Shane Schrader is a financial advisor at Ameriprise Financial Services LLC with one year of industry experience. He holds the Series 66 designation. Prior to joining Ameriprise, he worked at DoorDash and has a background that includes teaching and various other roles. Outside of his advisory work, Schrader operates a YouTube channel featuring comedic content. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

William Downey is a financial advisor at Fidelity with 20 years of industry experience. He holds the Series 66 designation and has worked at notable firms including Charles Schwab and JP Morgan Chase. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is known for its use of model portfolios, algorithmic methods, and a formal advisory role to multiple registered investment companies.

Michael Lanza is a financial advisor with Mass Mutual Investors Services in Saddle Brook, NJ. He holds the CFP® designation and Series 66 license and has seven years of industry experience, including roles at UBS, Dow Jones, and Ramapo College of NJ. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing firm-approved tools and techniques to deliver written recommendations in collaborative annual planning engagements.

Nitin Bulsara is a financial advisor with NTB Advisory Services LLC, holding a Series 65 designation and 22 years of industry experience. He has been a CPA at Nitin T. Bulsaram CPA since 1991, totaling 35 years in the profession. NTB Advisory Services LLC is an independent firm providing investment advisory and portfolio management services primarily to individual clients. The firm uses a tailored approach to portfolio construction and offers accounting-related services alongside investment advice.

Anthony Monks is the sole advisor and managing member of CTM Financial, LLC, an independent registered investment adviser based in Mahwah, NJ. He holds Series 63 and Series 65 licenses and has 23 years of industry experience, leading CTM Financial since 2002. CTM Financial provides portfolio management and advisory services to a small client base that includes individual investors and corporate clients. The firm offers separately managed accounts and utilizes derivatives in some strategies to manage exposures, distinguishing itself as a boutique, one-advisor practice with a specialized approach.

Donald Zoch is the sole advisor at Capital Allocation Management, Inc. in Totowa, NJ, bringing 31 years of experience at the firm and 11 years in the industry. He holds a Series 63 designation. Capital Allocation Management, Inc. provides investment advisory and portfolio management services primarily on a non-discretionary basis to individual clients. The firm manages approximately $93.4 million across about 35 client relationships, focusing on ongoing consultation and client approvals rather than discretionary trading.

Anthony Wrobel is a CFP® professional with three years of experience in financial advising. He is currently with Smolin Wealth Advisors, LLC and has prior experience at Cetera Wealth Services, LLC and Cetera. Wrobel works in a firm affiliated with an accounting practice, where referrals between the advisory and accounting teams are common. Smolin Wealth Advisors, LLC is a supported firm that provides solicitor and adviser referral services to individuals, high-net-worth clients, and pension or profit-sharing plans. The firm matches clients with independent RIAs who manage portfolios and provide ongoing account services.

Theodore Byer is a CFP® and PFS™ credentialed financial advisor with 19 years of industry experience. He is a member of Smolin, Lupin & Co., P.A., a licensed and practicing CPA firm where he spends the majority of his time providing accounting services. He has been with Smolin Wealth Advisors, LLC since 2013 and has also worked at Cetera Wealth Services, LLC. Smolin Wealth Advisors, LLC is a small, supported advisory firm that provides referral services to individuals, high-net-worth persons, and retirement plans by connecting clients with independent RIAs for ongoing investment management. The firm does not manage client portfolios directly and focuses on matching clients with third-party advisers while maintaining an affiliation with an accounting firm.

Juan Arbelaez Calad is a financial advisor with Marsh Agency Wealth Advisors LLC, holding a Series 66 credential and six years of industry experience. He previously worked at Merrill from 2021 to 2026 and held roles at Wells Fargo Clearing Services, LLC and Wells Fargo Bank, NA prior to that. Marsh Agency Wealth Advisors LLC offers discretionary and non-discretionary investment advisory services, financial planning, and consulting to individuals, retirement plans, corporations, foundations, and charities. The firm utilizes a range of investment strategies including fundamental and technical analysis, and accesses third-party model programs, operating under a structure affiliated with Marsh & McLennan Agency and related broker-dealers and investment advisers.