serves on the boards of two nonprofit organizations, Theta Chi Alumni Housing Corporation and The Regulator Society. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services. The firm’s integrated platform combines adviser programs with sales of financial products, including insurance, and utilizes a combination of proprietary and third-party investment management solutions.

Martin Schneider is a financial advisor at Morgan Stanley with 42 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2009 and 2015 respectively. Outside of his advisory role, he manages farming operations on a farm and farmhouse in Long Lake, Minnesota. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm employs a structured planning process and offers access to investment and estate planning strategies.

Tyler Dueber is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and previously worked at Measurement Technology Laboratories for four years. He is also an Operations Development Associate at AdvisorNet Financial, where he supports financial advisors by processing compliance paperwork and evaluating data from custodian websites. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers and customized investment strategies.

David Comstock is a financial advisor at Raymond James Financial with four years of industry experience. He holds the Series 66 designation and previously worked at Bank of America, Merrill, and Wells Fargo. He is also a relationship manager at Prosperwell Financial. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, non-discretionary advisory services and specialized programs for small businesses and municipal clients.

James Powers is a CFP® professional with 39 years of industry experience. He is currently with Cambridge Investment Research Advisors and has held roles at Cambridge Investment Research, Inc., Wealth Management Group of KC, Inc., and Geneos Wealth Management, Inc. Powers is also involved as a volunteer with the Association of Financial Educators, providing financial education through a nonprofit organization. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a broad network of independent Financial Professionals.

James Brown III is a financial advisor at LPL Enterprise with four years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Bankers Life and Bankers Life Securities from 2017 to 2025. Outside of his advisory role, he is involved with Veritas Insurance Advisors in a non-variable insurance capacity. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to various investment and insurance products through an integrated platform.

Leif Engen is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America in 2025, he spent five years at Ernst & Young LLP. Merrill offers managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm provides model-based and discretionary investment strategies integrated with Bank of America’s wider corporate platform.