Christopher Sandstrom is a CFP® with 18 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2013. He has been affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2007. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm utilizes a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, supporting a high client-to-advisor ratio through its digital platform and team servicing model.

Brett Baker is a financial advisor at Osaic Wealth with 20 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Sagepoint Financial, Inc. for 14 years. Baker also operates an insurance business as a sole proprietor. Osaic Wealth serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services alongside financial planning and retirement consulting. The firm employs various asset-allocation tools and access to third-party managers to construct diversified portfolios tailored to client needs.

Mackenzie Smith is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2016. She holds the Series 63 designation and is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct personalized portfolios primarily from Vanguard funds and ETFs, combining digital delivery with a large team of advisors.

Holly Swihart is a financial advisor at OSAIC with 19 years of industry experience. She holds the Series 66 designation and previously worked for Lincoln Financial Advisors from 2006 to 2025. Outside of her advisory role, she hosts and provides housing as a service activity unrelated to investment services. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and investment advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and various managed account solutions to construct portfolios across multiple asset classes.

Caroline Allen is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. She has been with Vanguard since 2018 and has held related roles within The Vanguard Group and Vanguard Marketing Corporation since 2010. Outside of her advisory work, she is contracted as a pet sitter through Rover. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

Peter Roberti Jr. is a financial advisor with Wells Fargo Clearing in Queen Creek, AZ, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Timothy Heaton is a financial advisor at OSAIC based in Scottsdale, AZ, with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Securities America Inc for 13 years before joining OSAIC. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, providing integrated brokerage and advisory services through a broad network of affiliated advisors. The firm employs various asset-allocation tools and offers portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments, with discretionary and non-discretionary management options.

Michelle Elliott is a financial advisor with Morgan Stanley in Scottsdale, Arizona, holding a Series 63 designation and 29 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions. The firm emphasizes structured financial planning supported by firm-approved tools and extensive asset management services.

Blanca Estrada Rosanoff is a financial advisor at LPL Financial with three years of industry experience. She holds the Series 66 designation and has previously worked at BMO Harris Bank, Ann Inc. LOFT, Johnson Bank, and National Bank of Arizona. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Jill Rolfe is a financial advisor at OSAIC with 20 years of industry experience. She holds the Series 66 designation and has worked at Securities America Inc. and OSAIC since 2014. Outside of her advisory role, she is involved with the Elks Club. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, financial planning, and access to various investment products through multiple platforms and third-party managers.

Renee Berreth is a financial advisor at Osaic with 17 years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation and Lincoln Financial Securities Corporation. Outside of her advisory role, she manages farm and ranch operations, including cattle herd management and land rental activities. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to large institutions, offering integrated brokerage and advisory services through a broad network of advisers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios that include a variety of investment vehicles and supports both discretionary and non-discretionary account management.

Michael Fleming is a financial advisor at OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 credentials with 34 years of industry experience. He has been with Royal Alliance Associates, Inc. since 2015. Outside of his advisory role, he serves as the executor for a family estate. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage, investment advisory services, and access to third-party money managers and wrap programs through a large network of affiliated advisors. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across various asset classes, with accounts managed on either a discretionary or non-discretionary basis.

Patricia Gradl is a financial advisor with Ameriprise in Tempe, Arizona, holding a Series 63 designation and 18 years of industry experience. Her career includes prior roles at OSAIC Wealth, Inc and Lincoln Financial Securities Corporation. Outside of her advisory work, she is a commissioned notary public in Arizona. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research-driven modeling and tax-efficient strategies to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Aaron Gordon is a CFP® professional with 27 years of experience in the financial services industry. He is currently affiliated with LPL Financial and previously worked at Kestra Advisory and Kestra Investment Services. Gordon holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved in several business ventures including Watermark Estate Planners, LLC, and Watermark Tax Strategies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by in-house and third-party research and technology.

Caden Seiferth is a financial advisor with Robert W. Baird & Co. and holds a Series 66 designation. He has one year of industry experience and has worked at firms including Morgan Stanley and Xcelsior Advisor Partners LLC. Outside of finance, he has experience with Rock Solid Climbing and Fitness. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm offers a broad range of financial planning and investment management services, utilizing a combination of separately managed accounts, overlay management, tax strategies, and internal research including AI tools.

Bryce Cook is a financial advisor with Ameriprise Financial Services, LLC in Scottsdale, AZ, holding Series 63 and Series 65 registrations with 14 years of industry experience. He has been with Ameriprise since 2016. Outside of his advisory role, Cook works as a basketball referee. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Christian Tillotson is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 credentials and four years of industry experience. He has been with The Vanguard Group since 2022. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with proprietary models and portfolios mainly composed of Vanguard funds and ETFs.

Abby Toohill is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 credential and six years of industry experience. Her prior roles include positions at Morgan Stanley and USAA Financial Advisors. Outside of her advisory work, she owns and operates Smitten Schnauzers LLC, a dog breeding and training business. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Christopher Faust is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63, 65, and 66 licenses and bringing 26 years of industry experience. His prior roles include positions at SagePoint Financial, Bank of America, and Merrill. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services with portfolio construction supported by asset allocation tools, risk assessment, and access to third-party money managers.

Natasa Savich is a Wealth Management Advisor with Merrill Lynch Wealth Management. She works with individuals, businesses, and private estates to provide guidance in investment decisions, retirement planning, liquidity management, and other wealth strategies. Natasa leverages the investment insights of Merrill and the banking services of Bank of America to assist clients in pursuing their financial goals through personalized strategies tailored to their needs. Her client focus areas include college education planning, divorce transition planning, defined benefit and defined contribution plan consulting, portfolio management, and retirement income planning. Natasa’s approach involves working closely with clients to understand their financial situations and preferences, ensuring that recommendations align with their income and growth objectives. Natasa holds a Bachelor's Degree in Business Administration from Northwood University and a Master of Business Administration (MBA) from Northwood University's DeVos Graduate School. She maintains professional designations including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Personal Investment Advisor (PIA). Outside of work, she has interests in basketball, football, golfing, hiking, hunting, soccer, traveling, and watching movies.