Maya Tzur is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and previously worked at Bank of America, Merrill, and BankUnited. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and economic models to support its advisory services.

Zachary Mann is a financial advisor with Mass Mutual Investors Services in Ft Lauderdale, FL, holding a Series 65 credential and 20 years of industry experience. He has been with Mass Mutual Investors Services since 2016 and has worked concurrently at MassMutual Life Insurance Company since 2015. Outside of advising, he acts as a referral partner for a contingent labor staffing firm and is involved in sales and service of individual life and disability insurance. Mass Mutual Investors Services is a subsidiary of MassMutual that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual planning relationships and offers a variety of programs including educational seminars and event-driven planning services.

Juan Jimenez is a financial advisor with Raymond James & Associates in Hallandale Beach, FL, holding a Series 66 designation and six years of industry experience. His previous roles include positions at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., Morgan Stanley, and Wells Fargo Bank, N.A. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Alejandro Mendieta is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and bringing 20 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc from 2015 to 2017. Mendieta serves on the executive boards of the South Florida Council of the Boy Scouts of America and the South Florida Hispanic Chamber of Commerce. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures its financial planning as annual collaborative engagements using firm-approved tools and offers specialized programs including divorce planning and employer-sponsored planning.

David Pettit III is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. He has 28 years of industry experience, including 14 years at Transamerica Financial Advisors before joining Cambridge in 2016. Outside of advising, he is involved in managing several restaurant franchises and serves on the board of a nonprofit education organization. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Jacob Marrs is a CFP® and holds a Series 66 license with 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at United Capital Management of Kansas, Intl Advisory Consultants, and Edward Jones. Outside of his advisory role, he occasionally helps on his family farm in Clay Center, Kansas. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines extensive research and analytics with a large-scale platform offering both brokerage and advisory solutions.

Justin Luzi is a financial advisor with J.P. Morgan Securities in Fort Lauderdale, FL. He holds a Series 66 designation and has 12 years of industry experience. His prior work includes two years at J.P. Morgan Chase Bank NA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with an ESG eligibility framework and offers a range of derivatives and commodities capabilities.

Kerry Jenny is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 63 designation and possessing 42 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Annagay Powell is a financial advisor with Primerica Advisors in Pembroke Pines, FL, holding a Series 65 credential and three years of industry experience. She has worked with PFS Investments, Inc. and Primerica Financial Services, and has additional work experience with Uber, Doordash, and the City of Tamarac. Outside of financial advising, she is a co-owner of a local trucking company, Just Che Trucking, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and uses a percentage-based wrap fee structure for its services.

Curtis Dabros is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. His career includes prior roles at CUSO Financial Services, L.P. from 2001 to 2018 and ongoing service at Power Financial Credit Union since 2001. Outside of his advisory work, he has recent employment with the Washington Nationals MLB team. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning and access to model portfolios and third-party asset management, supported by extensive operational tools and oversight of over $819 billion in discretionary assets.

Guido Sosa is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and five years of industry experience. He has worked at several firms, including Insigneo Securities LLC and Andbanc Brokerage LLC, prior to joining Morgan Stanley Smith Barney LLC in 2022. Outside of his advisory work, he is involved with Argusa Group LLC, a business related to the automotive and transportation sector. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including customized financial planning supported by advanced tools and methodologies.

Barbra Shaffer is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. Her career includes roles at Cambridge Investment Research Advisors since 2019, as well as prior positions at National Securities Corporation and Gilman Ciocia, Inc. She is also president of Shaffer Wealth Solutions, a separate advisory business based in Fort Lauderdale, FL. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, including pension and charitable organizations, by offering financial planning, investment management, and retirement-plan advisory services through multiple platforms and proprietary model strategies.

John Fricker is a financial advisor at Equitable Advisors in Ft. Lauderdale, FL, holding Series 63 and Series 66 licenses with seven years of industry experience. He previously worked at Lion Street Financial, Flah and Company Insurance and Estate Planners, and The Prudential Insurance Company of America. Outside of his advisory role, he is president of Fricker Consulting, Inc., a pass-through entity established for bonus compensation related to prior employment. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Patrick Ryan is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. since 2010. Outside of his advisory role, he owns and manages a rental property business in Chicago. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs including tailored financial planning that utilizes firm-approved tools and planning strategies.

Anna Karlova Arango is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. She has two years of industry experience and has worked at several firms, including Cetera Advisors LLC, Equitable Advisors LLC, Primerica, Merrill, and Bank of America. In addition to her advisory roles, she is involved with Golden Empire LLC and Golden Empire Management Inc. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

Aires Botas is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity for over 16 years and has more than 19 years of experience in the financial services industry. Throughout his career, Aires has worked closely with clients and families to plan for their financial goals, focusing on developing personalized investment strategies that align with each client's unique style and objectives. His professional journey at Fidelity includes roles such as Financial Consultant, Investment Consultant, Portfolio Specialist, and Retirement Relationship Manager, among others. Prior to joining Fidelity, Aires worked as a Life Insurance Consultant at New York Life Insurance Company and as a Brokerage Consultant at GunnAllen Financial. He holds insurance licenses in Arkansas and California. Outside of his professional work, Aires has interests in art, cars, fitness, music, reading, and traveling.

David Searles is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His prior roles include positions at Morgan Stanley and Merrill. He is the owner of two support companies, Intercoastal 101 Financial and TrueGate Capital Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses analytical tools and risk profiling to tailor recommendations and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Santiago Borenszteyn is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials and two years of industry experience. His prior roles include positions at MML Investors Services, Varsity Tutors, MassMutual Life Insurance, Florida Financial Advisors, and teaching at the University of Florida and Dr. Michael M Krop Senior High. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by proprietary tools and methodologies.

Daniel Granda is a financial advisor at Osaic Wealth Inc with 10 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at firms including Ameriprise, Pruco Securities, and The Prudential Insurance Company of America. Outside of his advisory role, he owns Interstellar Collectibles & Gaming, a business focused on the sale and marketing of games, cards, comics, and figures. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services such as financial planning, managed portfolios, and retirement plan consulting. The firm utilizes model-based asset allocation and portfolio optimization supported by various investment tools, and is notable for its scale, complex affiliate network, and recent consolidation activity.

James Henriquez is a financial advisor at Merrill with seven years of industry experience and holds a Series 66 designation. His prior roles include positions at Infinex Investments, Popular Investments, Kovack Securities, and the Royal Bank of Canada. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.