Peter Gagne is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and four years of industry experience. He has worked at Commonwealth Financial Network and Shadduck Financial Group during his career. He also spends part of his time engaged in fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and a broad range of individual and institutional clients. The firm offers various managed-account programs, access to third-party asset managers, and custody/clearing services, supporting advisors with both internal and external portfolio management options.

Matthew Valentine is a financial advisor at Focus Partners Wealth, LLC with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at GW & Wade, State Street Global Advisors, Brighton House Associates, and Investors Capital Corp. Outside of advisory services, he is a licensed real estate broker and manages residential rental properties. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients, offering wealth management, financial planning, and investment advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Brian McGrath is a financial advisor with Primerica Advisors who holds Series 63 and Series 65 licenses and has 11 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Company since 2016. Outside of his advisory role, McGrath is a guest speaker for The Living Balance Sheet’s Foundations training sessions and is co-managing member of HUB Wealth Strategies, LLC., a marketing and business team entity. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, offering both brokerage and advisory services with a range of proprietary and third-party investment programs. The firm supports various account management approaches and provides additional services such as lending solutions and donor-advised funds.

William O'Neil is a CFP® professional with 29 years of industry experience, currently serving at Schwab Wealth Advisory in Boston, MA. He has worked at Charles Schwab & Co., Inc. and Schwab Wealth Advisory since 2022, with prior roles at Voya Financial Advisors and Santander Securities. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering tailored financial reviews and investment recommendations using Schwab's asset allocation models and research tools, while leaving final trading decisions to clients.

Jonathan Holt is a financial advisor with Commonwealth Financial Network in Newton, MA, holding the CFP® designation and Series 66 license. He has 17 years of industry experience, having worked at Malone Financial Consulting from 2007 to 2018 and Your Path Financial Solutions since 2018. Holt’s other business activities include fixed insurance sales conducted through Your Path Financial Solutions. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party managers, retirement consulting, and custody services.

Tyler Calder is a CFP® with 10 years of industry experience currently advising at Cerity Partners LLC. His prior roles include positions at Wilmington Trust/M&T Bank, TD Bank, and Bernstein Wealth Management. He is based in Boston, MA. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including high-net-worth individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation tailored to each client’s profile.

Jake Rozhansky is a financial advisor with Primerica Advisors holding a Series 66 designation and one year of industry experience. His prior work includes roles at Guardian Life Insurance Company and involvement with sports organizations such as The Kraft Group (New England Revolution II) and several Israeli basketball teams. Primerica Advisors operates under Park Avenue Securities LLC, serving a diverse retail client base with brokerage and advisory services, including financial planning and retirement consulting. The firm employs a range of investment strategies through proprietary models, third-party managers, and digital advice platforms.

David Hanafin is a financial advisor at OSAIC Institutions, Inc. with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Northern Bank & Trust for 19 years followed by over a decade at Infinex Investments, Inc. Hanafin is also involved in insurance-related activities, serving as a liaison for various insurance agencies connected to banking services. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm provides customized advisory services, financial planning, and access to alternative investments through a hybrid adviser and broker-dealer model that combines firm supervision with delegated account management.

Dennis Miller is a Series 66 licensed financial advisor with two years of industry experience. He is currently with Voya Financial Advisors, Inc., having previously worked at Equitable Advisors, Token Metrics, Next Capital Tech, and Wellington Management. Voya Financial Advisors, Inc. serves individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides services such as financial planning, portfolio management, and plan-sponsor consulting through various program structures, with a significant focus on non-discretionary recommendations.

Jennifer Watson is a financial advisor at Savant Wealth Management with 17 years of industry experience. She holds Series 63 and Series 66 licenses and previously spent 20 years at Heritage Financial Services, LLC. Watson joined Savant Wealth Management in 2026. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management, portfolio management, financial planning, retirement plan consulting, and family office services. The firm combines evidence-based, model-driven asset allocation using mutual funds and ETFs with actively managed strategies and sub-advised mandates.

Harrison Courville is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA, holding Series 63 and Series 65 licenses and one year of industry experience. His prior roles include positions at Fidelity Investments and various businesses across retail, education, and hospitality sectors. Voya Financial Advisors serves a diverse client base including individuals, institutional clients, and retirement plan sponsors, offering financial planning, portfolio management, and consulting through multiple program structures, primarily focusing on non-discretionary recommendations.

Stacy Putnam is a financial advisor at TD Private Client Wealth LLC in Boston, MA, with 13 years of industry experience. She holds the Series 66 designation and has been with TD Bank and TD Private Client Wealth since 2012. Outside of her advisory role, she manages a seasonal Airbnb rental property with her husband. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients. The firm employs a combination of strategic and tactical asset allocation through portfolios that include both affiliated and third-party managers.

Edward Silbert is a CFP® with 42 years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. His prior experience includes over three decades at Fidelity Brokerage Services, Inc., as well as roles at Pinnacle Private Wealth, LLC. Outside of his advisory work, he is involved in managing a rental property in Bedford, Massachusetts. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm’s investment approach combines strategic asset allocation with both passive and active management, supported by an internal Investment Committee and research-driven processes.

Gregory Williams is a financial advisor with Guardian Life and holds a Series 66 designation. He has 29 years of industry experience, including prior roles at Mass Mutual Investors Services and MetLife. He is currently based in Braintree, MA. Guardian Life’s subsidiary, Park Avenue Securities LLC, operates as a dually registered broker-dealer and SEC-registered investment adviser, serving individual, pension, charitable, and corporate clients with a range of financial planning and investment advisory services.

Jonathan Derby is a financial advisor at Focus Partners Wealth, LLC with 23 years of industry experience. He previously worked at The Colony Group, LLC for five years and led Derby and Company Inc for 29 years. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients, offering wealth management, financial and tax planning, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach combining active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Giuseppe Feraco is a financial advisor at Citizens Securities, Inc. with 27 years of industry experience. He has been with Citizens Securities since 2015 and holds Series 63 and Series 65 designations. Prior to joining Citizens Securities, he worked at Citizens Bank for one year. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios and a managed account program, operating as a broker-dealer and insurance agency.

Erika Van Lingen is a financial advisor at VOYA Financial Advisors, Inc. in Boston, MA, with 24 years of industry experience. She holds Series 63 and Series 66 credentials and has been with VOYA Financial Advisors since 2014, including its enterprise entity since 2019. Prior to her current role, she was associated with Santander Bank, NA and Santander Securities, LLC during 2019. VOYA Financial Advisors, Inc. serves a diverse client base including individual and institutional investors such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers a range of financial planning and portfolio management services through various program structures, emphasizing non-discretionary advisory relationships alongside its dual role as both an SEC-registered investment adviser and broker-dealer.

Thomas Hoffman is a Series 63-registered financial advisor with Capital Analysts, where he has worked since 1985, accumulating 40 years of industry experience. He has also been affiliated with Lincoln Investment since 2012. Hoffman is a founding board member and treasurer of the South Shore Special Needs Athletic Partnership, a nonprofit supporting special needs individuals. Additionally, he holds various community roles, including involvement with youth football and local veterans’ organizations. Capital Analysts serves a diverse client base, including individuals, high-net-worth investors, retirement plans, and charitable organizations, offering discretionary and non-discretionary portfolio management through a variety of programs and custom portfolios. The firm’s investment decisions are guided by an in-house research team using proprietary screening processes and it maintains affiliations with Lincoln Investment and Pershing/BNY to enhance client service options.

Jeffrey Peras is a financial advisor at Lincoln Investment with 41 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Bolton Securities Corporation and Bolton Global Capital for 20 years. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and advisory services, utilizing both strategic and dynamic investment approaches managed by an in-house Investment Management & Research team.

Peter Coffin is a financial advisor at Breckinridge Capital Advisors Inc with 32 years of industry experience. He has been with Breckinridge since 1993 and holds a Series 65 designation. Breckinridge Capital Advisors offers separately managed fixed income and equity strategies, sub-advisory services to mutual funds, and investment management for individual, high-net-worth, and institutional clients. The firm combines top-down investment outlooks with fundamental research and rules-based models, emphasizing tax-aware techniques and proprietary portfolio management systems.