Anthony Covarrubias is a financial advisor at Edward Jones in Tempe, AZ, holding a Series 66 designation with three years of industry experience. Before joining Edward Jones in 2023, he worked at PayPal from 2014 to 2022. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Stephen Liepold is a financial advisor at Charles Schwab with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 1995, including Charles Schwab Bank since 2008. Outside of his advisory role, he is an owner of a small real estate property management business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and centralized operational and custody services.

Youssef Naguib is a financial advisor with J.P. Morgan Securities in Tempe, AZ. He holds a Series 66 designation and has been in the industry since 2026, with prior experience at Equitable, DoorDash, and Element Egypt. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Cylesce Aguilera is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has worked at Bank of America, Merrill, Redpoint, Nike, Bath and Body Works, and Arizona State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Max Murphy is a financial advisor at Raymond James Financial with two years of industry experience. He holds a Series 66 credential and has worked in roles including investment consulting and real estate. Outside of his advisory work, he also serves as a security host at a local venue. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary advice supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Michelle Delgado is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2012. Outside of her advisory role, she is a partner and handles administrative duties for SOMOS Weddings LLC, a wedding officiant business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and plan sponsors, offering asset allocation advice, investment manager searches, and customized reporting through a team of Wealth Advisors. The firm combines institutional advisory services with brokerage and investment management capabilities, operating under a non-discretionary program where clients retain final decision authority.

John Chapman V is a financial advisor with Raymond James Financial Services Advisors, Inc. in Gilbert, AZ. He holds Series 63 and Series 66 designations and has one year of industry experience. Prior to joining Raymond James, he worked at Morgan Stanley and has a varied background including roles at GradGuard Insurance and educational institutions. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

Ryan Hickey is a financial advisor with Raymond James & Associates based in Mesa, AZ. He holds the Series 63 and Series 66 designations and has eight years of industry experience. His prior roles include positions at Robinhood Markets, Inc. and The Vanguard Group, Inc. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a range of portfolio management styles.

Lauren Michelotti is a financial advisor with LPL Financial in Chandler, AZ, holding Series 63 and Series 65 licenses and eight years of industry experience. Her prior work includes roles at several financial services firms in 2018 and positions outside the industry, including at Finders Records and Bowling Green State University. She is also involved in Wealthnest Tax Services, providing tax preparation and accounting services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting, supported by research from LPL and third-party subadvisors.

Joshua Dean is a financial advisor at Edward Jones in Tempe, Arizona, holding a Series 66 designation with 12 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of approximately 23,701 advisors and 15,121 branches.

Robb Stocks is a financial advisor at Raymond James Financial with 16 years of industry experience. He holds the Series 66 and Series 63 designations and previously worked at Charles Schwab for 20 years. Stocks is also involved with Buechting Financial, where he provides service to new and existing clients. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm employs tailored, non-discretionary planning and consulting processes and supports its clients through a broad advisor network and specialized programs.

Connor Gilbert is a financial advisor at Merrill with Series 66 and Series 63 credentials and one year of industry experience. His prior roles include positions at Vanguard Marketing Corporation, The Vanguard Group, and Bank of America, N.A. Outside of his advisory work, he has been involved with DoorDash since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal Chief Investment Office teams and third-party managers.

Joseph Garner Jr. is a financial advisor with LPL Financial in Chandler, AZ, holding a Series 63 designation and over 45 years of industry experience. He has been with LPL Financial since 1997. Outside of advisory work, he is involved in managing client communications through a small artistic endeavor related to Send Out Cards, Inc. LPL Financial serves a broad client base including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services through a large network of investment adviser representatives. The firm provides a range of investment management options supported by in-house and third-party research, as well as various technology-enhanced services.

Benjamin Katz is a financial advisor at Morgan Stanley in Gilbert, AZ, holding the Series 66 designation with five years of industry experience. His prior work includes roles at Bank of America Merrill Lynch and University Beyond. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

John Peters is a CFP®-designated financial advisor with Edward Jones in Tempe, AZ, where he has worked since 2013. He has 20 years of industry experience, including prior tenure at LPL Financial. Outside of his advisory role, Peters is involved in managing several real estate-related businesses and operates as a rideshare driver. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and maintains one of the largest networks of advisors and branch offices in its category.

Austin Nehls is a financial advisor at Merrill based in Chandler, AZ, holding a Series 66 designation with six years of industry experience. His prior work includes roles at Bank of America, DoorDash, Ball State University, Sonora Investment Management, and Central Connecticut State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sean Kennedy is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He has held roles at LPL Financial since 2017 and has been involved with Trilogy Capital, Inc. and Trilogy Financial Services, where he also acts as a fixed insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and various advanced investment strategies.

Gary Bettencourt is a financial advisor with Fidelity Investments in Chandler, AZ, holding Series 63 and Series 66 credentials and 11 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he owns and operates an adult soccer business involved in event planning and bookkeeping. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable and registered investment company accounts. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs, with a focus on systematic methodologies and oversight of sub-advisers.

Alfredo Fragoso is a financial advisor at Edward Jones in Tempe, AZ, holding a Series 66 designation with 10 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Gary Phillips is a financial advisor with J.P. Morgan Securities, holding the CFP® designation and Series 63 and 66 licenses, with 28 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2020, and previously at Bank of America and Merrill from 2014 to 2020. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering advisory services alongside affiliated brokerage, distribution, and investment management capabilities.