Willem Smit is a financial advisor at Citigroup Global Markets with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, and is notable for its large institutional scale and unique market roles, including operating as a swap dealer and futures commission merchant.

Oui Coulson is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Oppenheimer. Prior to joining Oppenheimer in 2024, Coulson worked at First Horizon Advisors and Morgan Stanley, including Morgan Stanley Private Bank. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of investment and consulting services, including discretionary and non-discretionary portfolio management with a focus on strategic asset allocation and manager selection.

Allan Zucker is a financial advisor at Principal Financial Services with 16 years of industry experience. He holds Series 65 and Series 63 licenses. His prior experience includes roles at Principal Life Insurance Co., MML Investors Services, Prudential Insurance Company of America, and MassMutual. Outside of finance, he is a partner in Value Reactor, LLC, an affiliate marketing company specializing in performance-based lead generation. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager asset allocation and separately managed account solutions.

Ronald Teasdale is a CFP® professional with 34 years of industry experience, currently serving at Truist Advisory Services since 2016. He has also been affiliated with Truist Investment Services since 1999. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering asset allocation analysis, fiduciary support, and a manager-selection program implemented through a combination of discretionary and non-discretionary approaches.

Brianna Lastra is a financial advisor at Oppenheimer with one year of industry experience. She holds the Series 66 designation and has previously worked at Equitable Advisors, Belpointe Asset Management LLC, and Anthem Advisors. Outside of her advisory role, she is also a licensed real estate agent with Florida Realty of Miami. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a range of programs including asset management, consulting, and retirement services, with advisory and brokerage capabilities delivered on both discretionary and non-discretionary bases.

Miguel Zulueta is a financial advisor at Principal Financial Services with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including Primerica Advisors and Guardian Life Insurance Co. Zulueta is also the owner of Summit Financial & Investments Services and serves as president of Adelante Vida Holding LLC, a non-profit entity established to hold the trademark for a future mental health awareness foundation. Principal Securities provides brokerage and registered investment advisory services to a diverse range of clients, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money managers through various advisory and promoter arrangements.

Millene Gomez Neumayr is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 credentials with five years of industry experience. Her prior work includes roles at JPMorgan Chase Bank NA and Banco do Brasil S.A. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing a range of discretionary and non-discretionary investment options supported by HSBC’s global asset management resources.

Ander Urkidi Crespo is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 licenses and four years of industry experience. He previously worked at OpusCare and Avanza Sports, and has a background that includes time at Barry University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with extensive internal oversight and provides both discretionary and non-discretionary solutions, including exposure to alternative and digital-asset products.

Andres Sarria is a financial advisor with Citigroup Global Markets, holding a Series 66 credential and 10 years of industry experience. He has been with Citibank N.A. since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, combining large institutional scale with unique market roles and arrangements.

Edith Caceres is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. She has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi‑asset, multi‑manager strategies through discretionary and non‑discretionary programs and operates with large institutional scale alongside unique market roles such as acting as a security-based swap dealer and futures commission merchant.

William Gilchrist is a financial advisor with Oppenheimer in Coral Gables, FL, holding the Series 66 designation and seven years of industry experience. He has worked at Oppenheimer since 2017, with brief tenures at Capitas Financial and Altman Advisors. Gilchrist serves on the board of the BADU Foundation, where he contributes to annual financial literacy and empowerment programs for youth in Chicago. Outside of advisory services, he is CEO of a marketing firm serving small and midsized businesses. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and pooled investment vehicles. The firm offers a wide range of programs including asset management, consulting, and retirement services, with a combination of discretionary and non-discretionary account management.

Katharina Murano is a financial advisor with Citigroup Global Markets, holding the Series 66 designation and bringing 10 years of industry experience. She has been with Citi Group since 2016. Citigroup Global Markets serves individual and institutional clients across various segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm utilizes multi-asset, multi-manager strategies and maintains unique market roles such as operating as a swap dealer and futures commission merchant.

Laura Dominguez is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds a Series 66 designation and has been with Citigroup since 2019. Prior to her advisory role, she worked for the University of Florida and spent sixteen years at St. Thomas the Apostle and Our Lady of Lourdes Academy. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies and maintains in-house research and security-pricing functions, supporting both discretionary and non-discretionary client solutions.

Manuel Alvarez Fernandez is a Series 66–licensed financial advisor with Citigroup Global Markets in Miami, FL, where he has worked since 2015. He has 10 years of industry experience. Outside of his advisory role, he is involved in managing multiple real estate rental properties in the Miami area. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees and offers both discretionary and non-discretionary programs including separately managed accounts, mutual funds, ETFs, and alternative investments.

Bruno Peraza is a financial advisor with Independent Financial Group, LLC, holding Series 63, 65, and 66 licenses and possessing 24 years of industry experience. His career includes roles at Cetera, Raymond James Financial Services, Wells Fargo Clearing, and Truist Investment Services. He is also the owner of Peraza Wealth Management and Peraza Global Wealth Strategies, both providing financial services. Independent Financial Group, LLC offers investment advisory and brokerage services to individuals, high-net-worth clients, trusts, and various institutional investors. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and active and passive investment strategies to develop tailored client solutions.

Kaleb Fontenot is a financial advisor at Mariner with a Series 65 credential and one year of industry experience. His prior roles include positions at Mariner Platform Solutions, Rolling Hills Advisors, and Turner Industries. Outside of his advisory work, he was involved with the Jambalaya Shoppe for five years. Mariner serves a diverse client base including individuals, pension plans, trusts, and corporations through customized investment management, financial planning, and retirement consulting. The firm combines in-house research with third-party managers and offers integrated tax services and administrative family office capabilities.

Radames Abreu is a CFP® professional with three years of experience in financial advising at Brookstone Capital Management LLC. He has been president and agent of Forte Insurance Professionals Associates since 2000 and also works as a business consultant advising owners on operational efficiency and performance. Brookstone Capital Management is an SEC-registered adviser offering fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions.

Ricardo Pertierra is a financial advisor with Integrity Alliance, LLC, holding Series 66 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Integrity Alliance since 2016 and has been involved with Principal Protection Corp. since 2005. Outside of his advisory role, he is president and owner of Capital Protection Group, a firm that sells fixed annuities, life insurance, and long-term care insurance. Integrity Alliance is a large advisory network serving a diverse client base including individual investors, corporations, and qualified retirement plans. The firm offers portfolio management, financial planning, and both wrap and non-wrap programs, with investment advice delivered through various managed account platforms and approaches.

Giovanni Cardenas is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 17 years of industry experience. He has been with Citigroup Global Markets since 2009, based in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by in-house research, security-pricing capabilities, and unique market roles such as swap dealer and futures commission merchant.

Joaquin Alvarez Menendez is a financial advisor at Citigroup Global Markets with 16 years of industry experience. He holds Series 63 and Series 66 designations and has been with Citigroup since 2006. Outside of his advisory role, he is a shareholder and manager of Magic Dolphin Properties LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with oversight committees and manages both discretionary and non-discretionary portfolios, including exposure to alternative and digital-asset products.