Martin Kofman is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes long tenures at Avantax Insurance Agency LLC and Avantax Investment Services, Inc., and he has operated a CPA practice since 1982. Outside of advising, he is a partner in an investment partnership and manages a CPA tax preparation and accounting business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including access to affiliated and third-party managers, serving over 800,000 clients with more than $256 billion in assets under management.

Jake Guidone is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has one year of industry experience, including prior roles with Boston Sports Partners and MassMutual Life Insurance Company. Before entering the financial sector, he was affiliated with several educational and sports organizations. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a collaborative planning process using firm-approved software and provides event-driven planning services such as estate settlement and divorce planning.

Benjamin Preusse is a financial advisor at Morgan Stanley with three years of industry experience. He previously worked at Canaccord Genuity and the Bank of New York Mellon. Outside of finance, he is involved with Jacks Abby Craft Lagers, a restaurant and bar in Framingham, Massachusetts. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools.

Brendan Horrocks is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include work at A Book Company LLC and the University of Massachusetts Amherst. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Aubrie Church is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley and Aldi Inc. before joining Merrill in 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Isobel Congdon is a financial advisor at Equitable Advisors with one year of industry experience. She holds a Series 66 designation. Prior to joining Equitable Advisors, she worked at Inkerman and has a background that includes roles in education and entrepreneurial experience with Annie and the Tees. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach involves assessing client information and risk tolerance to match clients with suitable program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Erin Nowak is a financial advisor at Ameriprise with one year of industry experience. She holds a Series 66 designation and previously worked in roles outside of finance, including positions at JNP Coffee and The Union Club of Boston. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

John Postizzi Jr. is a financial advisor with Raymond James Financial Services Advisors Inc., holding a Series 66 designation and 26 years of industry experience. He has been with Raymond James since 2003, serving in its various capacities for over two decades. Outside of his advisory role, he owns a small simulator racing studio, Apex Predators Sim Racing LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to illustrate potential outcomes, supporting implementation through its advisory programs or other providers.

Eleanor Paul is a financial advisor at Equitable Advisors with one year of industry experience. She holds the Series 66 designation and has previously worked at Amica Mutual Insurance and Marathon Sports. Her background also includes roles at Boston University and Butler University. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory models and third-party asset managers, offering clients access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Jinping Xu is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and six years of industry experience. Prior to joining Cambridge, Xu worked at LPL Financial LLC and has operated JP Financials & Consulting LLC since 2018. Xu is also a Certified Public Accountant and owner of Beacon Tax Group LLC, providing tax services alongside advisory duties. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by offering financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm employs a variety of investment strategies and platform arrangements, combining proprietary and third-party models to meet client objectives.

Lauren Schoenberger is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, she worked at Win At Social Inc. d/b/a The Social Institute for one year and was employed at Wellesley College for eight years. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through corporate financial planning agreements.

Keith Gilbreath is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 2017, he has developed expertise in managing custom investment strategies on a discretionary basis, selecting from a range of Merrill Lynch model portfolios and third-party investment options. He focuses on client-centered financial planning, tailored to their long-term objectives. Keith's areas of specialization include college education planning, equity compensation services, LGBT wealth planning, managing new wealth, personal retirement planning, socially responsible and ESG investing, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's degree from Elon University. Outside of his professional role, Keith is active in his community and personal interests. He participates in the Hopkinton Running Club and Mensa. He contributes to local organizations such as the Greater Boston Food Bank, Hopkinton Youth Soccer, and Hopkinton Youth Lacrosse. Keith enjoys adventure sports, cooking, hiking, running marathons, soccer, traveling, and spending time with his wife Rachel, their two children, and their two dogs.

Mia Scanlon is a financial advisor with UBS Financial Services in Wellesley, MA, holding a Series 66 designation and three years of industry experience. Prior to joining UBS in 2021, she worked at Carney, Sandoe & Associates and has held various roles in academic and content marketing settings. She has also contributed to The Belfer Center for International Affairs at Harvard Kennedy School. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor investment strategies. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of capital markets and advisory solutions.

Scott Korn is a Series 66-credentialed financial advisor with 17 years of industry experience, currently practicing at LPL Financial in Newton, MA since 2016. He has spent a decade at LPL Financial, one of the largest independent broker-dealers and investment advisory firms in the United States. LPL Financial serves a broad range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research to support diversified investment strategies.

Daniel Cook is a CFA® charterholder and Series 63 licensee affiliated with Edward Jones. He has three years of industry experience, previously working nine years at Wellington Management before joining Edward Jones in 2022. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a wide range of households, pension plans, and corporate and charitable organizations. The firm manages over $1 trillion in assets and offers various advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and proprietary mutual funds, operating under a fiduciary standard.

Jeffrey Sullivan is a financial advisor with LPL Financial in Westwood, MA, holding Series 63 and Series 65 licenses and with 20 years of industry experience. Prior to joining LPL Financial in 2026, he worked at Cetera Financial Specialists LLC, Royal Alliance Associates Inc., and TIAA-CREF. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and institutional services.

Paul Derbyshire is a financial advisor with Ameriprise in Franklin, MA, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies typical of a large institutional firm.

Mary Banis is a financial advisor at UBS Financial Services with 32 years of industry experience. She holds the Series 63 and Series 66 designations and has been with UBS since 2008. Outside of her advisory role, she is a partner in 770 Partnership LLC, which holds a family condominium in Florida. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Kevin Stoddard is a CFA® charterholder with 30 years of industry experience. He is currently affiliated with LPL Financial, where he has worked since 2017. Prior to that, he spent 10 years at National Planning Corporation and has owned Stoddard Financial, LLC since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

William Thornley is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Edward Jones, Commonwealth Financial Network, and Financial Foundations. Thornley is based in Westwood, MA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm provides a range of financial planning and advisory services, including model portfolios, retirement plan consulting, and access to research and alternative strategies.