Sam Moody is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has worked at J.P. Morgan Securities since 2015 and has been with JPMorgan Chase Bank, N.A. since 2012. Outside of finance, he owns and operates a baseball glove repair business and manages an e-commerce store that sells home goods. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by quantitative and qualitative manager due diligence.

Mason Cook is a CFP®-designated financial advisor with five years of industry experience, currently affiliated with Cetera. He has previously worked at Minnesota Life Insurance Co and Securian Financial Services Inc, among others. Mason is also involved in the sale of fixed insurance products as an insurance agent. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and advisory services through a multi-manager platform with access to a broad array of modeling and investment strategies.

Ivana Ristic is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds the Series 63 and Series 65 designations. Prior to joining Morgan Stanley in 2018, she worked at JPMorgan Securities LLC and JPMorgan Chase Bank from 2015 to 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm’s approach uses structured discovery conversations and firm-approved tools to develop plans, managing approximately $2.74 trillion in client assets.

Delwyn Cox is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has an extensive work history with Avantax and has been the owner of Delwyn Cox & Co since 1990. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Sean Pacheco is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2015. He holds a Series 66 designation and is based in South Jordan, Utah. Outside of his advisory role, he is involved as an independent distributor for network marketing companies including Isagenix International and Unicity. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of advisors and branch offices nationwide.

Daniel Cambra is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has been with Wells Fargo in various capacities since 2016, including roles at Wells Fargo Clearing and Wells Fargo Bank, NA. There are no notable outside activities reported. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, using proprietary research and tools to develop tailored recommendations, with a focus on discrete planning engagements spanning multiple specialized areas.

Natcha Nussbaum is a CFP® professional with seven years of industry experience, currently with Charles Schwab. She has worked at several notable firms, including Fidelity Brokerage Services LLC, Wells Fargo, JPMorgan Chase Bank, and The Prudential Insurance Company of America. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios and alternative investment options.

David Nelson is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His career includes roles at VOYA Financial Advisors and managing his own firm, Nelson Financial Group. Outside of financial services, he owns and manages a tree farm business. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management and financial planning services, supporting both discretionary and non-discretionary account structures.

Wendy Wittke is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2023, with prior experience in health and wellness, including instructing yoga classes and leading health retreats. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base that includes retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Kelly Angell is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Prior to joining LPL Financial in 2025, Angell worked at firms including CUSO Financial Services, Security Service Investment Group, Raymond James Financial Services, Morgan Stanley, and Wells Fargo Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily through investment adviser representatives using a range of strategies and tools.

Adam Brown is a Financial Consultant dedicated to assisting individuals and their families in achieving financial success. He emphasizes understanding clients' unique needs and collaborates with them to develop financial plans aligned with their goals. Adam's professional experience includes roles at Fidelity Investments, where he served as an Investment Consultant from 2022 to 2023, a Financial Representative from 2020 to 2022, a Workplace Planning Consultant from 2019 to 2020, and a Premium Relationship Associate from 2016 to 2019. He also worked as an Associate Advisor at Capital Wealth Advisors in 2020. Outside of his professional career, Adam has personal interests in fitness, football, hiking, and parenthood.

Nicholas Mabey is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds Series 63 and 66 licenses and has worked with E*TRADE and Morgan Stanley Smith Barney prior to his current role. Mabey is based in Sandy, Utah. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by advanced modeling tools and serves clients both directly and through corporate agreements.

Joseph Barr is a financial advisor with Cetera, holding the Series 66 designation and 18 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and TIAA-CREF. Outside of his advisor role, he owns Pinnacle Peak Financial, LLC, which provides financial services and insurance. Cetera Investment Advisers LLC distributes its services through a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services with access to multiple program structures and third-party managers.

David Bryant is a financial advisor at Morgan Stanley with 15 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2012. Bryant holds Series 63 and Series 66 designations and is based in South Jordan, Utah. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Phillip Mccarroll is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at E*Trade Capital Management LLC and E*Trade Securities LLC. Outside of his advisory role, he is involved in property management as a landlord. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and a structured planning process.

Jordan Fletcher is a financial advisor at Raymond James Financial with four years of industry experience. He previously worked at Morgan Stanley and has held various roles including advisory positions and involvement with educational organizations. He serves on the advisory board of The National College Test Prep Foundation. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm employs a non-discretionary approach tailored to client goals, using analytical tools and supports a broad network of advisors and affiliated firms.

Bennett Butler is a financial advisor with Charles Schwab, holding a Series 66 designation and beginning his career in 2026. His prior experience includes roles at Mountain America Credit Union, Chipotle Mexican Grill, and Exyte US, Inc. Butler has also been involved in a landscaping business, Perenne Lawn Care & Landscaping LLC. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary managed accounts and offers a range of investment strategies supported by its in-house research and due diligence capabilities.

Scott Kimball is a CFP® professional with 16 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He has held positions at First Western Advisors, Solitude Wealth Advisors, and Global Financial Private Capital. Kimball is based in Holladay, UT. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, pension plans, and charitable organizations. The firm employs tailored, non-discretionary planning and uses analytical tools like risk profiling and probability modeling to support client goals.

Jesse Bollinger is a financial advisor with Equitable Advisors in Salt Lake City, UT, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Ameriprise Financial Services and Morgan Stanley, spanning from 2006 to 2023. He is also the principal owner of Bollinger Advisors, LLC. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party advisory solutions.

Hainan Dou is a financial advisor at Morgan Stanley with nine years of industry experience. Their prior work includes a position at MS Services Group Inc. from 2017 to 2018. Dou holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by firm-approved tools and research from its Global Investment Committee.