Dino Ragazzo is a financial advisor with UBS Financial Services in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with UBS Financial Services since 1989. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Jackson Wynn is a financial advisor at Merrill with a Series 66 license and four years of industry experience. His prior work includes roles at Bank of America and Seacoast National Bank, as well as diverse positions outside the financial sector. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Christopher Dean is a Financial Consultant at Fidelity Investments. He brings extensive experience from his various roles within Fidelity, including Senior Portfolio Specialist, Portfolio Specialist, Client Management Representative, Retirement Solutions Representative, and High Net Worth Representative, spanning from 2007 to the present. As a Certified Financial Planner, Christopher focuses on helping individuals and families address their specific financial needs. He works closely with clients to develop personalized financial plans that align with their goals and objectives, providing guidance to empower informed financial decisions. Christopher holds insurance licenses in Arkansas and California. Outside of his professional work, he enjoys activities such as baseball, boating, family activities, fishing, football, and traveling.

Tonja Holmes is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. She has been with Wells Fargo Clearing Services since 2017 and has worked at Wells Fargo Bank NA since 2012. Outside of her advisory role, she owns and manages an auto sales business in Jacksonville and serves as a notary public. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Jonathan Edwards is a financial advisor at Fidelity with 18 years of industry experience. He has worked at Fidelity Brokerage Services LLC since 2019 and previously held roles at Bank of America and Merrill. Edwards holds Series 63 and Series 66 designations. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a broad investable universe.

Timothy Merritt is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Investments since 2023, following prior roles at Fidelity Brokerage Services LLC and the University of North Florida. Outside of finance, he has been involved with Merritt Speech & Learning Inc., providing technical support for speech therapy services. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients. The firm employs proprietary research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including model portfolios delivered to intermediary platforms.

Melinda Andrew is a financial advisor at Merrill with six years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Prudential Investment Management Services LLC and Prudential Insurance Company of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Brian Nordin is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 designations and 11 years of industry experience. He has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michelle Kosin is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and possessing six years of industry experience. Her prior work includes over a decade at Robinson Oil Corporation before joining Fidelity Brokerage LLC in 2019. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, serving a broad client base with discretionary and non-discretionary advisory solutions.

Thomas Mallard is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with 11 years of industry experience. He has been with Bank of America and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Colin Chamberlain is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 10 years of industry experience. He has been affiliated with Merrill and Bank of America since 2011. Outside of his advisory role, he is the sole owner of a rental property and operates a family-related LLC to manage child care payments. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional plans.

Jerron Goode is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2020. Prior to his advisory role, he held positions in the food service industry and attended Florida State University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Tanner Murphy is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has previously worked at GM Hill, Lululemon Athletica, and the New York Mets. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Jacqueline Peterson is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. She has worked at Fidelity Investments since 2021 and previously held positions at Florida State College at Jacksonville and Walmart. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a broad investable universe.

David Mcallister is a financial advisor at Merrill with 15 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill and Bank of America since 2016. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Schreurs is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and 14 years of industry experience. He has been associated with various Fidelity entities since 2012, including Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including fund advisory and portfolio management. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios, and it holds a unique role as a registered commodity pool operator with the CFTC and advisor to multiple registered investment companies.

Garrett Curley is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Fidelity, he worked in various roles including at Michaels Formalwear and David’s Bridal. Outside of his advisory work, he engages in vacuum repair as a personal hobby. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, supporting a range of investment strategies and maintaining oversight of sub-advisers.

David Riberon is a financial advisor at Fidelity with a Series 66 designation and 10 years of industry experience. His prior experience includes roles at Equitable Advisors and Axa Advisors LLC. Outside of the advisory business, he operated David Riberon Farms from 2011 to 2022. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across a range of funds and ETFs.

Charles Rivenbark Jr. is a financial advisor at Merrill with 11 years of industry experience. He holds Series 66 and Series 63 designations and has worked at Merrill since 2014 and Bank of America, N.A. since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, with various portfolio implementation approaches tailored to client needs.

David Holmes is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has been affiliated with various Fidelity entities since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm’s approach combines proprietary research with quantitative analysis and algorithmic portfolio construction, managing portfolios composed of mutual funds, ETFs, and ETPs.