Raul Fornet is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds a Series 66 designation and has worked with Merrill, UBS, and Citibank N.A. prior to his current role. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, integrating internal oversight and leveraging its large institutional scale and unique market roles.

Keith Ginsburg is a CFP®-certified financial advisor with 23 years of industry experience, currently with Janney Montgomery Scott. Prior to joining Janney in 2026, he worked at Raymond James & Associates for 19 years. He serves on the boards of several nonprofit organizations in Miami, including the Dave & Mary Alper Jewish Community Center and the Greater Miami Jewish Federation, where he applies his finance and investment background. Janney Montgomery Scott is a large enterprise firm managing approximately $110 billion in client assets. It serves a diverse client base with a range of brokerage, financial planning, and advisory services, employing both in-house and third-party portfolio management across multiple wrap programs and unified managed account overlays.

Daniel Guerra Vazquez is a financial advisor at HSBC Securities (USA) Inc. with three years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at HSBC Bank USA, N.A., Citizens Bank, and Chase Bank. Vazquez serves as a director for the charitable organization Iglesia de Cristo en Quail Roost Drive Inc. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, combining strategic and tactical asset allocation with fund due diligence and ongoing monitoring. The firm serves clients through both discretionary and non-discretionary portfolios, including a unique Offshore Spectrum program for qualified non-resident investors.

Nicole De Abreu is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. She has held positions at Citigroup since 2024 and is also involved with the University of Miami as a student assistant and mentor for incoming engineering freshmen. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services, and provides customized solutions for high-net-worth clients.

Marcos Chevallier Boutell is a financial advisor at Oppenheimer with 21 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Oppenheimer since 2014, following five years at Merrill. Oppenheimer is a registered investment adviser and broker-dealer serving individuals—including high net worth clients—as well as corporations, pension plans, charitable organizations, and IRAs. The firm offers a wide range of advisory programs with both discretionary and non-discretionary strategies, covering equity, balanced, and fixed-income portfolios.

Frank Mentone III is a CFA® charterholder with 12 years of industry experience, currently serving at Focus Partners Wealth, LLC. His prior roles include positions at The Colony Group, Connectus Wealth, Boston Private Wealth, JPMorgan Chase Bank and Securities, and Morgan Stanley. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with a wide range of wealth management and advisory services, employing a long-term, tax- and fee-sensitive approach that combines active and passive strategies, third-party managers, and private funds.

Raymond Sardina is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. He holds a Series 66 designation and previously worked for Raymond James & Associates for 18 years. Sardina also serves as First Vice Chairman on the board of The Kiwanis of Little Havana Foundation, a community organization in Miami. Janney Montgomery Scott is a large, dually registered broker-dealer and investment adviser managing approximately $110 billion in client assets. The firm serves a diverse range of clients, including individuals, families, trusts, corporate sponsors, and municipal clients, offering brokerage, financial planning, and advisory services through various portfolio management programs.

Julian Martinez is a financial advisor with SPC in Miami, FL, holding Series 63 and Series 65 licenses and 24 years of industry experience. He previously worked at Pfs Investments Inc and Primerica Financial Services. Martinez also engages in the sale of non-variable insurance products, including life insurance, disability insurance, and long-term care insurance. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisers managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering both discretionary and nondiscretionary management tailored to client needs.

Cesar Caram is a financial advisor with Valic Financial Advisors in Miami, FL, holding a Series 66 designation and 17 years of industry experience. He has worked at Valic Financial Advisors since 2015 and is also associated with Agia, where he serves as an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Reinairene Mejia is a financial advisor at Citigroup Global Markets with one year of industry experience and holds a Series 66 designation. She previously worked at Citibank from 2013 to 2020 and served at the Interamerican Development Bank from 2020 to 2023. Mejia is also involved with the HUGE Business & Investment Council since 2024. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with unique market roles and commercial arrangements.

Francisco Vergara Hermosilla is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and 11 years of industry experience. He previously worked at HSBC Bank USA, N.A. for five years before joining Citigroup in 2021. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains significant institutional scale with specialized market roles such as swap dealing and futures commission merchant services.

Melina Degelsmith is a ChFC® credentialed advisor with 23 years of industry experience, currently affiliated with Primerica Advisors in Hollywood, FL. She has held roles at Park Avenue Securities and Guardian Life Insurance Company since 2008. Degelsmith is also involved in insurance sales through Innovative Underwriters, Art Jetter & Source Brokerage. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing proprietary model portfolios, third-party managers, and a digital advice platform.

Tulio Batista is a financial advisor at HSBC Securities (USA) Inc. with seven years of industry experience. His prior roles include positions at JPMorgan Securities LLC and Banco do Brasil. Outside of his advisory work, he is a 50% owner and partner in a real estate development and management business in Brazil. HSBC Securities (USA) Inc. provides managed account programs to a diverse client base, including individuals, retirement accounts, charities, and corporations. The firm offers both discretionary and client-directed investment solutions, utilizing multiple risk profiles and a combination of strategic and tactical asset allocation developed in partnership with HSBC Global Asset Management and affiliated service providers.

Gabriel Contreras Chacon is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees to select and monitor managers, combining large institutional scale with specialized market roles and arrangements.

Manuel Fernandez Ymaz is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and six years of industry experience. He has been with Citigroup since 2017. Citigroup Global Markets serves individual and institutional clients across multiple segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including in-house research and acting as a swap dealer and futures commission merchant.

Boris Espinoza is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles and arrangements.

Andreas Cafatti is a financial advisor at Citigroup Global Markets with Series 65 and Series 63 credentials and four years of industry experience. His prior work includes positions at Morgan Stanley, Harbor Ithaka LLC, Deloitte, and BlackStreet Management. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains institutional-scale operations with unique market roles such as swap dealing and futures commission merchant activities.

Yudit Silveira is a financial advisor with Eagle Strategies (NY Life) based in Miami, FL, holding Series 63 and Series 65 licenses and having 11 years of industry experience. She has worked with Silveira Financial Group LLC, Eagle Strategies, NYLife Securities LLC, and New York Life Insurance Company. She is also involved in insurance brokering, operating under Silveira Financial Group LLC to sell New York Life products and broker non-registered insurance products. Eagle Strategies serves a diverse clientele including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm provides financial planning, investment management, and retirement-plan advisory services, focusing primarily on non-discretionary asset management within an integrated New York Life affiliate structure.

Ximena Goni is a financial advisor at Oppenheimer with 10 years of industry experience. She holds a Series 66 designation and has been with Oppenheimer & Co. Inc since 2016. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm provides a broad range of investment and consulting services, including discretionary and non-discretionary portfolio management and financial planning.

Jeremy White is a CERTIFIED FINANCIAL PLANNER™ professional with over 23 years of industry experience. He has been with Integrated Wealth Concepts LLC since 2016 and previously worked at Osaic FA, Inc. and Ameriprise. Based in Miami, FL, he holds the Series 66 license as part of his credentials. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios with a long-term investment approach supported by both internal management and third-party asset managers.