Charles Thauwald is a Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2018 in various roles, including Financial Consultant and Investment Consultant. He holds the designation of CERTIFIED FINANCIAL PLANNER™ professional and is licensed in insurance in California. Prior to joining Fidelity, Charles worked as a Risk Advisory Consultant at Ernst & Young from 2016 to 2018. Charles specializes in helping individuals and families simplify their financial lives by providing personalized guidance and financial strategies focused on clients' goals and priorities. He works with clients on retirement preparation, wealth growth, and navigating life transitions, offering straightforward advice and collaborative planning to facilitate informed decisions. Outside of his professional work, Charles enjoys cooking and baking, spending time with family, fitness activities, exploring food, playing golf, and caring for his pets.

Michael Pieper is a financial advisor with Cetera in Minneapolis, MN, holding a Series 66 credential and six years of industry experience. He has worked with multiple firms including Securian Financial Services, Minnesota Life Insurance Company, and Northwestern Mutual. Outside of his advisory role, he serves as an assistant hockey coach for Osseo Area Schools and works with North Star Resource Group, a financial services DBA. Cetera Investment Advisers LLC operates a multi-manager platform serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm provides portfolio management, financial planning, retirement services, and access to a range of third-party money managers across various program structures.

James Grotz is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and 53 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1999 and has also worked as a non-variable insurance agent since 1990. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and encourages clients to implement recommendations through its advisory programs or other providers.

Michael Roberts is a financial advisor at Thrivent Investment Management in Minneapolis, MN, with 11 years of industry experience. He holds Series 63 and Series 65 credentials. His prior work includes roles at Ameriprise Financial Services, RBC Capital Markets, U.S. Bank, and U.S. Bancorp Investments. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based analyses and planning across various financial topics, allowing clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Kasey Hafenbrack is a financial advisor with Ameriprise in Saint Paul, MN, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. Hafenbrack has been with Ameriprise and its related entities since 2010. Outside of advising, Hafenbrack serves as co-chief executive officer of Exeter Operational Support, LLC, overseeing office management functions, and volunteers as team treasurer for a local high school boys varsity soccer team. Ameriprise is a large institutional firm that offers retirement-income planning services designed for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written retirement income recommendations, delivered through a centralized consulting team in partnership with advisors.

Roger Williams is a financial advisor with Thrivent Investment Management in Lake Elmo, MN. He holds a Series 66 designation and has six years of industry experience, including two years at MusicFirst prior to joining Thrivent in 2019. Williams serves as Vice Chair on the board of the Minnesota Boychoir, a nonprofit that provides educational and performance opportunities for boys in the Twin Cities area. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial analyses and planning without discretionary trading authority. The firm’s service emphasizes ongoing or one-time planning engagements covering a wide range of topics and allows clients to integrate planning with managed accounts under a consolidated billing system.

Michael Erpenbach is a CFP® professional with 27 years of experience in the financial services industry. He has worked at LPL Financial since 2021 and previously held roles at Willy Zimmerman, Education Resource Partners, Inc., and Waddell & Reed, Inc. Erpenbach has served on the St. John's University Alumni Board and the SJU Alumni Association. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies.

Jack Tousignant is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity Investments since 2023, previously serving as a Planning Consultant, Relationship Manager, and Financial Representative. Jack focuses on building trust and strong communication to foster relationships with clients. He aims to create personal connections by understanding what and who is most important to each client, setting the foundation for success. His approach involves educating and guiding clients through developing, implementing, and maintaining personalized financial plans, with regular reviews to work toward their financial goals. Outside of his professional work, Jack's personal interests include family activities, football, social events with friends, golf, skiing, and traveling.

Reeve Holmquist is a financial advisor with LPL Financial in Bloomington, MN, holding a Series 66 credential and two years of industry experience. Prior to joining LPL Financial, he worked at Waddell & Reed and Messerli and Kramer. He also has experience outside finance, including employment at Kilroy's Sports Bar and Mayflower Moving Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers various advisory programs, financial planning, and brokerage services, with both discretionary and non-discretionary management options supported by research and model portfolios.

Andrew Osland is a financial advisor with Ameriprise in Minneapolis, MN, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior experience includes roles at Thrivent Financial and Thrivent Investment Management Inc., as well as operating Oz Cycles LLC. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, offering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers these services through a centralized retirement-income consulting team in partnership with its financial advisors.

Kumi Goaneh is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining RBC in 2018, Kumi worked at NYLIFE Securities LLC and New York Life Insurance Co., and earlier was with Highland Management. Outside of finance, Kumi was involved with Lux Looks Beauty LLC for fourteen years. RBC Wealth Management serves a diverse client base including individuals, institutions, pension plans, corporations, and charitable organizations, offering tailored investment strategies and a range of advisory programs that integrate both in-house and third-party portfolio managers.

Luke Martinson is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has worked at Ameriprise since 2021. Outside of his advisory role, he is involved with the Mediterranean Cruise Cafe, a business engagement dating back to 2023. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement income advice through a centralized consulting team.

Ashraf Hassan is a financial advisor with Wells Fargo Clearing in Minneapolis, MN, holding Series 65 and Series 63 licenses and four years of industry experience. His work history includes roles at Wells Fargo Bank, NA, Northland Securities, Inc., and J.P. Morgan Securities LLC. Hassan has also been involved with various businesses outside the financial sector, including DoorDash and Fogo De Chao. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and combines research from internal and third-party sources to support its investment and retirement plan offerings.

Macinnes Lamont is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked in various roles including positions at the University of St. Thomas, Postmates, DoorDash, Office Depot, and Edina High School. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate written recommendation reports delivered in partnership with the client's financial advisor. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Timothy Connolly is a financial advisor with Ameriprise in Fridley, MN, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise and its affiliate since 2015. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, emphasizing assets held in Ameriprise Managed Accounts and utilizing algorithmic automation overseen by a dedicated committee.

Grant Mohlenhoff is an Investment Consultant at Fidelity Investments. In this role, he assists clients in developing holistic financial plans, guiding them through various tools, approaches, and strategies offered by Fidelity. He focuses on understanding clients' needs and goals to provide tailored financial advice. Grant has been with Fidelity Investments since 2021, progressing through several roles including Investment Solutions Representative, Investment Solutions Representative II, and Relationship Manager before becoming an Investment Consultant in 2024. This experience has provided him with a broad understanding of investment solutions and client relationship management. Outside of his professional work, Grant enjoys family activities, fitness, golf, movies, snowboarding, and soccer.

Katie Merritt is a financial advisor with Wells Fargo Clearing in Minneapolis, Minnesota. She holds Series 65 and Series 63 licenses and has been in the financial services industry since 2016, with prior experience at First American Title Insurance Company and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, leveraging research and analytics to provide diversified investment options within available plan platforms.

Phillip Macdougall is a financial advisor at Fidelity with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Fidelity Investments and its affiliates since 2013. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Hannah Geiger is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, she worked at Jamf for four years and UnitedHealthCare for two years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income, combining in-house research, third-party data, and algorithmic analysis within a defined investment framework.

Zachary Schillinger is a financial advisor with Equitable Advisors in Minneapolis, MN, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Bremer Bank and the University of St. Thomas. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing a range of LPL-sponsored programs and endorsed third-party managers.