James Stanton is a Financial Advisor at UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 65 licenses with 41 years of industry experience. He has been with UBS since 2005. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored using proprietary research and model-based asset allocations.

John Putnam is a Planning Consultant with experience in the financial services industry. He has worked as a Relationship Manager at Fidelity Investments from 2024 to 2025 and as a Financial Representative at Fidelity Investments from 2022 to 2024. John emphasizes building long-term relationships with clients through listening, clear communication, and consistent support. He collaborates with clients to create comprehensive financial plans tailored to their unique circumstances, designed to evolve as their goals and needs change over time. Outside of his professional work, John has interests in golf, snowboarding, soccer, and traveling.

Kenneth Hart is a ChFC® credentialed financial advisor with 45 years of industry experience. He is currently with OSAIC and has previously worked at Lincoln National Life Insurance Company and Lincoln Financial Advisors Corporation for over 25 years each. In addition to his advisory role, he is also licensed as an insurance agent and sells insurance products. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and portfolio management using various investment vehicles and third-party platforms.

Renata Sanderson is a financial advisor at UBS Financial Services in West Palm Beach, FL, holding a Series 66 license and possessing 12 years of industry experience. She has been with UBS since 2016. Outside of her advisory role, she manages an active real estate investment LLC. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to tailor investment solutions.

Douglas Simon is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 26 years of industry experience. He has worked at Raymond James & Associates since 2016 and has been with Deutsche Bank Securities, Inc. since 2004. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Joey Johnson is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and offering 16 years of industry experience. His prior roles include positions at LPL Financial, BMO Bank NA, Truist Advisory Services, and BB&T. Outside of his advisory work, he is involved as a wealth advisor at Regions Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with over 10,000 advisors and $256 billion in assets under management.

Mark Zobl is a CFP® with 38 years of industry experience, currently serving as a financial advisor at Mass Mutual Investors Services since 2017. He previously worked at Metlife Securities Inc. for 27 years and has been associated with MassMutual Life Insurance Co. since 2016. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes collaborative, annual planning engagements supported by advanced software tools and provides investment recommendations without discretionary authority.

Barbara Taylor is a financial advisor at Merrill with Series 63 and Series 65 licenses and 34 years of industry experience. She has worked at Merrill during several periods since 2001 and has held positions at Morgan Stanley and Bank of America among other roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Berry Williams III is a Series 63-licensed financial advisor with Raymond James & Associates, bringing 33 years of industry experience. He has been with Raymond James since 2000 and operates another business, Tpi Services, since 2009. Williams also serves as an officer and treasurer on the board of Urban Youth Impact, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing tailored financial planning and advisory services across various asset management strategies.

Mark Elliott is a CFP® professional with 44 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2026. Prior to this, he spent ten years with Truist Advisory Services and Truist Investment Services, Inc. He holds Series 63 and Series 65 licenses and is based in Palm Beach Gardens, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, using Wells Fargo’s research and planning tools to deliver tailored recommendations.

Vincent Colucci is a financial advisor with Morgan Stanley, holding a Series 66 designation and 23 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process utilizing approved tools and does not provide individual security recommendations as part of its standalone planning services.

Joel Post is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding a Series 66 designation and 28 years of industry experience. He has been with UBS since 2011. Outside of his advisory role, he serves on the boards of several organizations, including Thomas Emery's Sons, an alternative investment fund, the American Farm School focusing on agricultural and technical education, and The Fly Club, a college fraternity involved in fundraising and investment management. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a wide range of financial and capital markets services through its platform.

Cole Schindler is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior roles include positions at J.P. Morgan Private Bank, Wells Fargo Advisors, and Ticketmaster. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Henrique Saad is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding a Series 66 designation and two years of industry experience. His prior experience includes roles at JPMorgan Chase Bank and academic positions at Babson College and Bryant University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Matthew Mc Mahon is a Series 66-licensed financial advisor at UBS Financial Services with five years of industry experience. He has worked at UBS since 2021 and previously spent five years at MVP Sports Clubs. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor strategies to client goals.

Leif Ingebretsen is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Bank of America, N.A. since 2013 and Merrill Lynch, Pierce, Fenner & Smith since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional accounts.

Joseph Daniels is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at JPMorgan Chase Bank, N.A. and Charles Schwab in both brokerage and banking roles. Daniels is based in Palm Beach, FL. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm emphasizes an ESG eligibility framework and offers services on a non-discretionary basis through a select group of Wealth Advisors.

Luke Polak is a financial advisor with RBC Capital Markets, holding a Series 66 designation and three years of industry experience. He joined RBC Capital Markets in 2024 after working at Raymond James & Associates and Money Concept International, among other roles in various industries. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Christopher Cerniglia is a financial advisor with Stifel in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Stifel since 2007. In addition to his advisory role, he is also a notary. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm's investment approach incorporates proprietary analysis and probabilistic modeling developed by its Investment Strategy Group to guide asset allocation and financial planning.

Jena Burrows is a financial advisor with Robert W. Baird & Co. in West Palm Beach, FL, holding a Series 66 designation and 18 years of industry experience. She has worked at Robert W. Baird since 2016 and previously held positions at Wells Fargo Clearing and Morgan Stanley. Jena is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, separately managed accounts, and custody and brokerage services, supported by internal investment research and tools.