Brian Morales is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Awad Morgan is a financial advisor with Ameriprise in Aldie, VA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he is involved in a real estate ownership venture focused on multi-family properties. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations through a centralized consulting team.

Edmund Zimmerman is a financial advisor at Morgan Stanley in Washington, DC, holding Series 63 and Series 66 licenses with four years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. from 2022 to 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client engagements and corporate financial planning agreements.

Elisabeth Herold Rogers is a financial advisor at RBC Capital Markets with a Series 66 designation and 1 year of industry experience. She has been with RBC Capital Markets since 2012. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs and tailors investment strategies based on clients’ Advisory Risk Profiles, utilizing both in-house and third-party investment managers.

Paul Colbert Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and over 30 years of industry experience. He has been with Primerica Advisors since 1993 and Primerica Financial Services since 1992. Outside of advisory work, he is involved in selling loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on retail clients rather than institutional pension or profit-sharing plans.

Maxwell Frishkorn is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. His background includes roles at Burke & Herbert Bank and several educational institutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various investment programs and platforms.

Nicholas Flocos is a Financial Advisor at Merrill Lynch Wealth Management who assists families and business owners in achieving their financial and retirement objectives. He specializes in portfolio management, retirement planning, executive compensation, tax minimization, and developing comprehensive financial strategies tailored to individual client needs. Nicholas's approach incorporates personal investment advisory and strategies for sports, entertainment, and institutional clients. He holds a Bachelor's Degree from the University of Florida and a Master's Degree in Business Administration from the University of Maryland. Nicholas has earned several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Additionally, he is a licensed general contractor recognized by the Virginia Board of Contractors. Beyond his advisory role, Nicholas is involved in his community as the Head Junior Varsity Baseball Coach at Langley High School. He enjoys playing baseball, chess, golfing, pickleball, spending time with his family, and traveling.

Jeffrey Knotts is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving affluent families and individuals since 2010. He specializes in creating customized financial strategies that address investment management, retirement planning, wealth transfer, and tax-sensitive portfolio management to help clients build, preserve, and distribute wealth effectively. Jeff earned a bachelor's degree from the University of Tennessee in 2009. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®) and Chartered Retirement Planning Counselor™ (CRPC™). His expertise is supported by his ongoing commitment to client-centered financial planning and utilizing the resources available through The Group AG to handle complex, multi-generational family needs. Outside of his professional role, Jeff resides in Northern Virginia with his wife Rachel and their daughters Addison and Henley. He is actively involved in community service, serving on the boards of Peace of Mind at Home, which assists cancer patients with daily living activities, and the University of Tennessee Haslam College of Business Young Alumni Board. Additionally, he and his wife participate in distance and obstacle course races and engage with the University of Tennessee alumni association.

Timothy Moore is a financial advisor at Morgan Stanley in Washington, DC, holding Series 63, 65, and 66 licenses with 25 years of industry experience. His prior work includes roles at Goldman Sachs and Banc of America Investment Services. Outside of his advisory work, he is a sole proprietor of a rental property business in Hendersonville, Tennessee. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutions, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

David Heinemann is a CFP® professional with 27 years of industry experience, currently advising at Edelman Financial Engines. His career includes roles at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services LLC. Heinemann serves on the Board of Directors for the Lutheran Church of St. Andrew in Silver Spring, MD. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering diversified portfolios and long-term oriented investment management.

Kevin Gilligan is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Rafael Gonzalez Tosca is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the Series 66 designation and previously worked at Merrill for 12 years before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and advanced modeling techniques.

Tomolyn Harris is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. She has worked with Cambridge Investment Research Advisors and its affiliates since 1999 and was associated with Financial Directions LLP for 24 years. In addition to her advisory role, Harris operates as an independent insurance agent and owns a tax services business. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of discretionary and non-discretionary investment strategies and proprietary as well as third-party model portfolios.

Vernon Biggs is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 65 and Series 66 credentials and 14 years of industry experience. His prior roles include positions at Northern Trust Securities and Northern Trust Bank, where he worked for 11 years, as well as Northwestern Mutual Investment Management. Vernon joined J.P. Morgan Securities and JPMorgan Chase Bank in 2023. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Elizabeth Cruz is a financial advisor with Ameriprise Financial Service, LLC, holding a Series 66 designation and bringing 10 years of industry experience. She has been with Ameriprise since 2013, initially at Ameriprise Financial Service, Inc., before continuing at the current entity since 2020. Outside of her advisory role, she has involvement in real estate ownership. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that provides detailed Recommendation Reports addressing income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary advice, primarily for clients with significant investable assets managed within Ameriprise.

Eric Teichberg is a CFP® with over 31 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. He has worked at J.P. Morgan since 2019 and previously spent eight years with UBS Financial Services. In addition to his advisory role, he is also employed by J.P. Morgan Bank, where he offers deposit and credit products. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage and investment management services, offering recommendations on a non-discretionary basis while clients retain final decision authority.

Anthony Jung is a financial advisor with Charles Schwab in Washington, DC, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been with Charles Schwab since 1989 and with Charles Schwab Bank since 2005. Outside of his advisory work, he serves as a director on the board of the US-Korea Art Foundation, a nonprofit charitable organization. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers investment guidance through multi-asset model portfolios and centralized operational support.

Nicole Deangelo is a financial advisor at Edward Jones with one year of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2024. Outside of her advisory role, she owns an inspirational website and designs and sells t-shirts online. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Samantha Jackson is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. Prior to joining Merrill, she worked at Hightower Advisors and has diverse experience including roles at George Mason University and involvement with a food-related business, Jackson's Mighty Fine Food and Lucky. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew McCormack is a financial advisor at Merrill with 27 years of industry experience. He has been with Merrill since 1999 and holds Series 63 and Series 65 designations. Based in Washington, DC, his career has been focused entirely within Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.