Catherine Ford is a CFP® professional with over 23 years of experience in the financial services industry. She is currently with LPL Financial and has held prior roles at Lucia Securities, Lucia Capital Group, Raymond J. Lucia Companies, Mass Mutual Investors Services, and Ameriprise. Outside of her advisory work, she holds a 20% interest in The FitDistrict Holding Company, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of investment options and platforms, supported by technology and research tools, and oversees significant discretionary assets through a large network of investment adviser representatives.

Kathryn Stegmann is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2007, including time affiliated with Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program. The firm serves individual, high-net-worth, and institutional clients using model-based and discretionary investment strategies developed by internal and third-party managers.

Edward Schultz III is a financial advisor at RBC Capital Markets with Series 63 and Series 65 credentials and 39 years of industry experience. His prior work includes positions at City National Bank, Wells Fargo Clearing, and Morgan Stanley. He serves as an officer and board member of the Lenny Schultz Memorial Scholarship Fund, which awards an annual scholarship to a JMHS student in football, wrestling, or special education. RBC Wealth Management, a division of RBC Capital Markets, offers a range of advisory programs and portfolio management services to individual, institutional, and charitable clients. The firm employs tailored investment strategies and utilizes both in-house and third-party managers to serve its diverse client base.

Christy Martinich is a CFP® professional with 19 years of industry experience, currently serving at Edelman Financial Engines. Her prior experience includes roles at USAA Financial Advisors and related entities from 2011 to 2018. Outside of advising, she holds a CFO position at Martini Homes, Co., where she handles bookkeeping and tax preparation. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

David Montgomery is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Primerica in 2021, he worked at Northrop Grumman and Leidos. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

James Hicks is a financial advisor with Mass Mutual Investors Services in McLean, VA, holding a Series 66 designation and 13 years of industry experience. He has been with Mass Mutual since 2013 and has additional experience in business coaching and participation in focus groups. Hicks also founded and manages J.L. Hicks Financial Group LLC, through which he runs his financial services business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, and various organizations, employing client-specific analysis tools and offering event-driven planning programs.

Michael Grinnell is a CFP® professional with 33 years of industry experience. He has worked at OSAIC since 2025 and previously spent 27 years at Lincoln Financial Advisors Corporation. In addition to his advisory role, he operates an insurance brokerage business providing a variety of life, health, disability, and long-term care insurance products. OSAIC serves a diverse client base including retail investors, institutions, retirement plans, and charities, offering a range of brokerage and advisory services. The firm’s investment approach relies on model-based asset allocation and portfolio optimization, supported by multiple strategic platforms and third-party managers.

Casey Plank is a financial advisor at Wells Fargo Clearing with a Series 66 designation and less than one year of industry experience. Prior to joining Wells Fargo Clearing, Plank held positions at Lockton Companies, Wells Fargo Advisors, and Cardinal Wealth Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party databases.

David Mitchell is a financial advisor at UBS Financial Services in McLean, VA, holding a Series 66 designation with 15 years of industry experience. He has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor its advice.

Simon Pardo is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. In this role, he partners with clients and their families to help them understand their current financial situations and develop plans to work toward their financial goals. Prior to his current position, Simon held several roles at Fidelity Investments, including Investment Consultant (2022-2023), Relationship Manager (2021-2022), and Financial Representative (2020-2021). Before joining Fidelity, he worked as a Personal Banker at Citi Bank from 2019 to 2020. Outside of his professional work, Simon has interests in cooking and baking, is a foodie, and enjoys scuba diving, traveling, and volunteering.

Cameron Ledbetter is a financial advisor with J.P. Morgan Securities in Fairfax, VA, holding Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Northwestern Mutual, Equitable Advisors, and Jpmorgan Chase Bank, N.A. He also has entrepreneurial experience with Prime Car Wash. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm offers non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Brian Murray is a financial advisor at Merrill with 26 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1997. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Luis Mantilla is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2017, with prior experience at Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Shane Mclaughlin is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wachovia Bank, N.A. beginning in 2004. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Ali Ganjian is a CFP® professional with 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Chase Investment Services Corp. and Morgan Stanley Dw Inc. He is also involved with DC College Counseling, a venture he has been part of since 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad range of investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Kenneth Peretin is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market-return modeling.

Mark Sweeney is a financial advisor with LPL Enterprise in Vienna, VA, holding Series 63 and Series 65 licenses and with 11 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, NYLife Securities LLC, and New York Life Insurance Company. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and other entities through a network of investment adviser representatives. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers a range of financial planning, asset management, and insurance-related services.

Benjamin Adams is a financial advisor with LPL Enterprise and holds the Series 66 designation. He has six years of industry experience, including roles at Guardian Life Insurance Company, Mass Mutual Investors Services, Bank of America, and Merrill. Outside of finance, he is involved in youth and adult hockey as an officer of a nonprofit providing low-cost inline hockey programs and as a hockey coach and league coordinator. LPL Enterprise, LLC provides investment advisory and brokerage services to individual and high-net-worth clients, as well as institutional investors such as retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and various insurance and trust services through affiliated entities.

Michael Westwick is a financial advisor with Cetera Wealth Services, LLC, holding Series 66 and Series 63 licenses and nine years of industry experience. He is also the owner of Potomac Wealth & Tax LLC, where he provides tax return preparation, tax planning, bookkeeping, and wealth management services. His prior experience includes roles at Avantax and several wealth management firms. Cetera Investment Advisers LLC is a nationwide platform serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform that allows advisors to implement various model portfolios and customized strategies.

Sharon Meyer is a financial advisor at Ameriprise with 33 years of industry experience. She holds Series 63 and Series 65 designations and has worked with Ameriprise and its affiliated entities since 2005. Based in Fairfax, VA, Meyer has spent over 15 years at Ameriprise Financial Services, Inc. and six years at Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.