Allison Tolbert is a financial advisor based in Houston, TX, with Merrill. She holds a Series 66 designation and has 26 years of industry experience. Allison has worked at Merrill since 1996 and has been affiliated with Bank of America, N.A. since 2017. She is involved with The Fox Group, a for-profit business, where she contributes a small amount of time handling administrative tasks. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jason Gilcrease is a financial advisor at UBS Financial Services with five years of industry experience. He holds a Series 66 designation and has been with UBS since 2018. Prior to his current role, he worked in consulting and outdoor apparel sectors and spent two years at Baylor University. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management to provide a broad range of financial solutions.

Sean Racz is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley, E*TRADE Securities, Edward Jones, and JPMorgan Chase Bank. Outside of his advisory role, he is the owner of Racz Industries LLC, a holding company. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of wealth advisors. The firm focuses on non-discretionary written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a manager solutions team.

Maher Husseini is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. from 2007 to 2023. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning that utilizes firm-approved tools and planning processes. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Rachel Meyer is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 65 licenses and 11 years of industry experience. She has worked exclusively with J.P. Morgan Securities since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative due diligence and incorporates an ESG eligibility framework.

Phillip Graiff is a financial advisor with Edward Jones in Houston, TX, holding the Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, he serves as Board Chair of the Pearl Fincher Museum in Spring, TX. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Harrison Wang is a financial advisor at LPL Enterprise with 10 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm primarily employs model-driven investment implementation and offers access to third-party asset managers, along with affiliated trust and insurance services.

Walker Hale is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 credential and has worked in various roles including at JPMorgan Chase Bank, N.A., and at Master Investment Learning Center. Walker has a background that includes experience in both financial services and legal education. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program emphasizing written asset allocation advice, investment manager and fund searches, and customized performance reporting. The program combines quantitative and qualitative research to develop model asset allocations and includes broader derivatives and commodities capabilities.

Gabrielle Du Bose is a financial advisor at UBS Financial Services in Houston, TX, with three years of industry experience. She holds the Series 66 designation and has been with UBS since 2018. Prior to joining UBS, she was affiliated with Bucknell University and Avalon Advisors, LLC. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Billy Cross Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63, 65, and 66 licenses and bringing 35 years of industry experience. His career includes roles at firms such as Charles Schwab, Merrill, and VALIC Financial Advisors. He is also an owner of a separate business entity. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations. The firm offers financial planning, investment management, and retirement-plan advisory services through a large network of advisors and multiple platform options.

Natanie Keller is a financial advisor with Raymond James & Associates in Houston, TX, holding Series 63 and Series 66 licenses and possessing 17 years of industry experience. Prior to joining Raymond James in 2019, Keller spent 10 years with Morgan Stanley Smith Barney. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, charitable organizations, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional advisory services supported by a nationwide network of advisors.

John Sowell IV is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 66 licenses and with 22 years of industry experience. He has been with Wells Fargo since 2016 and has operated Amending Homes since 2007. Outside of his advisory role, he serves on the stewardship committee of First Baptist Church in Portland, TX, where he participates in financial oversight and budget approval, and he is a 50% owner of Sowell Ranch Exotics, LLC, which raises animals. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines brokerage and advisory solutions with research-based investment approaches and provides a range of financial products through its bank and insurance affiliates.

Charles Sanders III is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 65 designations and has worked at J.P. Morgan and JPMorgan Chase Bank, N.A. since 2016, with prior roles at Ameriprise Financial Services, CUNA Mutual Group, and Southern New Hampshire University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research with forward-looking capital market assumptions to develop model asset allocations and offers broader derivatives and commodities capabilities compared to many similar programs.

Joshua Carr is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 designations and three years of industry experience. He has been with Wells Fargo in various capacities since 2014. His spouse owns an art and merchandise business based in Houston. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets across more than 14,000 advisors and offers both brokerage and advisory solutions.

Travis Fitts is a financial advisor with Charles Schwab in Houston, TX, holding a Series 66 designation and five years of industry experience. Prior to joining Schwab in 2022, he worked at Robinhood Financial, Thrivent Investment Management, and Modern Woodmen of America. Outside of his advisory role, Fitts assists with management and upkeep of his family’s agricultural business producing cattle and hay. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment selection process.

Qaadir Williams is a financial advisor with LPL Financial in Houston, TX, holding a Series 66 registration and 11 years of industry experience. He has worked at several firms including Ameritas Advisory Services and Edward Jones, and is co-owner of Williams Wealth Management LLC, where he is involved in recruiting, training, and business development. Williams also serves as Managing Director at The AFP Group, overseeing daily operations and supporting financial advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers advisory and brokerage services through a large network of advisors, providing a range of financial planning and investment management options including model portfolios, third-party asset management, and institutional platforms.

Gerald Mischon Jr. is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and over 20 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he is involved with Black Diamond Incorporated, a holding company for concession equipment assets, serving as its secretary. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer providing financial planning and advisory services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and committee insights.

Marcus Reed is a financial advisor with Charles Schwab based in Houston, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes roles at TD Ameritrade and Scottrade prior to joining Schwab in 2019. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program and affiliated managed account options. The firm’s model combines non-discretionary client relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by research and due diligence on alternative investments.

Bernard Adam III is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His previous roles include positions at VOYA Financial Advisors and Cetera Wealth Services. He is an owner of Bedrock Financial Advisors, LLC, and serves as a board member of a property owners association. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform, with over 10,000 advisors managing approximately $256 billion in assets.

Tirzah Haiola is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Her work history includes roles at Bank of Hawaii and Bank of America, with concurrent involvement at Louisiana State University Shreveport. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various organizations.