Mark Abraham is a CFP® and Series 66 holder with 24 years of experience in financial advising. He is currently with Cambridge Investment Research Advisors, where he has worked since 2023, following nine years at Arbor Point Advisors and Securities America Inc. Abraham serves as a board member on the condominium development board in Tarrytown, NY. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers a range of platforms and model strategies, supporting both discretionary and non-discretionary management.

Lisa Fiorito Mackessy is a financial advisor at Merrill with 23 years of industry experience. She previously worked for Citigroup Global Markets Inc and Citi Private Bank for 14 years. Outside of advisory work, she owns Mindful Sweets LLC, a holding company for private investments in the consumer natural food sector. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Frank Buttacavoli is a Series 66-licensed financial advisor with Raymond James & Associates in Paramus, NJ, bringing 26 years of industry experience. His prior roles include positions at UBS Financial Services and LPL Financial. Outside of his advisory work, he occasionally rents out Disney Vacation Club points he owns for family vacations. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning and advisory services with a range of portfolio management styles and affiliated research.

Michael James is a financial advisor with UBS Financial Services in Franklin Lakes, NJ, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with UBS Financial Services since 2007. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform that includes custody, underwriting, and capital markets solutions.

Nilay Patel is a financial advisor with Mass Mutual Investors Services in Tarrytown, NY, holding a Series 63 designation and 12 years of industry experience. He has worked at Mass Mutual Investors Services since 2019 and previously held roles at Foresters Financial and First Investors Corporation. Outside of his advisory work, Patel is a partner in Envy Motorsports LLC, an exotic car rental business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client relationships with collaborative, goal-oriented planning engagements.

Elizabeth Kennedy is a financial advisor at Edward Jones in Woodcliff Lake, NJ, with 12 years of industry experience. She holds a Series 66 designation and previously worked at Bank of America/Merrill Lynch for four years. Outside of her advisory role, she owns a second home in the Catskills. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Daniel Kramer is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 licenses and has 32 years of industry experience. He has worked at Raymond James since 2018 and previously spent two years with Wells Fargo Clearing. Outside of his advisory role, he has invested in rental real estate, including ownership involvement with the Killington Grand Hotel in Vermont. Raymond James & Associates serves a diverse client base that includes individuals, institutions, pension and profit-sharing plans, and charitable and governmental entities. The firm offers financial planning and non-discretionary investment consulting and provides specialized municipal advisory services alongside a broad range of portfolio management options.

Jilmmy Zevallos is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 66 licenses. He has 11 years of industry experience, having previously worked at Merrill Lynch, Bank of America, and JP Morgan. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes firm-approved software and collaborative planning processes to deliver written recommendations and offers specialized programs including estate-settlement and employer-sponsored planning.

Christopher Kuber is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Ameriprise Financial Services, Northwestern Mutual, and State Farm. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs supported by firm-approved planning tools and investment research.

Dominick Riolo is a financial advisor with LPL Financial in New City, NY, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at Ameriprise Financial Services and B. Riley Wealth Advisors. Outside of advisory work, he operates a FAFSA completion service that assists students and parents with college financial aid forms. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through its large network of investment adviser representatives, utilizing various portfolio strategies and technology tools.

Robert Cappadona is a financial advisor at Osaic with 40 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at LPL Financial and Royal Alliance Associates. He is also an advisor for Garden State Capital Investments LLC, a business entity used for tax and investment purposes. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process emphasizes model-based asset allocation, portfolio optimization, and a range of discretionary and third-party manager strategies.

Krzysztof Pulawski is a financial advisor at Morgan Stanley with 25 years of industry experience. He previously worked at Neuberger Berman for 17 years and has held roles at UBS Financial Services and Morgan Stanley in prior periods. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by firm-approved tools and serves clients through both direct and employer-based arrangements.

James Sears is a financial advisor at Ameriprise with eight years of industry experience. He holds the Series 66 designation and has previously worked at CUSO Financial Services, Edward Jones, and Michael Page. Sears has been with Ameriprise since 2020. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations, focusing on clients with significant assets in Ameriprise-managed accounts.

Michael Franco is a financial advisor with LPL Financial in Paramus, NJ, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He has been with Linsco Private Ledger Corp since 2001. In addition to his advisory role, he is involved in selling non-variable insurance products, including long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing both proprietary research and third-party strategies across various investment approaches.

Michael Jason is a financial advisor at OSAIC with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Lincoln Financial Advisors Corporation, Bank of America, Merrill, and Banc of America Investment Services. Outside of his advisory role, he coaches a local youth hockey team. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Francesca Milde is a financial advisor at Ameriprise with six years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at Morgan Stanley and Oppenheimer & Co. Inc. Outside of finance, she works as a substitute yoga instructor in Glen Rock, NJ. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a Premier Retirement Income service focused on written recommendation reports and ongoing annual retirement-income planning using proprietary research, third-party data, and algorithmic tools.

Adedire Fakorede is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Bank of America, NY Life Securities LLC, and Northwestern Mutual. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Joseph Engler is a CFP® professional with 30 years of experience in the financial services industry. He currently works with LPL Financial and has previous experience at Cadaret, Grant & Co., Inc. He also operates Engler Financial Services and Engler Tax Services, and serves as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management options, including model portfolios, third-party asset management, and customized strategies.

Kristen Mackey is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Her work history includes positions at Bank of America Private Bank and Dow Jones. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jonathan Licata is a Series 66-licensed financial advisor with Wells Fargo Advisors in Paramus, NJ, and has five years of industry experience. Before joining Wells Fargo Advisors in 2025, he worked at Wells Fargo Clearing from 2019 to 2025, and previously held roles at Randstad Temp Agency and Manhattan College. Outside of his advisory duties, Licata coaches youth hockey for the Ramapo Youth Hockey Association in Monsey, NY. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of financial planning and investment services tailored to clients who meet a net-worth threshold. The firm combines advisory services with various financial products and planning strategies to address diverse client needs.