Mandy S. Snider is a Financial Consultant at Fidelity Investments, a position she has held since 2023. She is a Chartered Financial Consultant (ChFC®) and works with clients to develop comprehensive wealth plans that address complex financial needs, including retirement distribution planning, family legacy, wealth transfer, accumulation, preservation planning, and charitable giving. Before joining Fidelity Investments, Mandy served as a Financial Planner at Thrive Capital Management from 2021 to 2023 and as a Relationship Manager at The Vanguard Group from 2015 to 2021. Throughout her career, she has focused on building strong relationships with clients and their families to understand their unique financial situations and help them navigate uncertainty to protect and grow their wealth. Outside of her professional work, Mandy has interests in the beach, cars, fitness, football, music, and traveling.

Stefanie Feinstein is a financial advisor at Equitable Advisors with eight years of industry experience and holds a Series 66 designation. She has worked at Equitable Advisors since 2018 and previously at AXA Advisors and SKIGITAL LLC. Outside of finance, Feinstein is a part-time softball coach and adjunct professor at Immaculata University and also provides private softball instruction. Equitable Advisors serves a diverse client base including individuals, high-net-worth, retirement plans, and institutional clients, offering financial planning, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored and other third-party platforms to deliver advisory and brokerage solutions.

Joseph Pfaff is a CFP® and Series 63 credentialed advisor with 10 years of industry experience. He has been with The Vanguard Group, Inc. since 2015, currently serving at Vanguard Advisers in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to construct personalized portfolios mainly composed of Vanguard funds and ETFs, supported by a large team of over 2,200 advisors managing hundreds of thousands of client relationships.

Justin Pohlig is a financial advisor at Ameriprise Financial Services with 11 years of industry experience. He holds the CFA® designation and Series 63 registration. Prior to joining Ameriprise, he worked at Global X Management Company and Foreside Fund Services, LLC among other firms. Ameriprise Financial Services is a large and diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement income planning advice and written Recommendation Reports focused on dependable income sources and tax-aware withdrawal strategies.

Michael Pagnotta is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and with 10 years of industry experience. He has been with The Vanguard Group, Inc. since 2016. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs. The firm manages a large client base using digital delivery and team servicing models.

Joel Feldman is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. His prior roles include positions at Boenning & Scattergood, Inc. and Raymond James & Associates. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and utilizes research and model portfolios from various sources, including LPL Research and third-party subadvisors.

Peter Rohr is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. He has been with Merrill and Bank of America since 2019. Prior to his current role, he held positions with Chicago Adventure Therapy and Sewanee: University of the South. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Clayton is a CFP® with five years of industry experience, currently affiliated with Mass Mutual Investors Services in Exton, PA. His prior work includes positions at Equitable Advisors, Merrill Lynch, Temple University, and the University of Pittsburgh. Outside of finance, he has worked in the hospitality and service industries, including roles at The New Deck Tavern and McKenzie Brewhouse. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based planning using firm-approved analytical tools.

Irma Elizabeth Carrillo Rodriguez is a financial advisor with Vanguard Advisers holding a Series 66 designation. She has been with Vanguard and its affiliated firms since 2025. Prior to joining Vanguard, she held various roles including positions at Vestedin and Fox School of Business at Temple University. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s approach combines goal-based, algorithm-driven asset allocation with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large advisory team and a digital delivery platform.

Adam Hartzell is a financial advisor at LPL Financial with 16 years of industry experience. He holds a Series 66 designation and has previously worked at PFG Advisors, LLC. He has been associated with LPL Financial and Diamond Credit Union since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charities through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, with access to model portfolios, third-party research, and various investment strategies.

Donald Gilmour III is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 credentials and 21 years of industry experience. He has been with Vanguard Advisers since 2015 and also has experience with Vanguard Marketing Corporation and The Vanguard Group, Inc. Gilmour serves as a power of attorney and full agent for immediate family members in investment-related matters. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios mainly from Vanguard funds and ETFs, offering a high level of digital delivery and customization options.

Lynda Commale is a financial advisor at Vanguard Advisers with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked at The Vanguard Group, Inc. since 2011. Outside of her advisory role, she has been contracted as a delivery driver for DoorDash. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily invests in Vanguard funds and ETFs.

Gerard Leyden is a CFP® professional with 33 years of industry experience, currently with Vanguard Advisers since 2025. He has been associated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 1991. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary methodologies and mainly Vanguard funds and ETFs to create personalized portfolios.

Kathleen Pezzuoli is a financial advisor at Morgan Stanley with 19 years of industry experience. She held roles at The Vanguard Group for 14 years before joining Morgan Stanley in 2020. Pezzuoli holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by firm-approved tools and investment estimates.

Thomas Pancoast Jr. is a financial advisor with LPL Financial in Malvern, PA, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Morgan Stanley, MPB Wealth Management, Raymond James & Associates, and Lord Abbett. He also has experience outside the financial sector at Pancoast Construction and worked at Penn State for five years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm provides a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management with support from internal and third-party research.

Cynthia Hill is a financial advisor at Wells Fargo Advisors with 30 years of industry experience. She holds Series 63 and Series 65 credentials. Her prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC, where she worked for a combined 17 years before joining her current firm. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services such as business-owner transition planning and special-needs analysis, using proprietary research and planning tools to develop tailored recommendations.

Jared Demarco is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles at Vanguard since 2021. Outside of his advisory work, he is contracted as a food delivery driver with DoorDash. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios heavily weighted toward Vanguard funds and ETFs.

Scott Engle is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been working since 2000. He collaborates with individuals and companies to develop financial strategies and wealth planning solutions, drawing on his experience navigating various market cycles. Scott's client focus includes college education planning, retirement income, portfolio management services, and planning for special needs, among other areas. He holds a Bachelor of Science degree in Industrial Engineering from Pennsylvania State University. Scott has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional work, Scott is involved in his community through the PBM Lions Club and is a member of the Paoli Presbyterian Church. His personal interests include basketball, biking, boating, fishing, golfing, music, spending time with his family, swimming, and tennis.

Joseph Caufield is a Certified Financial Planner® (CFP®) with 20 years of industry experience. He has worked at The Vanguard Group, Inc. since 2005. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

Brandon Boekel is a CFP® with 13 years of industry experience, currently serving at Vanguard Advisers. He has been with Vanguard marketing Corporation and The Vanguard Group, Inc. since 2013. Brandon is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios primarily composed of Vanguard funds and ETFs.