Craig Hoen is a Financial Consultant at Fidelity Investments, a position he has held since 2023. He has been with Fidelity Investments since 2011, progressing through various roles including Regional Center Planning Consultant, Workplace Planning Consultant at several levels, Investment Solutions Representative, and other positions focused on financial and college planning. Craig's approach to financial consulting involves understanding his clients' personal and financial situations, identifying their goals, and collaborating to develop strategies to help pursue those goals. His career experience spans multiple facets of financial services, emphasizing planning and client relationship management. He holds insurance licenses in Arkansas and California. Outside of work, Craig engages in family activities, football, social events with friends, music, reading, and table tennis.

Kathryn Williamson is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Her prior work includes roles at Vivint Inc. and Southern Utah University. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios across mutual funds, ETFs, and ETPs.

Wael Shreiba is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 65 and Series 63 licenses and eight years of industry experience. He has worked primarily within various divisions of Wells Fargo since 2014, with roles at Wells Fargo Advisors, Wells Fargo Bank NA, and Wells Fargo Clearing Services. Wells Fargo Advisors is a national securities firm that serves individual, corporate, and institutional clients by providing investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, using research and analytics to support diversified investment strategies across brokerage and advisory solutions.

Mitchell Collett is a financial advisor with LPL Financial based in West Jordan, UT, holding a Series 66 designation and four years of industry experience. His work history includes positions at Mountain America Credit Union and Leavitt Insurance Group of Vernal. Outside of his advisory role, he is involved with business entities related to real estate investment. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and access to research from various sources.

Philippe Burnah is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding a Series 66 designation and 21 years of industry experience. He previously worked at Morgan Stanley from 2012 to 2022. Outside of his advisory work, he is involved in property management as a sole proprietor of rental properties. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tennyson Fauver is a financial advisor with J.P. Morgan Securities, holding the Series 66 designation and four years of industry experience. He has held various roles at JPMorgan Chase Bank, Key Bank, and Key Investment Services LLC. Outside of finance, he has also worked in the fitness industry with Vasa Fitness. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Joel Cromar is a financial advisor with LPL Financial in Salt Lake City, UT, holding a CFP® certification and Series 63 and 65 licenses. He has 23 years of industry experience, including nearly two decades with Waddell & Reed and roles at SLWR LLC and the Cromar & Woo Financial Group. Cromar was also involved with the Boy Scouts of America from 2016 to 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, applying both discretionary and non-discretionary management alongside research and model portfolios from internal and third-party sources.

Max Delance is a financial advisor at Fidelity with a Series 66 credential and five years of industry experience. He has worked at Fidelity Brokerage Services LLC since 2020 and previously spent six years at The Hartford Insurance Company. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative and algorithmic portfolio construction, managing model portfolios composed of mutual funds, ETFs, and ETPs.

Kennedy Poole is a Series 66-licensed financial advisor at Fidelity with one year of industry experience. Prior to joining Fidelity, he worked at Goldenwest Credit Union and held various roles in retail and education sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a proprietary process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage model portfolios and deliver systematic investment solutions.

Tyler Johnson is a financial advisor with Edward Jones in Salt Lake City, UT. He holds Series 63 and Series 66 designations and has 20 years of industry experience, all with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Adam Elder is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping individuals and families pursue their financial goals through comprehensive strategies that address investing, retirement planning, and unexpected savings. Adam's client focus areas include college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income. Adam holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He attended Utah Valley University without degree completion and earned a High School Diploma from Skyview High School. Adam is originally from Mesa, Arizona, and has professional experience from Newport Beach, California, before settling in South Jordan, Utah. Family and community play an important role in Adam's life. He is a member of The Church of Jesus Christ of Latter-day Saints and enjoys spending time with his family, which includes five children. His personal interests include baseball, basketball, boating, cooking, football, golfing, pickleball, surfing, and traveling.

Michael Pace is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses and two years of industry experience. He has been affiliated with Wells Fargo Bank, N.A. since 2005 and Wells Fargo Clearing since 2023. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Dwight Bogenrief Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. He has worked at Mountain America Credit Union and LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Ty Perry is a financial advisor with Fidelity in Salt Lake City, holding a Series 66 designation and three years of industry experience. His prior work includes roles at firms such as Fidelity Investments and a part-time independent contractor position with Aubrey and Associates Realty. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm serves retail and institutional investors, offering discretionary and non-discretionary advisory services along with fund consulting and management.

Harrison Smith is a financial advisor with LPL Financial in Salt Lake City, UT, holding a Series 66 credential and possessing six years of industry experience. His background includes roles at Zions Bank, LPL Financial, Zions Direct, and Wells Fargo Clearing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, including discretionary and non-discretionary management, supported by research and model portfolios.

Jennifer Shadel is a financial advisor at Fidelity with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services since 2018, joining Fidelity Investments in 2025. Fidelity's Strategic Advisers LLC, where she is employed, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative and algorithmic portfolio construction, managing portfolios through systematic methodologies and long-term asset allocation benchmarks.

Randal Higginson is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical for large institutional advisers.

Kevin Townsend is a CFP®-certified financial advisor with Raymond James & Associates, bringing 29 years of industry experience. His career includes 21 years at Merrill Lynch and 12 years at Bank of America before joining Raymond James in 2021. He is based in Salt Lake City, UT. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning and consulting with a primarily non-discretionary approach supported by various portfolio management styles and affiliated research.

Jack Watkins is a financial advisor at RBC Capital Markets with 42 years of industry experience. He has been with RBC Capital Markets Corporation since 2008 and holds Series 63 and Series 65 credentials. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Christopher Ahearn is a financial advisor with Wells Fargo Advisors in Salt Lake City, UT, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and integrates advisory services with other financial products, delivering tailored recommendations through meetings and written summaries.