Jeffrey Coplan is a Certified Financial Planner (CFP®) with 26 years of industry experience. He has been with Raymond James Financial since 2006, currently serving at Raymond James Financial Services, Inc. in Eden Prairie, MN. Outside of his advisory role, he is an insurance agent and the owner of a commercial property business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm focuses on non-discretionary planning tailored to client goals and supports its offerings with advanced analytical tools and specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

Eric Ebsen is a financial advisor with Ameriprise in Coon Rapids, MN, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Ameriprise offers a retirement-income planning service tailored for individuals nearing or in retirement with significant investable assets, providing detailed Recommendation Reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic automation to deliver personalized, non-discretionary advice through a centralized consulting team.

Bret Larson is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Cetera and its related entities since 2019. Prior to that, he was with Foresters Financial Services and its affiliates from 2004 to 2019. He is also a 50% owner and serves as secretary/treasurer of Karlson Larson Financial Group LLC, an entity established to define succession of his advisory practice. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management services and access to both affiliated and third-party managers.

Megan Hrabe is a financial advisor at Fidelity with a Series 66 designation and 10 years of industry experience. She has worked at various Fidelity entities since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary portfolio management, fund advisory, and model portfolios, with a focus on systematic methodologies and long-term asset allocation.

Thomas Spanier is a financial advisor at LPL Financial with 30 years of industry experience. He holds a Series 63 designation and has been with LPL Financial since 2002. Spanier operates Financial Planning of Minnesota, Inc. and Counsel Retirement Plans, Inc. as part of his business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, and institutions. The firm offers a wide range of advisory programs, retirement plan consulting, and brokerage services supported by research and technology-driven investment strategies.

Dave Horan is a Certified Financial Planner® with 40 years of industry experience. He has been with UBS Financial Services in Bloomington, MN since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Chloe Maiers is a Planning Consultant at Fidelity Investments, where she collaborates with clients and their Financial Consultants to develop financial plans tailored to individual goals. She emphasizes a collaborative planning process that considers each client's unique preferences and background to co-create confident financial strategies. Chloe is dedicated to supporting clients throughout all stages of life to help them work toward their financial objectives. Since joining Fidelity Investments in 2015, Chloe has held several roles including Client Services Associate, High Net Worth Service Associate, Relationship Manager, and currently, Planning Consultant. This progression reflects her extensive experience within the firm and her expertise in client relationship management and financial planning. Outside of her professional role, Chloe enjoys attending concerts, cooking and baking, hiking, visiting museums, engaging with music, and participating in outdoor adventures.

Jamer Yaggie is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His prior work includes roles at First International Bank and Trust, Principal, and media companies. Outside of advisory work, he is a limited partner in an agricultural grain elevator. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and alternative investment options.

James Rudin is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, having previously been with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a broader range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Richard Vandyke is a financial advisor with LPL Financial in Bloomington, MN, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with LPL Financial since 2007. Outside of his advisory role, he has been involved in developing and brokering non-variable insurance solutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory programs, with both discretionary and non-discretionary management supported by proprietary and third-party research.

Eva Lotta Brown is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and six years of industry experience. She has worked at Wells Fargo Advisors since 2019 and previously held roles at Wells Fargo Bank NA and as a homemaker. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes preparation and review of investment policy statements, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gregory Idelkope is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He previously worked at UBS Financial Services Inc. for 13 years before joining Ameriprise in 2020. Ameriprise offers retirement-income planning services focused on clients with significant investable assets, utilizing a centralized consulting team that combines research, modeling, and tax-efficiency analysis to develop tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Courtney Cotter is a financial advisor at Ameriprise with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ameriprise and The Oak Ridge Financial Services Group. Cotter serves as a volunteer judge for the SIFMA Foundation's InvestWrite Program, evaluating student essays on portfolio management. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Lucas Blesener is a financial advisor with Edward Jones in Eagan, MN, holding a Series 63 designation and bringing 26 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory role, he serves as a board member of the Mendakota Country Club in Mendota Heights, MN. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm offers a range of investment strategies and affiliated products, operating under a fiduciary standard and supported by a nationwide network of over 23,700 financial advisors.

Jacob Munger is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he develops new opportunities for clients and collaborates with team members to establish and execute personalized wealth management strategies. He also focuses on commercial lending, utilizing resources at Bank of America, N.A. to assist clients and their businesses. Jacob’s areas of client focus include college education planning, corporate retirement plan services, divorce transition planning, liquidity management, managing new wealth, personal retirement planning, women and wealth, tax minimization, and retirement income. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Jacob graduated from the University of St. Thomas in 2014 with a Bachelor's Degree in Finance. He is a member of Young Professionals of the Chippewa Valley. His personal interests include fishing, football, golfing, ice hockey, skiing, and spending time with his family.

Andrew Huss is a financial advisor at Edward Jones in Bloomington, MN, holding a Series 66 designation with one year of industry experience. Before joining Edward Jones, he worked at SAP for five years and Pearson VUE for six years. Outside of his advisory role, Huss serves as president of the St. Benedict Saints Baseball Association, a youth and amateur baseball organization in Savage, MN. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of financial advisors and branch offices.

Kimberly Osborne is a financial advisor with Edward Jones in Apple Valley, MN, holding a Series 66 designation and 11 years of industry experience. She has been with Edward Jones since 2015. Outside of her advisory role, she is a consultant for Beauty Counter, providing skin care and makeup products to her personal network. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets through a large national network of advisors and offers a range of discretionary and non-discretionary investment solutions under a fiduciary standard.

Bruce Hill is a financial advisor at OSAIC with 36 years of industry experience. He holds a Series 63 designation and previously worked for Woodbury Financial Services, Inc. for 19 years. Outside of his advisory role, he serves as a high school hockey coach for both girls and boys teams in the South Washington County Schools. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of affiliated advisers, utilizing asset-allocation tools and multiple platforms to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Ann Hoen is a financial advisor at Robert W. Baird & Co. with 10 years of industry experience. Her prior roles include positions at RBC Capital Markets and RBC Capital Markets, LLC. Outside of her advisory work, she is involved as an independent contractor in direct sales for jewelry and cleaning supply businesses. She is part of The DDK Group within Robert W. Baird’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning, portfolio management, and advisory services, utilizing a combination of manager-traded and model-traded strategies, tax management, and internal research tools, including the use of artificial intelligence.

Charles Gits is a financial advisor at UBS Financial Services with 42 years of industry experience. He holds the Series 63 and Series 66 designations and has been with UBS since 2006. Outside of his advisory role, he serves on the board of directors and the finance committee for Loaves and Fishes MN, a nonprofit organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.