Eric Van Der Hyde is a financial advisor with Raymond James Financial, holding CFP® and ChFC® designations and 17 years of industry experience. He has worked at Northwestern Mutual and currently owns and manages Concentric Wealth Partners, where he is involved in operations and client relations. Van Der Hyde serves as a family member director at Perdue Farms, Inc., and volunteers as treasurer on the Endowment Committee of St. Stephen's Episcopal Church in Richmond, VA. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses detailed risk profiling and modeling tools to tailor recommendations and supports municipal advisory services and specialized retirement plan consulting.

Jordan Chalkley is a CFP® with six years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing. His prior experience includes roles at Headland Capital, LPL Financial, Fidelity Investments, Morgan Stanley, and Bank of America. He also spent time preparing for the CFP exam and worked at Hampden-Sydney College early in his career. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm employs an IPS-driven advisory process grounded in modern portfolio theory and offers both discretionary and non-discretionary investment options, including insurance-related vehicles and bank deposit sweep programs.

Christopher Brown is a financial advisor at Raymond James & Associates in Richmond, VA, holding a Series 66 license with two years of industry experience. Prior to joining Raymond James, he served in the U.S. Navy for ten years. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and public entities, offering financial planning and investment consulting services through a range of portfolio management styles and affiliated research.

Timothy Johnson Jr. is a CFP®-certified financial advisor with 12 years of industry experience, currently affiliated with Cetera. He has worked at Virginia Asset Management since 2013 and has held roles at Minnesota Life and Securian Financial Services Inc. He is also licensed as an insurance agent, selling life, health, disability, fixed annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Benjamin Sillmon III is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2013. He holds partial ownership in River Hills Wealth Management LLC and full ownership of Sillmon Wealth Management, LLC. Sillmon is also active in nonprofit governance, serving on the endowment committee of the Winfree Foundation for the Future and on the board of trustees for the Everbless Foundation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser delivering investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad menu of planning services and integrates advisory offerings with multiple financial products and referral channels.

Thomas Doukas is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing financial guidance and wealth management services. Information about his experience, educational background, and personal interests has not been provided.

Jonathan Headley Jr. is a financial advisor with Merrill in Richmond, VA, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Merrill and Bank of America since 2021 and previously at JPMorgan Chase Bank and JPMorgan Securities from 2018 to 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Roger Shawn III is a Certified Financial Planner (CFP®) with 24 years of experience in the financial services industry. He has worked with Raymond James & Associates since 2017 and previously spent eight years at Capitol Securities. Outside of his advisory role, he manages a small portfolio of rental real estate holdings through property management companies. Raymond James & Associates, Inc. is a large firm serving a wide range of clients, including high-net-worth individuals, institutions, and municipal entities. The firm provides financial planning and non-discretionary investment consulting supported by extensive research, multiple portfolio management styles, and municipal advisory services.

Laura Yox is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones in Richmond, VA. She has been with Edward Jones since 2017 and previously worked at Chesterfield County Public Schools. Yox serves as a board member of the Goochland Chamber of Commerce. Edward Jones is a full-service wealth management firm that serves both individual and institutional clients, offering a range of investment advisory programs and managing approximately $1.01 trillion in assets through a nationwide network of financial advisors.

Amanda Nichols is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and five years of industry experience. She has been with Wells Fargo Clearing Services, LLC since 2016. Nichols holds a non-active Virginia state law license and is a non-practicing attorney. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party sources.

Robert Brockmeier is a CFP®-designated financial advisor with 22 years of industry experience, currently serving clients at Morgan Stanley in Richmond, VA. He has worked within Morgan Stanley since 2010, including over a decade at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides investment advisory and brokerage services to individuals and institutions, offering tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides a range of programs including estate planning and corporate financial planning agreements.

Charles Hammond Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Cambridge since 2012. Outside of his advisory role, Hammond is a co-founder of The 401k Study Group, a nationwide organization focused on collaboration and education within the qualified retirement plan industry. Cambridge Investment Research Advisors serves a diverse client base including individuals across wealth levels, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, providing a mix of discretionary and non-discretionary investment solutions across multiple custody platforms.

John Lynch Jr. is a financial advisor with Merrill holding a Series 66 designation. His professional background includes roles at Bank of America, Harbor Group Management Company, and Merrill Lynch. Outside of finance, he has experience in hospitality and property management sectors. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-focused investment strategies within a broad platform integrated with Bank of America affiliates.

Tyler Sorensen is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to joining Edward Jones, he held roles at SunTrust Advisory Services, SunTrust Bank, and SunTrust Investment Services. Outside of his advisory work, Sorensen is involved in managing a rental property business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Kelly Barnes is a financial advisor at Ameriprise with 17 years of industry experience. She holds the Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2008. Outside of her advisory role, she serves as President of the Parent Teacher Association at AM Davis Elementary School. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations. The firm operates as a large institutional provider offering a broad range of advisory, brokerage, and insurance solutions.

Norma Sellors is a financial advisor at Stifel with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Stifel since 2015. Outside of her advisory role, she serves as a board member of the Lewistown Community Development Authority in Hanover County, Virginia. Stifel serves a broad range of clients including individuals, institutions, and municipal entities, providing both brokerage and advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Garrett Maged is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and five years of industry experience. His prior roles include positions at Fidelity Investments, Rocket Mortgage, and Cambridge Investment Research. He is based in Glen Allen, VA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios supported by centralized supervisory and custody arrangements.

Alton Howell Jr. is a financial advisor with LPL Financial in Richmond, VA, holding the ChFC® designation and Series 63 license. He has 41 years of industry experience, including prior work at Woodbury Financial Services, Inc. from 2014 to 2018. Outside of advisory work, he operates a business offering pre-paid legal services and identity theft plans. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs and incorporates research and model portfolios from various sources to support diversified and alternative investment strategies.

Alexander Thompson is a financial advisor at Cambridge Investment Research Advisors with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Endeavor Capital, LLC and Commonwealth Commercial. Thompson is involved in independent insurance agency work and operates a tax services business. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services. The firm offers a variety of investment solutions through a network of independent professionals, utilizing both proprietary and third-party strategies across multiple platform arrangements.

Kenneth Cortright Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 registrations and bringing 46 years of industry experience. He has worked at LPL Financial since 1990 and previously operated IA Cortright Company for 24 years. Outside of his advisory work, he occasionally engages in freelance photography. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, supported by both discretionary and non-discretionary management and extensive research resources.