Cole Eldridge is an advisor at Vanguard Advisers with a Series 66 designation and has been in the industry for less than one year. Prior to joining Vanguard Advisers, his work background includes roles at The Vanguard Group, Consolidated Planning, Dicks Sporting Goods, and various educational institutions. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing Vanguard funds and ETFs with features such as tax-aware strategies and customization options.

Thomas Newbrey is a financial advisor with LPL Financial in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked at LPL Financial since 2009, following prior roles with Banc of America Investment Services and Citigroup Global Markets. His other business activities include operating a business entity, TRN Asset Mgt, for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, supported by adviser-facing tools and a broad mix of financial activities.

Marina Smith is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and three years of industry experience. She has been with The Vanguard Group since 2022. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and manages a large client base through a combination of automated platforms and advisor teams.

Lisa Marino is a financial advisor at Merrill with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at BOFA Securities, Inc. since 2023, following prior roles at The Vanguard Group, Inc. from 2016 to 2023 and a position at Grand Canyon University from 2017 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal teams and third-party managers.

Thomas Hallmark is a financial advisor with Vanguard Advisers, holding CFP®, Series 63, and Series 65 credentials and 25 years of industry experience. He has worked at Vanguard and its related entities since 2003 and owns Prismatic Property Group, LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and retirement plan participants, using a goal-based, algorithm-driven approach largely centered on Vanguard funds and ETFs. The firm manages a high volume of client relationships through its digital platform and team servicing model.

Garrison Stewart is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 credentials and four years of industry experience. He has worked with The Vanguard Group and its affiliated entities since 2022. Prior to joining Vanguard, he was employed at DigitalIntelligence Systems LLC and Wells Fargo Clearing Services LLC. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, largely utilizing Vanguard funds and ETFs, and manages a high volume of client relationships with a substantial advisor team.

Robert Van Lanen Jr. is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard in various capacities since 2017. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs. The firm manages a large client base through its digital platform and team servicing model.

Dillon Dunn is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses and three years of industry experience. His prior roles include positions at The Vanguard Group and various other organizations. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from its Investment Institute with third-party analytics to evaluate investment options using diversification principles and modern portfolio theory.

Garth Stefan is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Before joining Vanguard in 2021, he worked at T. Rowe Price from 2015 to 2021. Outside of his advisory role, he is involved in tutoring through his own business, Stefan Solutions LLC, and as a contractor with Varsity Tutors and Wyzant. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and delivers services at scale through a combination of digital platforms and a large advisor team.

Heath Prior is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 66 licenses and has 19 years of industry experience. He previously worked at Lincoln Financial Securities Corporation for 13 years before joining Cambridge in 2022. He is also the president and owner of Prior Wealth Planning, a separate business entity. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations by providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of account platforms and proprietary model strategies supported by a large network of financial professionals.

Edwin Gresham is a financial advisor at Raymond James Financial with 23 years of industry experience. He holds Series 63 and Series 66 designations and has been with Raymond James Financial Services Advisors Inc. since 2012. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and provides a range of advisory programs and consulting services.

Lina Clarke is a financial advisor at Merrill with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2019, following roles at Wells Fargo Clearing Services and Deutsche Bank Securities Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Sadleir is a financial advisor with Vanguard Advisers, holding Series 65 and Series 63 licenses and seven years of industry experience. He has been with Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group since 2021. Prior to that, he worked at Drive Wealth Advisers and held positions outside the financial sector. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and primarily invests in Vanguard funds and ETFs.

Thomas Duke III is a financial advisor at Merrill with a Series 66 designation and under two years of industry experience. His prior work includes roles at Bank of America and a variety of positions outside the financial sector, including at Topgolf and a restaurant business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brandon Schlesinger is a Private Wealth Advisor and Managing Director with Merrill Private Wealth Management. He joined The Oberheide-Schlesinger Group in 2007 following the completion of an intensive wealth management analyst program. In his role, Brandon leads the group's efforts in third-party asset manager selection, due diligence, and performance measurement, in addition to overseeing operational and compliance matters for the team. Prior to his current position, Brandon was a Senior Vice President and Alternative Investments Director at Morgan Stanley Private Wealth Management. He holds a Bachelor of Arts degree in mathematical economics from DePaul University and maintains several FINRA licenses including Series 7, 66, 3, and 31. Brandon also holds the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations.

Bryce Moritz is a Financial Advisor with Merrill Lynch Wealth Management. He holds a bachelor's degree in Mathematics with a minor in Business Administration from Clemson University. Bryce grew up in northern Maryland and has a background that includes a variety of family experiences. Bryce specializes in creating personalized financial plans that address clients' unique goals, including college education planning, family wealth management, retirement income strategies, and legacy planning. He emphasizes tax minimization strategies and aims to develop tailored and adaptable plans that grow with his clients' needs. In addition to holding the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations, Bryce enjoys sports such as basketball, chess, football, golfing, and tennis, as well as watching movies. His approach involves understanding what matters to clients and their families to assist in pursuing their financial objectives.

Charles Ball is a Certified Financial Planner (CFP®) with 19 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2007. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs, and manages a large client base through its digital platform and advisory team.

Benjamin Parker is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. He has been with Merrill since 2016, working in Charlotte, NC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katherine Vega is a financial advisor at Merrill with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America, N.A. and Merrill since 2019, following positions at Wells Fargo Clearing and Wells Fargo. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jonathan Dean is a financial advisor at Vanguard Advisers with Series 63 and Series 66 designations and five years of industry experience. He has held multiple roles within Vanguard and has been self-employed in various capacities since 2018. Outside of his advisory work, he contracts as a marketing and geofencing strategist for a marketing agency. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering tax-aware and customizable investment options at scale through digital delivery and a large team of advisors.