Richard Loud is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has prior work experience at United Ground Express and Delta Global Services. He is based in Tampa, FL. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and institutional investors.

Amy Micik is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management, specializing in Behavioral Finance. She focuses on creating personalized financial strategies that align with clients' values and goals, emphasizing clear communication and client education. Amy serves a diverse clientele including business owners, corporate executives, professional athletes, those with inherited wealth, widows, divorcees, and families. Amy holds the Chartered Retirement Planning Counselor (CRPC) designation, is an Accredited Wealth Management Advisor (AWMA), and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She earned her Bachelor's Degree from Illinois State University. Drawing from a background in education, psychology, and technology, she aims to develop financial plans that clients can easily understand and adhere to. Outside of her professional work, Amy enjoys adventure sports, antiquing, boating, dancing, gardening, hiking, interior decorating, reading, writing, and yoga. She participates in community organizations including Habitat for Humanity, Stop Soldier Suicide, and The Boys & Girls Club.

Andrew Kohl is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their financial priorities and develop strategies to address their short-, mid-, and long-term goals. His advisory services encompass general investing, retirement planning, and preparing for unforeseen financial needs. He also facilitates client access to Bank of America specialists for banking, credit, home financing, and small business solutions. Kohl’s areas of expertise include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and is registered with NMLS ID 2399358. His educational background includes a high school diploma from Harrison High School and attendance at Georgia Southern University without degree conferral. Outside of his professional role, Andrew Kohl is involved with Kiwanis International. He enjoys adventure sports, basketball, fishing, football, golfing, music, and spending time with his family. He is an enthusiastic NFL football fan who follows games regularly with his wife and two young children.

Talon Van Wert is a financial advisor with UBS Financial Services in Tampa, FL, holding Series 63 and Series 66 registrations and 18 years of industry experience. His prior work includes roles at Fisher Investments, Bank of America, Merrill, and T. Rowe Price. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor plans and portfolio management to clients’ goals and risk tolerances.

Jillian Kane is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation. Prior to joining UBS, she worked in digital marketing and held various roles in hospitality and fitness. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management and proprietary research to tailor plans based on clients’ goals and risk tolerances.

Adam Pace is a financial advisor with Wells Fargo Advisors in Largo, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked within various Wells Fargo entities since 2009. Outside of finance, he performs occasionally as a part-time musician. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser that serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm provides tailored recommendations using proprietary research and tools, with clients choosing how to implement these through brokerage or advisory programs.

Nereida Agosto is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with three years of industry experience. Her prior work includes roles at Suncoast and engagements as a private contractor, as well as involvement with Living Faith since 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by analytical tools like Monte Carlo simulations and Global Investment Committee estimates.

Kyle Kelly is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 credential with seven years of industry experience. He has been with Morgan Stanley since 2017 and previously worked in education at Florida State University and Rickards High School. Outside of his advisory role, Kyle works part-time at Westshore Pizza assisting with store closing and customer service. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and approved tools, and serves clients through various investment and advisory arrangements.

Casey O'Connor is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 credential and has worked within Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by providing tailored financial planning and advisory programs. The firm employs structured planning tools and manages approximately $2.74 trillion in client assets.

John Mahoney Jr. is a financial advisor at LPL Enterprise with 32 years of industry experience. He holds a Series 66 designation and previously worked for Morgan Stanley and Morgan Stanley Private Bank for over a decade. LPL Enterprise serves a diverse range of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, consulting, model wealth portfolios, third-party asset management, and access to brokerage and insurance products.

Matthew Jobes is a financial advisor with Ameriprise Financial Services LLC in Tampa, FL. He holds a Series 66 designation and has been in the industry since 2026. Prior to Ameriprise, he worked at AmeriLife for four years and has held various roles including with the Lexington Legends. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, offering specialized retirement income planning that combines proprietary research, third-party data, and algorithmic tools to deliver personalized recommendations focused on income reliability and tax-aware withdrawal strategies.

Jesse Flatt is a CFA® charterholder and holds Series 66 and Series 63 licenses. He has eight years of industry experience and is currently with UBS Financial Services in Tampa, FL. His prior roles include positions at Bank of America, City National Rochdale, Invesco Ltd., Merrill, Morgan Stanley, and Fontanello, Duffield, & Otake LLP. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor investment solutions.

William Marsh is a financial advisor at Edelman Financial Engines with a Series 65 designation and four years of industry experience. He previously worked at Fisher Investments for seven years and Ameriprise Financial for three years. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven modeling process with planner delivery and online tools, offering diversified model portfolios, periodic rebalancing, and long-term investment orientation.

Kyle Dalson is a financial advisor at Raymond James & Associates with three years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and Janney Montgomery Scott. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and investment consulting with a variety of portfolio management styles and affiliated research resources.

Brennan Hervey is a CFP® and holds a Series 66 license, with 11 years of industry experience. He has been with Edward Jones in St. Petersburg, FL since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients across various segments. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors, offering a range of discretionary and non-discretionary investment strategies and affiliated capabilities under a fiduciary standard.

David De Vinney is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012 and J.P. Morgan Chase Bank since 2017. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Ryan Cooper is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses with four years of industry experience. His work history includes roles at Morgan Stanley, Charles Schwab & Co., DoorDash, and involvement with the Boy Scouts of America. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Oana Dunkel is a financial advisor at Fidelity with 11 years of industry experience. She holds Series 63 and Series 66 designations and has been with various Fidelity entities since 2014. She is based in Tampa, FL. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves diverse client types and is involved in managing registered investment companies and model portfolios, employing systematic methodologies and oversight controls.

Pamela Mc Leod is a financial advisor at Raymond James & Associates with 22 years of industry experience. She holds a Series 66 designation and has been with various divisions of Raymond James since 2007. Outside of her advisory role, she participates in plasma donation through BioLife Plasma Services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base that includes individuals, institutions, pension plans, and governmental entities, offering non-discretionary financial planning and consulting supported by a wide range of portfolio management styles and affiliated research.

Omar De La Rosa is a financial advisor at Raymond James & Associates in St. Petersburg, FL, holding the Series 66 designation with 16 years of industry experience. He has worked at Raymond James & Associates since 2011 and previously spent three years at RJIH. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.