David Dershteller is a financial advisor at Key Investment Services LLC with 11 years of industry experience. He holds the Series 66 designation and has previously worked at UMB Bank and PNC Bank and Investments. He has been with Key Investment Services since 2018. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, and separately managed accounts. The firm emphasizes client direction in investment choices and provides oversight and due diligence for third-party advisory products while leveraging its affiliations within the KeyCorp group.

Joesette Schmitz is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 designations and 19 years of industry experience. She has worked extensively with TIAA-CREF and Tiaa since 2002, with a brief period at LPL Financial in 2021-2022 and a role at Soccer Shots in 2021. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, with portfolio options ranging from model-based to fully customized management under client-approved investment policies.

Yusuf Yilmaz is a financial advisor with Schwab Wealth Advisory holding Series 63 and Series 66 licenses and 10 years of industry experience. He has worked at Fidelity Investments and its affiliates for 10 years before joining Charles Schwab in 2025. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in its program or referred by Charles Schwab & Co. The firm emphasizes tailored asset allocation and investment selection using Schwab’s proprietary research tools, with trades executed only upon client authorization.

Matthew Gehring is a CFP® professional with 22 years of industry experience, currently with Schwab Wealth Advisory Inc. since 2022. He has also worked with Charles Schwab & Co., Inc. since 2014 and previously spent four years at Ameriprise. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm’s approach includes asset allocation and investment selection guided by Charles Schwab & Co.’s proprietary models and research, with client authorization required for all trades.

Kasey Mc Curdy is a CFA® charterholder with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. in Lone Tree, CO. Prior to this role, Mc Curdy has held various positions within Charles Schwab firms since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm emphasizes asset allocation and investment selection using standard models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Patsi Gonzalez Ibarra is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Empower, she worked at TIAA and Fidelity. She also has experience in the hospitality sector, including managing The Coffee Joint. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm’s integrated approach combines proprietary and third-party methodologies with recordkeeping and administrative platforms to deliver point-in-time financial plans and optional managed account solutions.

Alec Quaid is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. His prior roles include positions at Private Advisor Group, Novem Group, American Portfolios Advisors, and Northwestern Mutual. He holds leadership roles as President and Treasurer of the Colorado Financial Planning Association. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based approach, focusing on globally diversified, risk-appropriate portfolios with multi-factor tilts and tax management strategies.

Lorelei Deruiter is a financial advisor with Principal Financial Services in Denver, CO. She holds Series 63 and Series 66 licenses and has one year of industry experience. Prior to joining Principal, she spent eight years as a real estate agent and team leader, and she continues to receive referral fees from her past real estate activities. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money managers through distinct adviser and promoter arrangements.

Matthew Enser is a financial advisor at Empower Advisory Group with a Series 66 designation. He has experience working at several firms, including Key Bank NA and Key Investment Services LLC, and joined Empower Advisory Group in 2026. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Joshua Park is a financial advisor at Foundations Investment Advisors LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Alpha 1 Tax & Wealth Management, Epiqwest Culver Wealth Advisors LLC, and Culver Investment Company, LLC. Foundations Investment Advisors, LLC provides financial planning and portfolio management to individual and high-net-worth clients, retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis, uses model portfolios with an asymmetric rebalancing approach, and offers a range of services including investment management, tax coordination, and sub-advisory arrangements.

Melanie Cravens is a CFP® professional with 26 years of industry experience. She is currently affiliated with Commonwealth Financial Network and is the owner of Pillar Wealth Management of Colorado, LLC. Prior to her current roles, she worked at Charles Schwab and Charles Schwab Bank for over two decades. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, offering a variety of advisory programs and services including wealth management and retirement plan consulting. The firm provides operational support, investment management, and compliance services while allowing advisors discretion in portfolio construction.

Kamren Tinsley is a financial advisor at Empower Advisory Group with six years of industry experience. He holds a Series 66 credential and has previous experience at Bank of America and Merrill. Outside of finance, he has worked with Easter Seals. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders, using an integrated model linked to Empower’s recordkeeping and administrative platforms.

John Dubler is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at GWFS Equities, Inc. from 2011 to 2019. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Brittany Rice is a CFP® with seven years of industry experience, currently advising at Mercer Global Advisors Inc. Her prior roles include positions at Raymond James Financial Services and MJ Smith and Associates. Mercer Global Advisors serves a diverse client base including individuals, high-net-worth families, small business owners, and nonprofits. The firm employs a Modern Portfolio Theory-based investment approach, utilizing globally diversified portfolios with multi-factor tilts and a range of implementation options such as ETFs and separate accounts.

Timothy Rich is a CFA® charterholder based in Denver, Colorado, with 14 years of industry experience. He currently serves as an advisor at Corient and previously worked at Segall Bryant & Hamill and Denver Investments. Corient provides investment advisory and financial planning services to a broad client base, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates individual security and fixed-income strategies with third-party managers and customized asset allocation.

Gianmarco Cacciamatta is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 credentials and 15 years of industry experience. His background includes roles at Panorama Management, LLC, WhiteFox Defense, Nationwide Employee Benefits, Wfgia, and leading his own firm, Cacciamatta & Associates. Outside of advising, he consults on unmanned aerial systems and provides business coaching services through his consulting practice. Transamerica Financial Advisors serves a wide range of clients, including individuals, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services. The firm provides proprietary and third-party model portfolio solutions, discretionary and non-discretionary program options, and supports plan clients through affiliated retirement and recordkeeping entities.

Shawn Hoke is a financial advisor with Citigroup Global Markets in Denver, Colorado. He holds Series 63 and Series 66 designations and has 17 years of industry experience. Prior to joining Citigroup in 2020, he worked at Raymond James Financial Services for over a decade. Outside of his advisory role, he serves as a board member and treasurer for the Stanton Farms Townhomes Home Owners' Association in Littleton, Colorado. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains unique market roles including swap dealing and futures commission merchant activities.

Martha Awad is a CFP®, CFA®, and holds a Series 66 license with 22 years of industry experience. She is currently with Wealth Enhancement Advisory Services, LLC and Wealth Enhancement Group, having joined in 2021, and previously worked at Cardan Capital Partners, LLC from 2015 to 2021. Awad serves as Advisory Board Chair for College Invest and holds board roles with the Metro State University of Denver Foundation and Rose Community Foundation, where she participates in investment oversight and strategic planning. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting, using a strategic investment approach that combines passive and active management with quantitative and fundamental research.

Mark Morrison is a financial advisor with Citigroup Global Markets, holding a Series 66 license and seven years of industry experience. He previously worked at TIAA and the University of North Carolina at Chapel Hill. Outside of his advisory role, Morrison creates and sells his own photographs as NFTs, receiving cryptocurrency payments. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles and arrangements.

Brett Tomlinson is a CFP® professional with 18 years of experience in the financial services industry. He is currently affiliated with Foundations Investment Advisors LLC and has previously worked at firms including Fidelity Brokerage Services and Sagepoint Financial. Outside of his advisory role, he serves as a sales representative for annuity and life insurance products through Magellan Financial. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to individual, high-net-worth, and institutional clients. The firm employs a combination of fundamental, technical, and cyclical analysis, offering tailored advice through discretionary and non-discretionary arrangements and utilizing model portfolios with an asymmetric rebalancing approach.