Bobbi Clark Hoger is a financial advisor with Ameriprise in Minneapolis, MN, holding a Series 66 designation and three years of industry experience. She has been with Ameriprise since 2009 and also works with American Enterprise Investment Service. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income and tax-aware withdrawal strategies.

Andrew Rolnick is a financial advisor with Cetera in Minneapolis, MN, holding a Series 63 designation and over 30 years of industry experience. He has worked at Cetera since 2023 and has longstanding ties with North Star Consultants, Inc. and North Star Brokerage, Inc., where he has been involved for more than three decades. His outside business activities include serving as an agent/broker for fixed insurance sales and working with North Star Resource Group in financial services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform with more than $256 billion in assets under management.

Gabriel Myren is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has worked previously at Lowe's, Ceres Global Ag. Corp, and DoorDash. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Jeffrey Seplak is a financial advisor at Ameriprise in Roseville, MN, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its recommendations and offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Johnathon Stulc is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America and various positions connected to the University of Minnesota. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Deborah Zieman is a financial advisor with Ameriprise in Maple Grove, MN, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. She has been with Ameriprise and its affiliated entities since 2014. Outside of her advisory role, she is a partner in a musical band called 23rd Hour, where she books performances and performs at shows. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Colin Early is a financial advisor with Ameriprise in Minneapolis, MN, holding Series 63 and Series 66 designations and having 12 years of industry experience. His prior roles include positions at Cetera Wealth Services, Northstar Resource Group, and Securian Financial Services. Outside of advisory services, he is involved with North Star Consultants & North Star Brokerage Group, offering group and employee benefits and fixed insurance options. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement income planning advice for clients approaching or in retirement.

Nicholas Schoeberl is a financial advisor at RBC Capital Markets in Minneapolis, MN, holding a Series 66 designation with five years at RBC Capital Markets and a total of twelve years in the industry. His prior experience includes roles at Wells Fargo Wealth and Investment Management and AEGON Asset Management. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies, combining in-house and third-party portfolio management, and features a broad capital markets platform with integrated lending and alternative investment options.

Sara Reincke is a Series 66 licensed financial advisor at UBS Financial Services with two years of industry experience. Her prior roles include positions at M Health Fairview - University of Minnesota Medical Center, E.T. Kelly & Associates, LLC, and Target Corporation. She is based in St. Paul, Minnesota. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, delivering advisory work through a network of financial advisors using proprietary research and model-based asset allocations.

Israrul Amir is a financial advisor with Wells Fargo Clearing in Minneapolis, MN, holding Series 63 and Series 65 credentials and 10 years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2018 and has additional business interests including managing a hotel in Luck, WI, and part-time driving for Lyft and Uber. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs research and analytics from its own investment institute and third parties, offering brokerage and advisory solutions to a broad client base.

Scott Thole is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 20 years of experience helping high net worth families develop and manage financial strategies. He holds the CERTIFIED FINANCIAL PLANNER® certification and the Chartered Advisor in Philanthropy® designation, offering expertise in areas such as financial independence, risk management, retirement planning, tax minimization, trust structures, estate planning, and charitable giving. Before joining Merrill Lynch, Scott served as Vice President at Morgan Stanley in Chicago for a decade, gaining insight into leading financial firms. He co-founded Chicago HOPE, a nonprofit organization providing four-year college scholarships and mentoring to low-income students, which has maintained a 100% graduation rate since its inception in 2006. Scott earned his MBA from St. Xavier University and his bachelor's degree from St. Mary's University. He lives in North Oaks, Minnesota, with his wife, Julie, and their three daughters.

Travis Vanden Broeke is a financial advisor with Ameriprise in Blaine, MN, holding Series 63 and Series 66 licenses and with 21 years of industry experience. He has been with Ameriprise and its affiliate since 2010. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a non-discretionary advisory approach supported by algorithmic automation and a centralized consulting team.

Lauren Rishovd is a Series 66 registered advisor with Morgan Stanley in Minneapolis, MN. She has one year of industry experience and previously worked at Google LLC and Dorsey & Whitney LLP. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides a variety of advisory programs including tailored financial planning using firm-approved tools and methodologies.

Joao Felipe De Avilez Demoro is a Series 66-licensed advisor at J.P. Morgan Securities with three years of industry experience. His work history includes positions at J.P. Morgan Securities LLC, J.P. Morgan Chase Bank, and BTG Pactual, as well as roles at the Georgia Institute of Technology. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and performance reporting. Their advisory process combines quantitative and qualitative research with a broad range of investment options, including ESG considerations and derivatives capabilities.

Joseph Bidne is a Series 66-licensed financial advisor with Ameriprise in Greenfield, MN, and has 16 years of industry experience. He has been with Ameriprise and its affiliate since 2004. Ameriprise offers a retirement-income planning service tailored to individuals near or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide written Recommendation Reports. The firm serves a broad client base with advisory, brokerage, and insurance solutions typical of a large institutional firm.

Derek Shoden is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Ameriprise since 2013. He holds the Series 66 designation and is based in White Bear Lake, MN. Outside of his advisory role, he owns a collectibles business selling items on eBay. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement who meet specific asset thresholds, delivering written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines proprietary research and modeling with advisory, brokerage, and insurance solutions through affiliated companies.

Daniel Springman is a CFP®-designated financial advisor with Edward Jones in St. Paul, MN, and has 18 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of over 23,000 financial advisors and more than 15,000 branch offices.

Ellie Bjorklund is a financial advisor at J.P. Morgan Securities in Minneapolis, MN, holding Series 63 and Series 65 credentials with 19 years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2007. Outside of her advisory role, she is the owner and partner of EB Holdings LLC, a single-member LLC that owns agricultural farmland. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and incorporates ESG eligibility in its recommendations.

Alec Balzer is a financial advisor at RBC Capital Markets with one year of industry experience. He holds a Series 66 designation. His prior work experience includes roles at Wells Fargo Auto and Outback Steakhouse. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored strategies and a mix of in-house and third-party investment managers.

Michael O’deens is a financial advisor at UBS Financial Services in Minneapolis, MN, holding a Series 66 designation. He began his advisory career at UBS in 2024 and has prior work experience at Advanced Micro Devices, Inc., among other positions. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor client portfolios.