Kathleen Schultz is a financial advisor with Charles Schwab who holds Series 63 and Series 65 licenses and has 42 years of industry experience. She worked at Citigroup Global Markets for 32 years before joining Charles Schwab in 2020. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and a formal alternative investment platform.

Sean Weber is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and 27 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2011. Outside of his advisory role, he is involved in managing a rental property. Morgan Stanley Wealth Management offers a wide range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery and modeling tools but does not provide individual security recommendations in standalone plans.

Robert Cecil is a Series 66-licensed financial advisor with Morgan Stanley in Tampa, FL, with four years of industry experience. He has held roles within Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and briefly at Proforma. Cecil serves as a board member and secretary of the Save Your World Foundation, a local nonprofit focused on allocating funds to charities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured tools and a broad suite of products, managing approximately $2.74 trillion in client assets.

Joseph Fernandes is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses with one year of industry experience. His prior work includes roles at RSM US LLP and Luke's New York Bagels, as well as positions related to education at the University of Florida and Plant High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers diversified services including wrap programs and relationships with investment companies and private funds.

Amrou Kenjawi is a financial advisor at Merrill with seven years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at Bank of America, Wells Fargo Clearing Services, LLC, and Wells Fargo Bank NA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Salvatore Ricco is a financial advisor with Cambridge Investment Research Advisors, holding the ChFC® designation along with Series 63 and 65 licenses. He has 39 years of industry experience, including prior roles at Gerstein Fisher and Nathan & Lewis Securities, Inc. Ricco also serves as an independent insurance agent through Ricco Wealth Partners, LLC. Cambridge Investment Research Advisors serves a diverse client base of individual and institutional investors, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm provides both discretionary and non-discretionary management through multiple platforms and proprietary model strategies under the Founders Gate Capital brand.

Tablo Wright is a financial advisor at Cetera with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and its affiliates since 2016, as well as Foresters Financial Services from 2016 to 2019. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and custodial relationships.

John Kern Jr. is a financial advisor at Fisher Investments with five years of industry experience and holds a Series 66 designation. His prior roles include positions at Morgan Stanley, PwC, and Core Avionics. Fisher Investments serves institutional and private clients globally, offering discretionary portfolio management across various asset classes. The firm utilizes a centralized Investment Policy Committee to construct diversified portfolios and employs tax-aware and risk management strategies.

Jeffrey Parks is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding a Series 66 designation and 15 years of industry experience. His previous roles include positions at Synovus and SunTrust Advisory Services, as well as Morgan Stanley. Wells Fargo Advisors is a national securities firm that provides investment advisory services and financial planning to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Jacqueline Jenkins is a financial advisor with LPL Financial, holding a Series 65 designation and bringing 13 years of industry experience. She previously worked at First Command Advisory Services and associated entities for nine years before joining LPL Financial. Outside of her advisory work, she is a co-owner of J D Investments of Tampa Inc., a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives and advanced operational tools.

Michelle Ferlita is a financial advisor at Robert W. Baird & Co. with one year of industry experience. She holds a Series 66 designation and has previously worked at Brimmer, Burek & Keelan, LLP. Prior to her advisory career, she was involved in education and tutoring, including roles at Mercer University and The Homework Spot at Disciplined Minds Tutoring. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients through tailored financial planning and portfolio management strategies.

Rebecca Leary is a financial advisor at Morgan Stanley in Tampa, FL, with 22 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2018, following a two-year tenure at Invest Financial Corporation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm provides tailored financial planning services supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Reginald Simmons is a financial advisor with Cetera, holding a Series 66 designation and 25 years of industry experience. He has worked at Cetera and its related entities since 2020, with prior experience at Kestra Investment Services and Provise Management Group. Simmons is based in Tampa, FL. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various investment program options and affiliated third-party resources.

Grant Sparks II is a financial advisor at Edelman Financial Engines with nine years of industry experience. He holds the Series 66 designation and previously worked at Fisher Investments, Bank of America, N.A., and Merrill. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management with a focus on diversified model portfolios and long-term orientation.

Marc Seaverson is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding Series 63 and Series 65 licenses and 23 years of industry experience. He has worked at JPMorgan Chase Bank NA and JPMorgan Securities LLC since 2015, and previously at AllianceBernstein L.P. from 2013 to 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory program focuses on written asset allocation advice, investment manager selection, and customized performance reporting, supported by centralized due diligence and quantitative and qualitative research.

Terry Nixson is a financial advisor with Ameriprise in Tampa, FL, holding a Series 66 designation and 10 years of industry experience. His career includes roles at Moody Securities, IMG Financial Group, Securian Financial Services, and Minnesota Life Insurance Company prior to joining Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies. The firm’s approach integrates proprietary research, third-party data, and algorithmic tools, with distinctive enrollment criteria and a managed account investment universe influenced by affiliated product offerings.

James Verbel is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses with 27 years of industry experience. He has worked extensively at E*TRADE Securities and E*TRADE Capital Management from 2006 to 2020 before joining Morgan Stanley in 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and offers planning using structured discovery processes and firm-approved tools.

Honor Rodgers is a financial advisor at Ameriprise Financial Services with eight years of industry experience. She previously worked at Raymond James & Associates and Alliance Commercial Group. Rodgers serves as a trustee for a family trust, a role she has held since 2019. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that combines in-depth research with tax-aware strategies.

James Manahan is Vice President and Financial Consultant at Fidelity Investments, where he has served since 2013. He has been part of Fidelity Investments since 2007, progressing through various roles including Financial Consultant, Investments Consultant, and Investments Representative. Prior to joining Fidelity, he worked as a Loan Officer at Everbank Mortgage and as a Loan Underwriter at Allied Capital Mortgage. With 19 years of experience in the financial services industry, James focuses on forming trust-based relationships and delivering personalized client service. He aims to improve the financial positions of his clients and their families through his expertise and commitment. Outside of his professional work, James has interests in fitness, football, parenthood, traveling, and volunteering.

Sean Farrell is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Morgan Stanley since 2017, following a one-year tenure at Ameriprise Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.