Kevin Gardea Quinonez is a financial advisor at RBC Capital Markets with three years of industry experience. He holds a Series 66 designation and has prior work experience at Wells Fargo Clearing and Wells Fargo Bank. Outside of finance, he worked for a year at Sports Star Photography. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Alexandra Ezaki is a financial advisor with Ameriprise Financial Services, LLC in Minneapolis, MN, holding a Series 66 designation and three years of industry experience. Prior to her current role, she has worked in various health and wellness positions, including at Vida Bodywork and Kenwood Stables. Outside of her advisory work, she is employed as a massage therapist at Spavia Apple Valley. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Peter Zvanovec is a CFP® with 16 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. He previously worked at Securities America Advisors, Inc. and Securities America Inc. from 2009 to 2024. Outside of advisory work, he is involved in selling insurance products and serves as president of Zvanovec Financial Services. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process featuring asset allocation optimization, discretionary management options, and access to third-party money managers and alternative investments.

Jacob Johnson is a financial advisor at Wells Fargo Advisors with eight years of industry experience. He previously worked at UBS Financial Services and U.S. Bancorp Investments. Outside of his advisory role, he coaches high school wrestling and serves on the board of his condominium association. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of specialized planning options through a large network of financial advisors.

Stephen Doyle is a financial advisor at RBC Capital Markets with 25 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Wells Fargo Clearing Services, Ameriprise Financial Services, and Merrill. Outside of his advisory role, he is involved in music creation, production, and promotion through his ownership of Bucket Exodus Publishing. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual and institutional investors. The firm offers a range of advisory programs with customizable portfolio management and integrates in-house and third-party investment resources.

Kathryn Pennington is a financial advisor with Ameriprise, holding a Series 66 designation and 14 years of industry experience. She has worked with Ameriprise and its affiliate Ameriprise Financial Services since 2010. Outside of her advisory role, she co-owns Synergy Wealth Group LLC, a franchise ownership entity, and serves as Fund Development Chair on the Board of Directors for the Park Nicollet Foundation. Ameriprise offers retirement-income planning services tailored to individuals approaching or in retirement, combining research, modeling, and tax-efficient strategies to provide non-discretionary recommendations. The firm serves clients with significant investable assets and integrates advisory, brokerage, and insurance solutions through its broad institutional platform.

Thomas Johnson is a Series 66 credentialed advisor with Ameriprise in Minnetonka, MN, with one year of industry experience. Prior to joining Ameriprise, he worked at Froedtert Health and held positions at the University of Wisconsin - Milwaukee, Fox Valley Autism Treatment Program, and Loras College. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies. The firm’s approach involves a centralized service team providing tailored recommendations that are implemented non-discretionarily in collaboration with the client’s advisor.

Daniel Bealka is a financial advisor with Ameriprise in Lino Lakes, MN, holding a Series 63 designation and 14 years of industry experience. He has been with Ameriprise since 2011. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and supports clients through a centralized consulting team.

Alexander Johnson is a financial advisor with Wells Fargo Clearing in Minneapolis, MN. He holds Series 63 and Series 65 licenses and has been with Wells Fargo since 2025. Prior to entering the financial industry, Alexander worked at Discount Tire and various community organizations. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 advisors, offering a range of brokerage and advisory solutions supported by in-house and third-party research.

Marcus Waterbury is a financial advisor with Morgan Stanley in Minneapolis, MN, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he is an author and serves as a forward for a book with Bachrach & Associates, Inc. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services that include both direct client planning and corporate financial planning agreements.

Max Mattila is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been part of The Mattila Wealth Management Group since 2013. He focuses on providing multigenerational financial solutions tailored to each client’s risk tolerance, time horizon, liquidity needs, and investment goals. His client expertise includes executive and equity compensation services, liquidity management, tax minimization, retirement income, and working with clients in sports and entertainment. Max earned a Bachelor of Science degree in Finance from Southwest Minnesota State University and holds the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. He continues to advance his financial education through the College for Financial Planning. Outside of his professional work, Max enjoys following football, golfing, racquetball, reading, table tennis, and spending time with his family and friends.

Luke Illgen is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has worked at Ameriprise since 2023, with prior experience at various firms and roles outside the financial sector. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement who meet certain eligibility criteria, providing detailed Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver annual, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools overseen by an internal committee.

Richard Mussell is a financial advisor at Cetera with Series 63 and Series 65 licenses and over 56 years of industry experience. His career includes roles at VOYA Financial Advisors and longstanding involvement with Northwestern National Life Insurance Co. and his own Dick Mussell Agency. He is also active as an independent insurance agent. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates as a multi-manager platform with various investment program options.

Joseph Miller is a CFP® professional with 33 years of industry experience, currently affiliated with Cambridge Investment Research Advisors, where he has worked since 2010. He maintains multiple roles outside his advisory work, including serving as a board member of Collaborative Divorce Professionals, advisory board member of the Glory of Christ Lutheran Church Endowment Fund, and volunteering in financial education with SavvyLadies Inc. Additionally, he is involved with Integra Shield Financial Group in various capacities including financial education and divorce planning. Cambridge Investment Research Advisors serves a diverse client base of individual and institutional investors, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and provides access to multiple platforms and third-party advisers, including proprietary model strategies under the Founders Gate Capital brand.

Brian Tutland is a financial advisor at Fidelity with 24 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Advisors Asset Management, Inc and Navian Capital Securities, LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including tax-qualified charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves as an advisor to multiple registered funds and model portfolio platforms.

Keith Josewski Jr. is a financial advisor with Ameriprise, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008. Outside of his advisory role, he is co-owner and CFO of PASJ LLC, a legal entity established to manage his practice and related business activities. Ameriprise is an institutional firm offering a retirement-income planning service primarily for individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Youkang Gao is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and bringing nine years of industry experience. His previous roles include positions at Merrill, Bank of America, and Wells Fargo, as well as entrepreneurial work with LaoLai International (America) Inc. and Happy Heart Floral. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence and utilizes both quantitative and qualitative research to build model asset allocations.

Benjamin Johnson is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 66 licenses and six years of industry experience. He previously worked at U.S. Bancorp Investments, Inc. for six years and was involved with Shepherd of the Valley Lutheran Church for four years. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual and institutional investors, offering a range of advisory programs and portfolio management services tailored to clients’ risk profiles. The firm utilizes a combination of in-house and third-party investment managers and provides access to alternative investments, integrated lending, and cash-sweep arrangements.

Happy Perry is a financial advisor with Ameriprise in Minneapolis, MN, holding a Series 66 designation and bringing 19 years of industry experience. Perry has worked at Ameriprise and its affiliated entities since 2011. Outside of advising, Perry manages a rental property. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Natalie Knutson is a financial advisor at UBS Financial Services in Orono, MN, holding a Series 66 designation with 11 years of industry experience. She has been with UBS since 2014. Outside of her advisory work, she serves on the board of directors for Children’s Workshop Montessori School, a facility serving young children. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, delivering tailored financial plans and portfolio management supported by proprietary research.