Connor Duncan is a Financial Advisor with Merrill Lynch Wealth Management, having joined the BDGSW Group in 2022. He is dedicated to assisting clients with a range of financial needs, including retirement preparation, college education planning, and guiding investors new to the industry. Connor emphasizes a disciplined and balanced approach to financial goals, focusing on client priorities and financial wellness. Connor holds FINRA Series 7, Series 63, and Series 65 registrations and the Personal Investment Advisor (PIA) designation. He graduated Cum Laude from Lake Forest College in 2020 with a bachelor's degree in finance. During his time in college, he was a student-athlete for four years and served as captain of the Men's Hockey Team for two years. Prior to joining Merrill, he gained experience as an internal wholesaler at TrueShares, an ETF boutique, and as an analyst servicing institutional investors at Tegus in Chicago. Outside of work, Connor enjoys playing hockey and golf. He has lived in several cities, including Raleigh, North Carolina; Calgary, Alberta; and Chicago, Illinois, before returning to Michigan, where he currently resides in Berkley with his fiancé Mary and their dog Rory.

Olaf Kroneman is a Series 66 licensed financial advisor at Morgan Stanley with 14 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2011. Outside of his advisory role, Kroneman serves as an assistant coach for a junior varsity lacrosse team at Cranbrook Kingswood. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Michael Dymkowski is a CFP® with 33 years of industry experience, currently affiliated with Wells Fargo Clearing since 2022. He previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley from 2013 to 2022. Outside of his advisory role, he serves as a trustee for a family trust and holds ownership in a real estate-related LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a broader set of investment options including insurance-related vehicles and bank deposit sweep programs.

Norman Jadan is a Series 66 licensed financial advisor with four years of industry experience. He is currently with Edward Jones and previously worked at Financial Focus LLC and LPL Financial, LLC. His background includes roles at Wayne State University and DTE Energy. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm has a large nationwide network of advisors and branches and operates under a fiduciary standard.

Jay Smith is a CFP® with 43 years of industry experience, currently serving at Raymond James Financial in Oxford, MI. He has been associated with Raymond James Financial Services, Inc. since 1986 and has worked with Metropolitan concurrently since 2010. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors, utilizing tailored planning and analytical tools to support client goals.

Damon Drew is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC., and Massachusetts Mutual Life Insurance Company. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to various investment and insurance products through an integrated platform.

Joseph Kenyon is a financial advisor at Stifel with 25 years of industry experience. He has held his current position at Stifel Nicolaus & Co. Inc. since 2010. Kenyon holds Series 63 and Series 65 designations and is based in Rochester, Michigan. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is grounded in proprietary methodologies developed by its Investment Strategy Group, which employs forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Steven Du Charme is a financial advisor with Ameriprise in Rochester Hills, MI, holding Series 63, 65, and 66 licenses. He has 34 years of industry experience, including 21 years at Ameriprise and its affiliated entities. Outside of his advisory role, he manages an advisory business through OKL, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Vanessa Wojciechowski is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding a Series 63 designation and 28 years of industry experience. She has been with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based financial planning process using firm-approved methodologies.

Mark Ivanovic is a financial advisor at OSAIC Wealth Inc. with 18 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Advisors Financial Network LLC for 14 years. Ivanovic also serves as Vice President of The Investment Consulting Group LLC, where he manages client requests and oversees branch operations. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct customized portfolios across multiple asset classes.

Joseph Kolanowski is a financial advisor at Cambridge Investment Research Advisors with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked for firms including Securities America Advisors and SSN Advisory. Outside of his advisory role, he serves as an agent for Dickerson Group, Inc., which operates in insurance, benefits, and human resources. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, charities, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals using a variety of customizable portfolio management strategies and platform options.

Jason Tether is a financial advisor with MassMutual Investors Services in Auburn Hills, MI, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company since 1997. In addition to his advisory role, he is an insurance agent specializing in life and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring engagements as ongoing collaborations using firm-approved analytical tools to guide client recommendations.

Annette Brown is a financial advisor with Merrill in Bloomfield Hills, MI, holding a Series 63 designation and bringing 29 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, and institutions.

Samantha Trudell is a financial advisor with Wells Fargo Advisors in Bloomfield Hills, MI, holding Series 63 and Series 66 licenses and 24 years of industry experience. She has worked with various Wells Fargo entities since 2015 and maintains a long-term consulting role with Mary Kay. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, utilizing Wells Fargo research and planning tools to develop tailored recommendations across a broad range of financial needs.

Dicran Haidostian is a CFP® and ChFC® with 39 years of industry experience. He is affiliated with LPL Financial and has been operating Future Benefits Planning Corp. since 2003, where he also provides fixed insurance products and group medical, dental, life, and disability coverage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, corporations, and charitable organizations. The firm offers various financial planning and advisory programs, retirement plan consulting, and brokerage services supported by research and multiple portfolio management options.

Robert Whitcomb is a financial advisor with LPL Financial in Clarkston, Michigan, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charities nationwide. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary portfolio management supported by research and model portfolios.

William Osborne is a financial advisor with Ameriprise in Waterford, MI, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory work, he owns Os Entertainment & Show Productions LLC, which manages and provides guidance to musicians and entertainers. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, delivering tailored recommendation reports through a centralized consulting team. The firm combines research, modeling, and tax-efficiency analysis to support clients’ retirement strategies and provides a broad array of advisory, brokerage, and insurance solutions.

Scott Richey is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Co., Inc. since 2022, following a 14-year tenure at TD Ameritrade Inc. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through advisory, brokerage, custody, and financial planning services. The firm’s Schwab Wealth Advisory program combines primarily non-discretionary investment guidance with access to affiliated discretionary separately managed accounts and a multi-asset model portfolio approach.

Zachary Woodman is a financial advisor at LPL Enterprise with three years of industry experience. He holds a Series 66 designation and has previously worked at The Prudential Insurance Company of America and Pruco Securities LLC. Prior to entering the financial industry, he was involved with the Institute for Humane Studies and held academic positions at Western Michigan University and the University of Michigan. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products, utilizing an integrated platform that combines advisory programs with active sales of financial products.

Andrew Biskup is a Financial Consultant currently working with Fidelity Investments, a position he has held since 2025. Prior to this role, he served as a Financial Advisor at UBS Financial Services, Inc. from 2022 to 2025. In his professional capacity, Andrew focuses on helping clients identify their financial needs and develop purposeful strategies to meet their goals. His approach centers on removing financial barriers to enable clients to use their time more effectively and meaningfully. Andrew collaborates closely with individuals and families to design and implement strategies with clarity and confidence. Outside of his professional activities, he enjoys fitness, social events with friends, golf, hiking, music, and outdoor adventures.