Mark Ruby is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 19 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Raymond James in 2022. Outside of his advisory role, he is involved as an owner in two businesses, Five Ruby's LLC and Momentum Wealth Partners. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools to help clients evaluate potential outcomes and supports a broad network of advisors and affiliated firms.

Nathan Thomas is a financial advisor at Cetera with five years of industry experience and holds a Series 66 designation. He is the owner of Marathon Financial Services and serves on the board of Achieve Adoption as treasurer. Thomas is also a co-author of a book and is involved with the Kent State Community Board as a volunteer and board member. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm serves a diverse clientele including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts, offering a range of program structures and investment options.

Danny Skrbis is a financial advisor with Ameriprise in Kirtland, Ohio, holding a Series 66 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Skrbis serves on the Board of Directors for Slovenska Pristava and is the Camp Director for Camp Pristava, a Slovenian Catholic summer camp for children associated with local Slovenian schools and communities. Ameriprise is a large institutional firm providing retirement-income planning services focused on clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Sukhwinder Singh is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019, as well as PNC Bank from 2016 to 2019. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling and centralized due diligence with an ESG eligibility framework when recommending investment strategies.

Julie Nootbaar is a financial advisor with Ameriprise Financial Services LLC, holding a Series 66 designation and nine years of industry experience. She previously worked at Citizens Securities, Inc. and Burkhart & Co. Outside of her advisory role, she is involved in independent insurance brokering with Guardian Life Insurance Co. of America. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Andrew Petros is a financial advisor at OSAIC with two years of industry experience. He holds the Series 66 designation and has worked at several firms, including PK Financial, Thrivent Investment Management, and Brightline LLC. He also has experience in finance-related roles at Ohio University and DHL Supply Chain. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of affiliated advisors, utilizing asset-allocation tools, risk assessments, and automated rebalancing across a range of investment products.

Jon Jenkins is a CFP® and holds a Series 66 license with 12 years of industry experience. He has been with Edward Jones since 2013, working out of Chagrin Falls, OH. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary strategies, separately managed accounts, and affiliated funds, operating under a fiduciary standard.

Arnita Hollis is a financial advisor with Primerica Advisors in Cleveland Heights, OH, holding a Series 63 designation and 24 years of industry experience. She has been with Primerica Advisors since 2001 and has been affiliated with Primerica Financial Services since 1986. Outside of her advisory role, she is involved with Hollis Financial Group, LLC, which she formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on retail rather than institutional clients.

Norman Mays is a financial advisor with Primerica Advisors in Cuyahoga Falls, OH, holding 11 years of industry experience. He has been associated with PFS Investments Inc. since 2012 and Primerica Financial Services since 1997. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm utilizes third-party asset managers and offers a tiered wrap fee structure distinct from fixed-fee billing options.

Adam Debord is a financial advisor at OSAIC with 20 years of industry experience. He previously worked for Lincoln Financial Advisors for 11 years and holds a Series 66 designation. In addition to his advisory role, he is an insurance agent involved in the sale of fixed insurance and annuities. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a broad suite of integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and multiple investment platforms to construct customized portfolios.

Kyle Langerman is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Prior to that, he was associated with Citigroup Global Markets starting in 2005. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory process.

Zachery Cove is a Series 66-registered financial advisor with eight years of industry experience. He has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2021, and previously held roles at Morgan Stanley, Merrill, and Bank of America. Outside of his advisory work, he was affiliated with the Holimont Ski Club from 2011 to 2017. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Cynthia Bassett is a financial advisor with UBS Financial Services in Pepper Pike, Ohio, holding Series 63 and Series 65 licenses and bringing 62 years of industry experience. She has been with UBS since 1992. Outside of her advisory role, she produces educational travel DVDs through her company, Cynthia Bassett Productions Inc., and serves on investment committees for the CCWA Foundation and the Cleveland Institute of Music, where she is also a trustee and involved in teaching music students. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory services, using proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets services alongside fee-based financial planning.

David Clarke is a financial advisor at Merrill with 19 years of industry experience. He holds the Series 66 designation and previously worked at Charles Schwab & Co. Inc. for nearly two decades before joining Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gregory Pospichel is a financial advisor with OSAIC, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Cullen Financial Advisors and EisnerAmper LLP. He is also the owner of a CPA sole proprietorship providing tax preparation and planning services. OSAIC serves a diverse client base, including individual and institutional investors, through a large network of affiliated advisors offering brokerage, advisory, and financial planning services. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management, utilizing multiple third-party platforms and investment products.

David Metzger is a financial advisor with LPL Financial, holding a Series 63 designation and 25 years of industry experience. He has previously worked with Securities America Advisors, Inc. and Securities America, Inc., and maintains a legal practice at Dennis C. Jackson Co., LPA. LPL Financial is a national firm serving individuals, retirement plans, banks, corporations, and charitable organizations through a network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Brian Esten is a financial advisor with Charles Schwab, holding a Series 66 designation and 14 years of industry experience. He has worked at Schwab Retirement Plan Services, Inc. for five years and has been with Charles Schwab since 2011. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational resources.

Brian Morton is a financial advisor with Equitable Advisors, holding a Series 66 designation and bringing 11 years of industry experience. His prior work includes roles at Cadaret, Grant & Co., Inc., Cedar Brook Financial, and First Allied Advisory Services. He is also registered as a representative for Michael Leonakis. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives. The firm uses a range of third-party advisory models and does not sponsor its own wrap fee program.

Roger Baranovic is a financial advisor at Edelman Financial Engines with 31 years of industry experience. He holds Series 63 and Series 66 designations and has been with the firm since 2017. His prior experience includes a role at J.P. Morgan Securities. Edelman Financial Engines delivers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven modeling process combined with planner guidance and online tools, offering both discretionary management and non-discretionary online advice across diversified and thematic portfolios.

Jae Jeong is a financial advisor at Charles Schwab with CFP® and Series 66 credentials and two years of industry experience. Before joining Schwab, he worked at Rocket Mortgage and held various roles at The Ohio State University and other organizations. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, using multi-asset model portfolios and centralized operational support.