Scott Richter is currently serving as Vice President, Wealth Planner at Fidelity Investments since 2022. In this role, he collaborates with clients to develop financial plans by examining potential outcomes and strategies, providing education through data, insights, and research to support informed decision-making. His professional experience includes positions as Co-founder and Wealth Planner at OTIUMfinancial from 2020 to 2022, Wealth Management Advisor at TIAA from 2014 to 2020, Investment Representative at Fidelity Investments from 2010 to 2014, and Financial Advisor at Premier Wealth Group from 2008 to 2010. Throughout his career, he has focused on wealth planning and financial advisory services. No information about education, credentials, personal interests, or community involvement was provided.

Eric Mills is a financial advisor with Primerica Advisors in West Chester, OH, holding 10 years of industry experience. He has worked with PFS Investments Inc. since 2016 and Primerica Financial Services since 2015. Outside of his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Forrest Beilby is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research, incorporating ESG criteria and supporting implementation through affiliated entities.

Jeffrey Murphy is a financial advisor with Primerica Advisors in Springdale, OH, holding 11 years of industry experience. He has worked at Primerica Advisors since 2015 and has additional experience with Primerica Financial Services dating back to 2014. Outside of his advisory role, he receives non-investment related compensation through referrals of home security and automation products. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and utilizes model-driven investment strategies supported by third-party asset managers and custodians.

Angela Geraci Lawson is a financial advisor at Morgan Stanley in Cincinnati, OH, with 25 years of industry experience. She has held roles at Morgan Stanley since 2009 and previously worked at Citigroup Global Markets from 1997 to 2009. Lawson holds the Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling as part of its financial planning process.

Tina Pasternak is a Financial Advisor at Merrill Lynch Wealth Management based in Cincinnati, Ohio. With over 15 years of experience in the financial industry, she specializes in guiding individuals and families through financial planning complexities, including wealth management, retirement income strategies, college education planning, and divorce financial analysis. Tina holds designations as a Certified Divorce Financial Analyst (CDFA) and Personal Investment Advisor (PIA). Tina attended California State University in Bakersfield where she earned All-American NCAA Swimming honors in 2001, 2003, and 2004 and was on the Academic Dean's List in 2004 while studying psychology. She holds a high school diploma from Los Alamos High School. Her approach as a financial advisor focuses on listening closely to clients' priorities to develop personalized financial plans that aim to grow and preserve wealth effectively. In addition to her advisory role, Tina is involved in community initiatives including Habitat for Humanity's Greater Cincinnati Area Women Build 2025 committee and the Dress for Success Greater Cincinnati fashion shows in 2025 and 2026. Outside of work, she enjoys gardening, painting, and spending time with her family.

Gina Sellet is a financial advisor at UBS Financial Services with seven years of industry experience. She holds a Series 66 designation and has been with UBS since 2017, following four years at Bank of America Merrill Lynch. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and research to tailor financial plans and portfolio management. The firm combines wealth management services with institutional trading capabilities and provides a range of capital markets and advisory services.

Brett Bryant is a financial advisor at Equitable Advisors with a Series 66 credential and no prior industry experience. His work history includes roles at Millson Walker Financial Group, Spectrum, Catalyst and Rational, Jackson Hewitt, and academic positions at Northern Kentucky University, Bellarmine University, and Moeller High School. Equitable Advisors serves a range of clients including individuals, pension plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Kelly Kelp is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools alongside broad retail and institutional offerings.

J Degroft is a Wealth Management Advisor with Merrill Lynch Wealth Management, supported by a team known as The Renie DeGroft Arthur Hall Group. They provide customized wealth management advice and fiduciary services to high net worth individuals and institutional clients. J Degroft has over 35 years of experience with Merrill. His areas of expertise include investment management, fiduciary services, retirement income planning, wealth structuring, college funding, lending, and tax minimization strategies. He holds professional designations such as Certified Investment Management Analyst (CIMA) and Certified Plan Fiduciary Advisor (CPFA). J Degroft earned a bachelor's degree from the University of Dayton and completed executive education programs at the University of Pennsylvania's Wharton School of Business and Harvard University. His team utilizes resources from both Merrill and Bank of America to create customized investment portfolios tailored to clients' risk and return objectives. Outside of his professional responsibilities, J Degroft volunteers coaching special needs hockey with the Cincinnati Cyclones Special Hockey Program. He resides in Mason, Ohio, and focuses on working one-on-one with clients to develop personalized financial strategies aimed at pursuing their long-term goals.

Mark Armstrong Clippinger is a financial advisor with UBS Financial Services in Cincinnati, Ohio. He holds a Series 66 designation and has nine years of industry experience. Clippinger has been with UBS Financial Services since 2011. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Allen Zaring IV is a financial advisor with UBS Financial Services and holds Series 63 and Series 66 designations. He has 10 years of industry experience, including roles at JPMorgan Chase Bank and J.P. Morgan Securities. Outside of his financial career, he is involved with a business called Swampthang. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, using proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers extensive capital markets and research resources.

Vincenzo Montelisciani is a Series 66 licensed financial advisor with two years of industry experience. He is currently with J.P. Morgan Securities in Cincinnati, OH, having held positions within JPMorgan Chase Bank and BDO USA, LLP. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative analysis supported by a centralized due diligence team and includes capabilities in derivatives and commodities.

Nick Wesselman is a Wealth Management Senior Relationship Manager at Fidelity Investments, where he serves as the primary point of contact for families. In this role, he provides a high level of service and works with the Private Wealth Management Team to help clients and their families grow and protect their wealth, make sound investment decisions, and simplify their financial lives. Nick has progressed through several roles at Fidelity Investments, including Wealth Management Planning Consultant from 2021 to 2022, Managed Account Support Specialist from 2019 to 2021, and positions in Help Desk and Client Services from 2015 to 2019. This experience has provided him with a comprehensive understanding of wealth management and client support. Outside of his professional responsibilities, Nick enjoys board games, camping, golf, motorcycles, pets, and skiing.

Genevieve Monier is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation and has prior work experience including roles at Cincinnati Animal CARE, Amify, and University of Alabama Athletics Communications. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and advisory offerings, utilizing proprietary capital market assumptions and research to tailor investment plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Kerri Boss is a financial advisor with Merrill in Cincinnati, OH, holding a Series 66 designation and 25 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith since 1994. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Christopher Browning is a CFP® and ChFC® credentialed advisor with J.P. Morgan Securities, based in Mason, Ohio, and has 31 years of industry experience. He has been with J.P. Morgan Securities since 2012 and previously worked at Fifth Third Securities. Outside of his advisory role, he is a co-owner of Browning Properties, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program supported by centralized due diligence.

Nancy Cicolino is a Series 66-credentialed financial advisor with Morgan Stanley in Cincinnati, Ohio, where she has worked since 2014. She has eight years of industry experience. Outside of her advisory role, she serves on the finance committee of Torch Community Church, a nonprofit organization in Florence, Kentucky. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Ajna Ahir is a Series 66 licensed advisor at J.P. Morgan Securities with two years of industry experience. Prior to joining J.P. Morgan in 2025, Ahir held positions at Merrill and Bank of America from 2021 to 2025, and had earlier roles in the technology and financial sectors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence combining quantitative and qualitative research, with recommendations that may incorporate ESG criteria.

Maggie Edwards is a financial advisor at Equitable Advisors with two years of industry experience. She holds the Series 66 designation and is based in Cincinnati, OH. Prior to joining Equitable Advisors, her work experience includes roles at Cincinnati Sports Club and Just Candy, among others. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a network of Investment Adviser Representatives and offers a variety of advisor models through third-party asset managers and sponsored advisory programs.