Christian Stine is a financial advisor at Equitable Advisors in Colts Neck, NJ, holding Series 63 and Series 65 licenses with 10 years of industry experience. His prior work includes roles at LPL Financial LLC and Axa Advisors, LLC. He also serves as an administrator or executor of estates and trustee of trusts for family and non-family members. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses a network of Investment Adviser Representatives who deliver services through firm-offered programs and third-party asset managers, focusing on matching clients to appropriate program models and discretionary managers.

Zakkour Chivi is a financial advisor with Ameriprise Financial Services, holding a Series 63 designation and bringing 36 years of industry experience. He has worked at Ameriprise since 2019, following a prior role at Wells Fargo Clearing from 2016 to 2019. Outside of his advisory work, he serves on the Board of Elders at the Virgin Mary Assyrian Orthodox Church in Paramus, NJ, and manages bookkeeping for a personal business. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

James Cook is a CFP®-certified financial advisor with Morgan Stanley in Red Bank, NJ, bringing 22 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, providing tailored financial planning through a structured process supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through corporate financial planning agreements.

David Biebelberg is a financial advisor with OSAIC who holds a Series 66 designation and has 24 years of industry experience. Prior to joining OSAIC in 2010, he worked at Merrill from 2002 to 2010. He is also a partner at Elite Wealth Group and involved in the sale of fixed insurance products through other business activities. OSAIC serves a broad mix of retail and institutional clients with a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and model-based portfolio management strategies.

David Klics is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, NA since 2007. He holds Series 63 and Series 65 licenses. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The advisory process integrates quantitative and qualitative due diligence and may incorporate an ESG eligibility framework.

Robert Imparato Jr. is a CFP® with 33 years of industry experience and has been with Equitable Advisors since 2000. Prior to the rebranding, he worked at AXA Advisors, LLC for 20 years. Outside of his advisory role, he serves as President of Clutch Hitting of Staten Island, Inc. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a range of clients including individuals, pension plans, corporations, and charitable organizations. The firm utilizes a variety of investment models and third-party asset managers to tailor solutions for its clients.

David Manning is a financial advisor at Stifel with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and A.G. Edwards & Sons, Inc. Manning has been with Stifel Nicolaus & Co Inc since 2018. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to support asset allocation and planning analyses.

Robert Gildea II is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

David Nelson Jr. is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2013, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that incorporates firm-approved tools and modeling techniques to help clients develop customized strategies.

Mary Ann Jacobs is a financial advisor with Morgan Stanley in Shrewsbury, NJ. She holds a Series 66 designation and has 26 years of industry experience. Her prior work includes positions at UBS Financial Services and Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Olivia Grabowski is a financial advisor at LPL Financial with seven years of industry experience. She holds the Series 66 designation and has worked at LPL Financial since 2019, previously holding roles at Cetera and Foresters Financial Services. Outside of her advisory role, she was associated with Beta Tau Housing Corp. during 2019 to 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisors, utilizing both proprietary and third-party strategies.

Craig Lipari is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Emily Decicco is a financial advisor with UBS Financial Services, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions at Morgan Stanley Smith Barney LLC and Abel Noser, LLC, among others. She has also worked at St. John's University. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a broad set of capital markets services.

Lauren Hall is a financial advisor with Merrill in Red Bank, NJ, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Max Pirozzi is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work includes positions at Barnum Financial Group, Northwestern Mutual, and educational roles at Muhlenberg College and Freehold Township High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage multi-manager and fund-of-funds portfolios.

Diane Di Braccio is a financial advisor at LPL Financial with eight years of industry experience. She holds Series 65 and Series 63 licenses and has worked previously at Cetera Investment Services and Foresters Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by various advisory strategies and operational tools.

Clara Wu is a financial advisor at Fidelity with 18 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses. Her prior experience includes roles at New York Life Insurance Company, Merrill, and Tapfin/EY. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including oversight of registered investment companies and use of systematic, algorithm-driven portfolio construction.

Kenneth Lemunyon is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and over 40 years of industry experience. His prior work includes roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He is also an executor for his father’s estate and holds a partial ownership interest in Select Advisors Wealth Management, LLC. Wells Fargo Advisors serves individuals, trusts, and institutional clients by providing investment and financial planning services. The firm offers a broad range of planning options that address various client needs and integrates advisory services with other financial products and referral channels.

Joseph Napoleone is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2014 and was previously with HSBC Securities (USA) Inc. from 2012 to 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary advisory program.

Matthew Rozzi is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and 16 years of industry experience. He has worked at MassMutual Investors Services since 2017 and at MassMutual Life Insurance Company since 2016, following eight years at Metlife Securities Inc. He is also co-owner of Wealth Protection Strategies LLC, an entity established to serve as a beneficiary for life insurance designations to protect families. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using detailed client analysis and firm-approved software to deliver written recommendations.