David Haight is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2009. Prior to joining Merrill Lynch, David spent two decades working in the nonprofit sector, holding roles such as Camp Director, Environmental Education Program Coordinator, and various development positions including Associate Director of Annual Giving and Regional Development Officer for a national foundation. His extensive experience includes advising nonprofit organizations on endowments and planned giving, as well as developing personalized financial strategies that align with individual client goals. David holds a Bachelor's degree in history from Muhlenberg College and a Master of Public Administration in Nonprofit and Public Administration from New York University. He is also certified as a CERTIFIED FINANCIAL PLANNER® (CFP) and a Personal Investment Advisor (PIA). His client focus areas include education planning, family wealth management, legacy and philanthropic planning, and socially responsible investing. In addition to his financial advisory work, David has been actively involved in volunteer fire service for over thirty years and currently serves as the Fire Marshal for the Lower Macungie Fire Department.

Lauren Gaylord is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and 14 years of industry experience. She has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Cynthia Crane is a financial advisor at Thrivent Investment Management with 13 years of industry experience. She holds the Series 66 designation and has been with Thrivent and its affiliated entities since 2012. Cynthia serves on the board of Catalyst Theater Company, a local nonprofit theater organization, where she participates in fundraising and community engagement activities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering comprehensive, goal-based financial planning without discretionary portfolio management. The firm combines planning with managed-account programs under a consolidated billing option called WealthPlan, while maintaining the planning and investment services separately.

Stephen November is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics from Wells Fargo Investment Institute alongside third-party sources.

Mykhaylo Stetsun is a CFP®-certified financial advisor with 18 years of industry experience, currently with Wells Fargo Clearing since 2016. Prior to this, he worked at WELLS FARGO Advisors, LLC from 2012 to 2016. In addition to his advisory role, he serves in the Army Reserve. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven investment approach incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Gregory Shanaphy is a Senior Vice President, Senior Financial Advisor, and Portfolio Manager at Merrill Lynch Wealth Management in Summit, New Jersey. He recently became a partner in the Hinds Fisher Ahern and Shanaphy Group, a twelve-member team that combines diverse expertise in wealth management. Greg oversees portfolio management and financial planning services tailored to individual clients. He holds FINRA Series 7, 24, 31, 63, and 65 registrations, along with life and health insurance licenses. Greg has over 27 years of experience in financial services. Before joining Merrill Lynch Wealth Management, he was a Senior Vice President and Wealth Advisor at UBS-The Poppo Group for 17 years, where he designed and implemented wealth management strategies and participated in their Portfolio Management Program. He also served as Vice President, Private Wealth Manager at Merrill Lynch Global Private Client for three years and as Vice President at AXA Advisors for two years, focusing on advanced financial and estate planning. Greg holds a Juris Doctorate degree from Seton Hall University School of Law and a Bachelor's degree from Montclair State University, where he majored in Political Science with a minor in Economics, and completed a study abroad program at the University of Siena in Tuscany, Italy. He previously practiced law, serving as General Counsel in investment banking, working in private practice, and in the District Attorney's Office. Greg is a member of the American Bar Association and is admitted to practice law in New Jersey and the United States District Court. He serves on the board and finance committee of Montclair State University and is a founding member and board member of the Seton Hall Prep Pirate Gridiron Club. Greg is also involved with The Church of Christ The King. He lives in Chatham, New Jersey, with his wife and son.

Gregory Pace is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he held positions at LPL Financial, NYLife Securities LLC, Keller North America, and New York Life Insurance Company. He also spent 22 years with Local 825 Operating Engineers. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning using structured discovery and firm-approved tools.

Mina Kerolos is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses. She has one year of industry experience, including prior roles at JPMorgan Chase Bank and international banking institutions such as Commercial Bank of Dubai and Emirates NBD Bank UAE. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework and offers services on a non-discretionary basis, with clients retaining final decision-making authority.

Christopher O'Grady is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2015 in various capacities and assumed his current role in 2023. He partners with individuals and families to create financial strategies aimed at avoiding common pitfalls before and throughout retirement. Prior to his tenure at Fidelity Investments, Christopher held positions as a Financial Advisor at Morgan Stanley and held senior roles in equity derivatives at NYC X-Change Financial Access LLC and Elevation LLC. He holds a California Insurance License.

Jed Goldberg is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 designation and has previously worked at Park Avenue Securities, Guardian Life Insurance Co, and The Ayco Company, L.P. He is based in Summit, NJ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Terence McMahon is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 designations and bringing 42 years of industry experience. He has been with UBS Financial Services since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and financial planning solutions.

Jason Taub is a financial advisor with Ameriprise in Warren, NJ, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. He previously worked at Stifel from 2007 to 2018 before joining Ameriprise Financial Services, Inc. and later Ameriprise. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that include income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement advice through a centralized consulting team.

Diane Lopes is a Series 66 licensed financial advisor at UBS Financial Services with 15 years of industry experience. She has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies.

Marcus Tomaino is a CFP® professional with 11 years of industry experience, currently serving at Raymond James & Associates since 2014. He holds a Series 66 license and is based in Bedminster, NJ. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services through various specialized programs.

Rodney Mcmillian is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo entities since 2003, including Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and includes both discretionary and non-discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Brian Sherman is a Certified Financial Planner® with over 30 years of industry experience. He is currently an advisor with LPL Enterprise and has held previous roles at firms including MissionSquare Investment Services, Lorenzo CPA LLC, and Citigroup. Outside of his advisory work, Sherman owns an accounting and tax preparation business. LPL Enterprise serves a broad range of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform that combines advisory programs with brokerage and insurance product sales.

Michael Bonaccorso Sr. is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 29 years of industry experience. His prior roles include ten years at Allied Wealth Partners and extensive experience with Tax Planning Group, LLC and Wealth Management Group LLC, entities he continues to be involved with. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and technologies such as machine learning across discretionary and non-discretionary management services.

John Macones is a financial advisor at Primerica Advisors with one year of industry experience. He holds a Series 66 designation and has worked at various firms including Red Maple Economics LLC and PFS Investments Inc. Outside of his advisory roles, he has experience with entities such as DB-Collaborative, LLC and has a background involving work at Rutgers University New Brunswick. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that uses model-based strategies managed by third-party asset managers.

Joseph Bauer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on developing goals-based wealth management relationships tailored to each client's unique investment objectives, risk tolerance, liquidity needs, and time horizon. He offers a range of financial services including customized wealth management strategies, retirement planning, college funding, insurance services, banking access through Bank of America, and guidance on concentrated stock positions, company stock options, and alternative investment strategies. His work is supported by internal specialists and access to BofA Global Research. Mr. Bauer earned a Bachelor of Science degree in Finance from Seton Hall University in 1995 and has been in the financial services industry since that year. He has been with Merrill Lynch Wealth Management since early 2009. He holds multiple FINRA registrations including Series 7, 9, 10, 24, 31, 63, and 65, along with life and health insurance licenses in New Jersey and Florida. Additionally, he holds the Certified Private Wealth Advisor® (CPWA®) designation and is a member of the Investments & Wealth Institute™. Residing in Edison, New Jersey, Mr. Bauer is a lifelong resident of Middlesex County. He is married with two daughters. Outside of his professional work, he enjoys biking, fishing, football, golfing, and traveling. He is a member of the Metuchen Golf & Country Club.

Debra Abbott Walker is a financial advisor at Cetera with 14 years of industry experience. She holds Series 63 and Series 66 credentials. Her prior work includes roles at Citigroup, Equitable Advisors LLC, New York Life Insurance Company, Northwestern Mutual, and AXA Advisors. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and features a multi-manager platform with various program options and custodial relationships.