Stephen Marohl is a financial advisor at Wells Fargo Advisors with 32 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Wells Fargo Advisors since 2012. Outside of his advisory role, he coaches lacrosse for the ProStart Lacrosse Club in Annapolis, MD. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, using proprietary research and tools to develop tailored recommendations, with optional implementation through its brokerage or advisory programs.

Chelsea Rubio is a financial advisor at UBS Financial Services with two years of industry experience. Before joining UBS in 2023, she worked at several law firms, including McDermott Will & Emery and Venable, and served as a legal educator at Georgetown University School of Law and Pepperdine University Caruso School of Law. She contributes to a legal treatise on U.S. trust laws published by Globe Law and Business Ltd. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Anthony Citro is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Charles Schwab in Washington, DC. His prior roles include positions at TD Ameritrade, Equitable Advisors, Merrill Lynch, and Northwest Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a centralized operational structure and a multi-asset investment approach.

Kathleen Schoff is a financial advisor with Wells Fargo Clearing, holding Series 63, 65, and 66 licenses and 34 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Truist Investment Services from 2004 to 2009. Outside of advising, she receives quarterly royalty payments from Samson Explorations, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets through more than 14,000 financial advisors and offers both brokerage and advisory solutions.

Masud Akbar is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2015. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

Nicholas Osborn is currently serving as Vice President, Wealth Planner at Fidelity Investments. In this role, he works with High Net Worth and Fidelity Private Client Group clients throughout the Washington, DC area. He partners with individuals and families by consolidating assets, analyzing their financial situations to build forward-looking plans, and monitoring progress continuously. Nicholas has been with Fidelity Investments for over a decade, holding multiple roles including Financial Consultant, Investment Consultant, Retirement Solutions Representative, Investment Solutions Representative, Premium Relationship Associate, and Full Trader. Prior to this, he completed a Financial Advisor Internship with Merrill Lynch in 2011. Outside of his professional responsibilities, Nicholas has personal interests in fitness, golf, hiking, reading, skiing, and traveling.

David Sachrison is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and Equitable Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of wealth advisors. The firm’s advisory program focuses on non-discretionary, written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a blend of quantitative and qualitative research.

Rochelle Brown is a CFP® professional with 24 years of industry experience, currently with Edward Jones since 2002. She is based in Bowie, MD, and holds Series 63 and Series 66 licenses. Outside of her financial advisory role, she co-owns Abundant Life Resources LLC, a ministry and charity organization where she conducts seminars and counseling sessions and writes faith-based books. She also serves as Treasurer/Finance Chair for the Salvation Army of the Sandhills and is a financial team member at The Shepherd's House International Christian Church. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Julia Jorss is a financial advisor at RBC Capital Markets with one year of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley and Haverford Trust Securities Inc. before joining RBC Capital Markets. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with customizable investment strategies using both in-house and third-party managers, along with integrated financial planning and brokerage services.

Caroline Hulting is a financial advisor at Ameriprise with five years of industry experience. She holds the Series 66 designation and previously worked at Scarborough Capital Management and Solomonwood. Outside of her advisory role, she is involved with River Hills Consulting Services, LLC as a case manager and paraplanner. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies.

Andrew Phillips is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 designations and nine years of industry experience. He previously worked at Foresters Financial Services and Live Nation before joining Ameriprise. Phillips also manages an advisory business through River Hills Consulting Services, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach includes written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies, supported by proprietary research and third-party analysis.

Michael Teague is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his wealth management career in 2010 and joined Merrill Lynch in 2013. Michael specializes in providing counsel to families anticipating significant liquidity events such as the vesting of equity awards, the sale of closely held businesses, initial public offerings, and inheritances. His approach involves organizing and simplifying clients' financial affairs to develop cohesive wealth strategies that address their unique situations. Michael holds a Bachelor's Degree from Villanova University and has earned the Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA) designations. He and his team focus on goals-based planning, offering services including investment management, trust services, banking, lending, and wealth transfer strategies. They collaborate closely with clients' other trusted advisors to ensure a harmonized approach to wealth management. Outside of his professional work, Michael is involved with St. Paul's Episcopal Church and Ducks Unlimited. He also serves on the Investment Committee of St. George's Episcopal Church. Michael enjoys baseball, basketball, fishing, football, gardening, hunting, spending time with his family, and tennis. He lives in Old Town Alexandria with his wife, Annie.

Jessie Sims is a financial advisor with Merrill, holding Series 66 and Series 63 licenses and three years of industry experience. Their background includes roles at Bank of America, J.P. Morgan Securities, Banco Santander, and Georgetown University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sonya Coleman is a financial advisor with LPL Financial in Annapolis, MD, holding a Series 66 designation and three years of industry experience. She has previously worked with Bankers Life Advisory Services, Bankers Life Securities, Bankers Life & Casualty, Fidelity Investments, and PNC Bank. Outside of advising, she operated a business called Swag Shoppe LLC for eight years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services delivered through a large network of advisors using diversified strategies and technology tools.

Richard Renz is a financial advisor with Wells Fargo Clearing in Washington, DC, holding Series 63, Series 65, and Series 66 designations and 29 years of industry experience. Prior to joining Wells Fargo Clearing in 2025, he worked at JP Morgan Securities from 2012 to 2025. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Lindsay Kelly is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2011 and Bank of America, N.A. since 2022. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alexandra White is a financial advisor at Wells Fargo Advisors with three years of industry experience. She holds the Series 66 designation and previously worked at Raymond James & Associates. Outside of finance, she operated Annapolis Dog Walkers for a year. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through meetings and client summaries, with implementation options offered through its brokerage or advisory programs.

Elizabeth Hopkins is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms, including Bank of America/Merrill Lynch and Thompson, Siegel & Walmsley LLC. Hopkins serves on the advisory councils for The Richmond Ballet and the Community Foundation for a Greater Richmond. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Sean O'Neill is a CFP® professional with 27 years of industry experience, currently serving at RBC Capital Markets since 2009. He is based in Annapolis, MD, and holds Series 63 and Series 65 registrations. Outside of his advisory role, he serves on several local nonprofit and community boards, including the Annapolis Musicians Fund for Musicians, the City Dock Action Committee, and the Anne Arundel Estate Planning Council, where he is president. RBC Wealth Management, a division of RBC Capital Markets, provides a range of advisory programs and services to individual investors, institutions, and other clients. The firm offers tailored investment strategies through a combination of in-house and third-party managers, incorporating options such as tax management and responsible investing.

Thomas Pasta is a CFP® professional with 28 years of industry experience. He is currently affiliated with LPL Financial, having joined the firm in 2025 after 20 years at Ameriprise and Ameriprise Financial Services, Inc. Outside of his advisory role, he operates as a notary and manages a business entity for non-investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.