Joe Carter is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and eight years of industry experience. He has worked at Merrill and Bank of America, N.A., and has been with J.P. Morgan Securities and JP Morgan Chase Bank since 2021. Outside of finance, he is an owner and partner of Sweet Wheels LLC, a restaurant business specializing in ice cream. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program offers non-discretionary, written asset allocation advice and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

William Kohlmann is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at USAA Investment Management Company and Schwab Private Client Investment Advisors, and he has maintained a sole proprietorship since 2019. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios and offers a multi-asset investment approach supported by centralized supervision and custody.

Louis Gatchell II is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was associated with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm utilizes structured planning tools and models to support client outcomes while generally acting in an advisory capacity.

Emily Hernandez is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and related entities since 2016, including Morgan Stanley Private Bank and ETrade Securities. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes firm-approved tools and modeling techniques.

Sarah Bentzin is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2023, she attended Baylor University and Notre Dame Preparatory. She serves on the board of the Skylight Charitable Trust, where she reviews grant proposals and records meeting minutes. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions. The firm emphasizes tailored financial planning supported by structured discovery and planning tools, managing approximately $2.74 trillion in client assets.

Jeffrey Hertig is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2022, he worked for seven years at Ernst & Young LLP. He serves as president of the Surprise Pickleball Association in Phoenix, AZ. Edward Jones is a wealth management firm serving individual and institutional clients with a broad range of investment strategies, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Ian Fawcett is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab since 2020. Prior to that, he was employed at USAA Financial Planning Services, USAA Financial Advisors, Inc., and USAA Investment Management Company from 2014 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios alongside a centralized operational structure.

Hailey Nordstrom Moffat is a financial advisor at Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 licenses with three years of industry experience. Her prior work includes positions at Nextiva and The Vanguard Group, Inc. She also has experience at Arizona State University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Andrew Manna is a CFP® professional with four years of industry experience, currently advising at Stifel in Scottsdale, AZ. His prior roles include positions at Concurrent Investment Advisors LLC and Purshe Kaplan Sterling Investment. Stifel serves a diverse client base, including individual, institutional, and municipal clients, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Michelle Selsor is a financial advisor at Edward Jones in Peoria, AZ, holding a Series 66 designation with 16 years of industry experience. She has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across various segments. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Corey Graving is a financial advisor at Charles Schwab with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple firms including Scottrade, TD Ameritrade, MUFG Union Bank, and Charles Schwab. Outside of his advisory role, he owns a rental property managed through a third-party company. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment solutions alongside integrated brokerage, custody, and cash management services.

Autumn Robidoux is a financial advisor with Equitable Advisors based in Scottsdale, AZ. She holds the Series 66 designation and has been with Equitable Advisors since 2026. Prior to entering the financial industry, she worked at Texas Roadhouse for several years and has experience studying at Northern Arizona University. Equitable Advisors provides financial planning, retirement plan consulting, and a variety of asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of third-party advisory models and offers services through a network of Investment Adviser Representatives.

Kyle Bellemare is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at Charles Schwab since 2017 and previously was affiliated with Arizona State University from 2015 to 2017. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers primarily non-discretionary investment guidance supplemented by access to discretionary separately managed accounts, combining scale and integrated operations in its wealth management approach.

Elizabeth French is a financial advisor with UBS Financial Services in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients with a broad range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor advice and offers fiduciary financial planning services.

Buck Bandura is a CFP® professional with 27 years of experience in the financial services industry. He has been with Wells Fargo Advisors Financial Network since 2009 and is also associated with Matrix Wealth Management Inc. Outside of his advisory work, Bandura is a partner at GECKO LLC and serves as co-trustee for Matrix Wealth Management Inc.'s 401(k) and defined benefit plans. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services through a network of advisors, utilizing Wells Fargo research and tools to develop tailored recommendations.

Jack Spicer is a financial advisor at Robert Baird & Co. with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Baird since 2022, following roles at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB. Outside of his advisory work, he spends time coaching sports. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. The firm offers a range of financial planning, portfolio management, and brokerage services, utilizing a mix of manager-traded and model-traded strategies along with internal research and artificial intelligence tools.

Jennifer Lucovich is a financial advisor with UBS Financial Services in Scottsdale, AZ, holding a Series 66 designation and 22 years of industry experience. Prior to joining UBS in 2020, she worked at BMO Harris Financial Advisors, Inc., BMO Harris Bank NA, and M&I Trust Company among other related roles from 2010 through 2020. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm employs proprietary research and model-based asset allocations to tailor financial plans and manages client relationships through both discretionary and non-discretionary portfolio management.

Rhonda Rommel is a CFP® professional with 31 years of industry experience, currently with Raymond James & Associates since 2012. She holds Series 63 and Series 65 licenses and is based in Scottsdale, AZ. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

David Scheur is a financial advisor with Cetera in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 31 years of industry experience. His work history includes roles at Ameriprise Advisor Services, Jacob Gold & Associates, VOYA Financial Advisors, and Cetera Wealth Services, LLC. He is also the owner of Scheur Wealth Management, Inc., a financial services firm. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party models and customized strategies.

Jonathan Savage is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been assisting individuals and businesses since 2016, focusing on creating personalized financial strategies that address his clients' unique needs. His areas of expertise include college education planning, family wealth management, legacy planning, liquidity management, retirement planning, portfolio management, and serving clients in sports and entertainment sectors. Jonathan holds a Bachelor's Degree from Arizona State University and maintains professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is bilingual in English and Spanish, which allows him to serve a diverse client base effectively. Outside of his professional work, Jonathan stays actively involved in his community through his participation with Hospice of the Valley. He balances his career with personal interests such as bowling, drawing and sketching, football, music, reading, spending time with family, table tennis, watching movies, and yoga.