James Rettke III is a CFP® professional with 22 years of industry experience, currently serving as a financial advisor at Ameriprise in Scottsdale, AZ since 2020. He was previously with Ameriprise Financial Services, Inc. from 2003 to 2020. Outside of advising, he is involved in several business ventures related to residential real estate ownership and management. Ameriprise provides retirement-income planning services designed for individuals nearing or in retirement, focusing on clients with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations primarily for clients holding assets in Ameriprise Managed Accounts.

Brian Juda is a financial advisor with Ameriprise in Scottsdale, AZ, holding a Series 66 designation and 19 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of financial advising, he is co-owner of Happy Jack's Hospitality LLC. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach while offering a broad range of advisory, brokerage, and insurance solutions.

Thomas Kabler IV is a financial advisor at Vanguard Advisers with Series 66 registration. He has no prior industry experience and has been with Vanguard and its affiliates since 2026. His previous work includes roles at PING, Inc., TravisMathew, LLC, and Nike, among others, and he attended Arizona State University from 2022 to 2026. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach centered on proprietary models and primarily invests in Vanguard funds and ETFs, managing client relationships at scale through a digital and team servicing model.

Aaron Kerr is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 designations and five years of industry experience. His background includes roles at The Vanguard Group, Vanguard Marketing Corporation, and Vivint, among others. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering various customization options and managing a large client base with a scalable digital platform.

Erin Richters is a financial advisor at OSAIC with eight years of industry experience. She holds a Series 66 designation and has worked at Securities America, Inc. since 2016, alongside her current role at OSAIC. Previously, she was employed at Starbucks for one year. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, portfolio management, and retirement plan consulting. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, supported by various risk assessment and rebalancing tools.

Rebecca Greenwood is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 credentials and 13 years of industry experience. Her work history includes positions at Cetera, Cetera Investment Services LLC, and First National Bank of PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Brian Holloway is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding a Series 66 credential and 25 years of industry experience. He has worked at Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario-based modeling as part of its financial planning process.

Vincent Gregorovich is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has worked at The Vanguard Group since 1999 and previously spent nine years at Uber. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm combines a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, leveraging its scale and digital platform to manage a large client base.

Lauren Coleman is a financial advisor at Vanguard Advisers with two years of industry experience and holds a Series 66 designation. Prior to joining Vanguard, she has worked at Morgan Stanley and completed her education at Arizona State University. Outside of her advisory role, she is employed as a server at Culinary Dropout in Tempe, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, emphasizing scalability and digital delivery.

Scott Long is a financial advisor at OSAIC with 10 years of industry experience. He holds the Series 66 designation and previously worked at Securities America Advisors and Securities America Inc. He is based in Scottsdale, AZ. OSAIC Wealth serves a diverse client base including retail, high-net-worth, institutional, and charitable clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and strategies including Unified Managed Accounts and third-party money manager programs.

Anthony Licocci is a CFP® professional with 20 years of industry experience. He has been with The Vanguard Group, Inc. since 2010 and works out of Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and offers a range of customization options, managing a large client base through a combination of automation and advisor support.

Eileen Mcarthur is a financial advisor at Ameriprise with 35 years of industry experience and holds a Series 63 designation. She has been with Ameriprise since 2012, including six years at the current firm. Outside of her advisory role, she serves as Vice President of the Breast Cancer Research & Assistance Fund and as Secretary for the Cancer Aid and Research Fund. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides ongoing retirement-income planning advice through a written Recommendation Report and tax-aware withdrawal strategies.

Andrew Posin is a Financial Advisor with Merrill Lynch Wealth Management based in Scottsdale, Arizona. He works with high net worth individuals and businesses, assisting them through various stages of their financial lives by providing clarity and confidence in decision-making. His practice focuses on family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategies, tax minimization, and retirement income planning. Andrew holds a Bachelor of Science in Business Administration from the University of Arizona's Eller College of Management, with a triple major in Finance, Business Analytics, and Entrepreneurship, and a minor in Personal & Family Financial Planning. He is designated as a Personal Investment Advisor (PIA). Drawing on his academic background and professional experience, he tailors financial strategies to the unique goals of each client. Outside of his professional role, Andrew enjoys baseball, basketball, football, golfing, and spending time with his family.

Bradley Knowlton is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding Series 63, 65, and 66 licenses and two years of industry experience. His prior work includes roles at Financial Engines Advisors, The Vanguard Group, and Luminvest Wealth Management. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party program referrals.

Eric Benson is a CFP® with 18 years of industry experience, currently serving as an advisor at Vanguard Advisers. His prior roles include positions at Benson & Foshee LLC and Street Sweeping. He has been with The Vanguard Group, Inc. since 2010. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios built primarily from Vanguard funds and ETFs. The firm manages a high volume of client relationships through a combination of digital platforms and a large advisory team.

Christopher Sandstrom is a CFP® with 18 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2013. He has been affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2007. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm utilizes a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, supporting a high client-to-advisor ratio through its digital platform and team servicing model.

Brett Baker is a financial advisor at Osaic Wealth with 20 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at SagePoint Financial, Inc. for 14 years before joining Osaic in 2023. Outside of advising, he operates a sole proprietorship related to his family’s insurance business. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and multiple investment program options.

Mackenzie Smith is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2016. She holds the Series 63 designation and is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct personalized portfolios primarily from Vanguard funds and ETFs, combining digital delivery with a large team of advisors.

Holly Swihart is a financial advisor at Osaic with 19 years of industry experience. She holds the Series 66 designation and previously worked at Lincoln Financial Advisors from 2006 to 2025. Outside of her advisory role, she serves as a host providing housing support in a service capacity. Osaic Wealth serves retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm employs a model-based investment approach with portfolio optimization tools and supports a range of client types from individual investors to corporate clients.

Caroline Allen is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. She has been with Vanguard since 2018 and has held related roles within The Vanguard Group and Vanguard Marketing Corporation since 2010. Outside of her advisory work, she is contracted as a pet sitter through Rover. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.